Every 10-Q that INNOVATIVE PYMNT SOLUTION (IPSI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow IPSI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full IPSI filings page.
Innovative Payment Solutions, Inc. reported no revenue for the three and six months ended June 30, 2026 and continues to operate pre-revenue while building fintech payment platforms. For the six-month period, the company recorded a net loss of $13.3 million compared with $24.3 million in the prior-year period.
Total assets were $9.6 million, driven largely by newly recognized indefinite-lived intangible assets of $9.6 million from technology access rights and license agreements related to Jetties Partners, LLC and FINAP USA, LLC. Cash was minimal at $48, with a bank overdraft of $1,426.
Total liabilities were $23.2 million, including $6.0 million of convertible debt, $2.1 million of notes payable, and a sizable derivative liability of $12.6 million tied to variable-priced convertible instruments. The company reported a total stockholders’ deficit of $13.6 million and disclosed that substantial doubt remains about its ability to continue as a going concern, relying on future capital raises while multiple notes and convertible debts are technically in default. As of June 30, 2026, 953,362,723 common shares were outstanding.
Innovative Payment Solutions, Inc. reports Q1 2026 with no revenue and a net loss of $585,458, compared with a loss of $3,749,821 a year earlier. Operations remain pre‑revenue while expenses, mainly general and administrative, totaled $1,145,293.
Total assets were $4,259,783, heavily outweighed by total liabilities of $11,123,751, leaving a stockholders’ deficit of $6,863,968. The company had cash of only $11,602 and relies on substantial $5,734,682 of convertible debt and $2,060,228 of notes payable, many of which are matured or technically in default.
Management discloses substantial doubt about the company’s ability to continue as a going concern and plans to fund operations through additional equity sales and borrowings. Common shares outstanding rose to 806,872,547 as of March 31, 2026 and 950,362,723 as of May 15, 2026, reflecting significant dilution.
Innovative Payment Solutions, Inc. (IPSI) filed its quarterly report for the period ended September 30, 2025, showing no revenue and a larger net loss driven by fair value changes in derivatives and debt items. The company reported a net loss of $22,208,361 for the quarter and $46,529,425 for the nine months.
Liquidity remains constrained: cash was $7,045; current liabilities were $55,305,185 against total assets of $478,487. The company disclosed a stockholders’ deficit of $(54,976,698) and a sharp rise in the derivative liability to $45,016,246, reflecting repricing and valuation movements. Operating cash outflow was $535,481 for the nine months, offset by $542,000 provided by financing. The report states there is substantial doubt about the company’s ability to continue as a going concern. Shares outstanding were 454,236,931 as of September 30, 2025; as of November 14, 2025, they were 490,622,547.