Innovative Payment Solutions (IPSI) files amended articles of incorporation in Nevada

Rhea-AI Filing Summary

Innovative Payment Solutions, Inc. reported that on January 21, 2026 it filed Amended Articles of Incorporation with the Nevada Secretary of State. The amendments were approved by a majority written consent of shareholders in accordance with Nevada law and became effective upon filing.

The company has provided the certified Amended Articles as Exhibit 3.1, and also included a cover page interactive data file embedded within the Inline XBRL document.

8-K Event Classification

2 items: 5.03, 9.01

2 items

Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year Governance

The company amended its charter documents, bylaws, or changed its fiscal year.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Filing date of Amended Articles: January 21, 2026 Exhibit with Amended Articles: Exhibit 3.1 Interactive data exhibit: Exhibit 104 +1 more

4 metrics

Filing date of Amended Articles January 21, 2026 Date Amended Articles of Incorporation were filed with Nevada Secretary of State

Exhibit with Amended Articles Exhibit 3.1 Certified Amended Articles of Incorporation attached to the report

Interactive data exhibit Exhibit 104 Cover Page Interactive Data File embedded in Inline XBRL document

Signature date January 23, 2026 Date the report was signed by the Chief Executive Officer and Chairman

Key Terms

Amendments to Articles of Incorporation, Amended Articles of Incorporation, majority written consent of the shareholders, Nevada Revised Statutes, +2 more

6 terms

Amendments to Articles of Incorporation regulatory

"Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year."

Amended Articles of Incorporation regulatory

"filed an Amendment to Articles of Incorporation with the Secretary of State of the State of Nevada."

majority written consent of the shareholders regulatory

"approved by majority written consent of the shareholders in accordance with the Nevada Revised Statutes"

Nevada Revised Statutes regulatory

"majority written consent of the shareholders in accordance with the Nevada Revised Statutes"

The Nevada Revised Statutes are the official compilation of laws enacted by Nevada’s legislature that govern business activities, corporate structure, licensing, taxation and legal procedures in the state. Think of it as Nevada’s rulebook that companies and regulators must follow; investors watch it because changes or specific statutes can affect a company’s legal obligations, tax position, licensing status and risk exposure, which in turn can influence valuation and investment decisions.

Inline XBRL technical

"Cover Page Interactive Data File (embedded within the Inline XBRL document)"

Inline XBRL is a file format for financial filings that embeds machine-readable data tags directly inside the human-readable report, so the same document can be read by people and parsed by software. For investors it makes extracting, comparing and verifying financial numbers faster and more reliable—like a grocery list where each item also has a barcode—reducing manual errors and speeding up analysis.

emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

INNOVATIVE PAYMENT SOLUTIONS, INC.

(Exact name of registrant as specified in its charter)

Nevada		000-55648		33-1230229
State of Incorporation		Commission File Number		IRS Employer Identification No.

732 S 6th St. #4621, Las Vegas, Nevada 89101

(Address of principal executive offices)

Registrant’s telephone number: (866) 477-4729

n/a

(Former Name and Former Address)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of registrant under any of the following provisions:

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Title of each class Trading Symbol(s) Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On January 21, 2026, Innovative Payment Solutions, Inc. (the “Company”) filed an Amendment to Articles of Incorporation with the Secretary of State of the State of Nevada. The Amended to the Articles were approved by majority written consent of the shareholders in accordance with the Nevada Revised Statutes and became effective upon filing.

The Amended Articles of Incorporation

● An increase in the number of authorized shares of the Company’s common stock.

A copy of the filed Restated Articles of Incorporation, as certified by the Nevada Secretary of State, is filed herewith as Exhibit 3.1 and incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

Exhibit No.		Description
3.1		Amended Articles of Incorporation of Innovative Payment Solutions, Inc., filed January 21, 2026, with the Nevada Secretary of State.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

INNOVATIVE PAYMENT SOLUTIONS, INC.
By:	/s/ William D. Corbett
	William D. Corbett
	Chief Executive Officer and Chairman
Date: January 23, 2026

2

FAQ

What corporate action did Innovative Payment Solutions (IPSI) report in this 8-K?

Innovative Payment Solutions reported that it filed Amended Articles of Incorporation with the Nevada Secretary of State on January 21, 2026. This formal filing updates its corporate charter and reflects changes approved by shareholders through majority written consent under Nevada law.

When did Innovative Payment Solutions (IPSI) file its Amended Articles of Incorporation?

The company filed its Amended Articles of Incorporation on January 21, 2026 with the Nevada Secretary of State. The filing became effective upon submission, meaning the updated charter provisions took legal effect as of that same date under Nevada corporate statutes.

How were the Amended Articles of Incorporation of IPSI approved?

The Amended Articles of Incorporation were approved by a majority written consent of shareholders in accordance with the Nevada Revised Statutes. This method allows shareholder approval without a physical meeting, once sufficient written consents are obtained to represent a majority of voting power.

Where can investors find the full text of IPSI’s Amended Articles of Incorporation?

Investors can review the full text in Exhibit 3.1 to the report, which contains the Amended Articles of Incorporation certified by the Nevada Secretary of State. The exhibit is incorporated by reference and forms part of the company’s current report disclosure package.

What exhibits did Innovative Payment Solutions (IPSI) include with this filing?

The filing includes Exhibit 3.1, the Amended Articles of Incorporation filed January 21, 2026, and Exhibit 104, a cover page interactive data file embedded within the Inline XBRL document. These exhibits provide the legal charter text and machine-readable cover-page information.

Who signed the 8-K for Innovative Payment Solutions (IPSI) and in what capacity?

The report was signed on behalf of Innovative Payment Solutions, Inc. by William D. Corbett. He signed in his roles as Chief Executive Officer and Chairman, indicating executive authorization of the disclosure under the Securities Exchange Act of 1934.

Filing Exhibits & Attachments

4 documents

Other Documents

• EX-3.1 AMENDED ARTICLES OF INCORPORATION OF INNOVATIVE PAYMENT SOLUTIONS, INC., FILED J 7.0 KB
• EX-101 XBRL SCHEMA FILE 2.9 KB
• EX-101 XBRL LABEL FILE 33.4 KB
• EX-101 XBRL PRESENTATION FILE 21.8 KB