Welcome to our dedicated page for Innovative Payment Solutions SEC filings (Ticker: IPSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Innovative Payment Solutions, Inc. (IPSI) SEC filings page on Stock Titan provides access to the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. IPSI is a Nevada-incorporated fintech and digital payments company whose common stock trades on the OTCQB Venture Market under the symbol IPSI. Its filings offer detailed information on corporate structure, material agreements, and strategic transactions that underpin its real-time payments and cross-border fintech operations.
For IPSI, Form 8-K current reports are particularly relevant. Recent 8-K filings describe events such as the entry into a Limited Liability Company Operating Agreement with Brant Point Solutions, LLC to form Jetties Partners, LLC (doing business as IPSIPAY). The stated purpose of this joint venture is to develop, market, distribute, and operate real-time financial technology merchant processing payment solutions branded as IPSIPay or PayzliPlus, initially targeting gaming, sportsbook, and casino entertainment markets. Another 8-K details the filing of Restated Articles of Incorporation in Nevada, consolidating prior amendments, increasing authorized shares of common and preferred stock, clarifying capital structure, and authorizing the board to designate series of preferred stock.
On this page, users can review IPSI’s periodic and current reports to understand how the company structures its capital, forms joint ventures, and documents material agreements that support its payment and fintech strategy. Stock Titan enhances these filings with AI-powered summaries that explain key terms and highlight important sections, helping readers interpret complex documents more efficiently. Real-time updates from EDGAR ensure that new IPSI filings, including future 10-K annual reports, 10-Q quarterly reports, and additional 8-Ks, are available quickly, while insider transaction filings such as Form 4 can be monitored to track reported changes in insider holdings when they are filed.
Innovative Payment Solutions, Inc. reported that on January 21, 2026 it filed Amended Articles of Incorporation with the Nevada Secretary of State. The amendments were approved by a majority written consent of shareholders in accordance with Nevada law and became effective upon filing.
The company has provided the certified Amended Articles as Exhibit 3.1, and also included a cover page interactive data file embedded within the Inline XBRL document.
Innovative Payment Solutions, Inc. reports continuing operating losses, heavy leverage and significant liquidity pressure in its annual filing for the year ended December 31, 2025. The company posted a net loss of about $4.4 million for 2025, following a $4.1 million loss in 2024, and discloses an accumulated deficit of $69.0 million.
As of December 31, 2025, cash and cash equivalents were only $29,804 against about $5.4 million in convertible notes held by institutional investors that have either matured or come due in 2026, raising a going concern uncertainty. Those notes are convertible at very low or variable prices, creating the potential for substantial shareholder dilution. The company also fully impaired its IPSIPay Express joint venture and has shifted focus to a new 50/50 gaming-focused merchant processing venture, Jetties Partners, LLC, which has yet to generate revenues.
Innovative Payment Solutions, Inc. (IPSI) filed its quarterly report for the period ended September 30, 2025, showing no revenue and a larger net loss driven by fair value changes in derivatives and debt items. The company reported a net loss of $22,208,361 for the quarter and $46,529,425 for the nine months.
Liquidity remains constrained: cash was $7,045; current liabilities were $55,305,185 against total assets of $478,487. The company disclosed a stockholders’ deficit of $(54,976,698) and a sharp rise in the derivative liability to $45,016,246, reflecting repricing and valuation movements. Operating cash outflow was $535,481 for the nine months, offset by $542,000 provided by financing. The report states there is substantial doubt about the company’s ability to continue as a going concern. Shares outstanding were 454,236,931 as of September 30, 2025; as of November 14, 2025, they were 490,622,547.
Innovative Payment Solutions, Inc. entered into a Limited Liability Company Operating Agreement with Brant Point Solutions, LLC to form a Delaware joint venture, Jetties Partners, LLC (d/b/a IPSIPAY). The venture will develop, market, distribute, and operate real-time merchant processing payment solutions branded as IPSIPay or PayzliPlus, initially focused on gaming, sportsbook, and casino entertainment markets.
The agreement sets out contributions, governance, and management terms for operating the joint venture. An executed copy is filed as Exhibit 10.1.
Innovative Payment Solutions, Inc. (IPSI) restated its Articles of Incorporation. The Restated Articles were approved by majority written consent of shareholders and became effective upon filing with the Nevada Secretary of State on October 3, 2025.
The restatement consolidates all prior amendments and includes an increase in the number of authorized shares of common and preferred stock, clarification of the authorized capital structure and par values, and authorizes the Board to designate one or more series of preferred stock with specific rights and preferences. The company also made conforming, administrative, and modernizing changes. The certified Restated Articles are filed as Exhibit 3.1.