[8-K] IF Bancorp, Inc. Reports Material Event

Rhea-AI Filing Summary

On August 13, 2025, IF Bancorp, Inc. announced that its Board of Directors declared a cash dividend of $0.20 per common share. The dividend is payable on October 17, 2025 to stockholders of record at the close of business on September 26, 2025. The filing attaches a press release as Exhibit 99.1 announcing the dividend. The Board also set the companys Annual Meeting of Stockholders for November 24, 2025. These actions formally return cash to shareholders and establish the record, payment and meeting dates investors use to confirm eligibility and timing.

Positive

• Board declared a $0.20 per share cash dividend, providing a direct cash return to common shareholders
• Clear record and payment dates set: record date Sept 26, 2025 and payment date Oct 17, 2025, which clarifies eligibility and timing
• Annual Meeting scheduled for Nov 24, 2025, giving shareholders advance notice of the meeting date

Negative

• None.

Insights

Financial Analyst

TL;DR: Board declared a $0.20 per-share cash dividend and set record and payment dates; impact appears routine and shareholder-friendly.

The declaration of a $0.20 cash dividend, with a record date of September 26, 2025 and payment on October 17, 2025, is a direct cash return to shareholders and a signal of available distributable capital. The filing does not provide earnings, payout ratio, or capital adequacy data, so material financial implications cannot be assessed from this disclosure alone. Absent additional metrics, the event is a routine corporate action that preserves optionality for investors requiring income.

Corporate Governance Expert

TL;DR: Board-approved dividend and scheduled annual meeting reflect standard governance actions with no disclosed governance concerns.

The Boards formal declaration of a $0.20 dividend and the scheduling of the Annual Meeting for November 24, 2025 are procedural and shareholder-focused decisions. The filing includes a press release as Exhibit 99.1 but does not disclose board commentary, shareholder vote items, or changes to governance policies. Based solely on the information provided, these decisions are routine and consistent with standard corporate governance practices.

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): August 13, 2025

IF BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

Maryland		001-35226		45-1834449
(State or Other Jurisdiction of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)

201 East Cherry Street, Watseka, Illinois		60970
(Address of Principal Executive Offices)		(Zip Code)

Registrant's telephone number, including area code: (815) 432-2476

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		IROQ		The NASDAQ Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

On August 13, 2025, IF Bancorp, Inc. (the “Company”), the savings and loan holding company for Iroquois Federal Savings and Loan Association, announced that its Board of Directors declared a cash dividend of $0.20 per common share.  The dividend will be paid on October 17, 2025, to stockholders of record as of the close of business on September 26, 2025.  A copy of the Company’s press release announcing the cash dividend is attached as Exhibit 99.1 to this report.

In addition, the Board of Directors has determined that the Company’s Annual Meeting of Stockholders will be held on November 24, 2025.

Item 9.01 Financial Statements and Exhibits

(d)	Exhibits
	Exhibit No.	Description
	99.1	Press release dated August 13, 2025
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		IF BANCORP, INC.
DATE: August 13, 2025	By:	/s/ Pamela J. Verkler
		Pamela J. Verkler
		Senior Executive Vice President and Chief Financial Officer

FAQ

What dividend did IF Bancorp (IROQ) declare?

The Board declared a cash dividend of $0.20 per common share.

When will IF Bancorp (IROQ) pay the dividend?

The dividend will be paid on October 17, 2025 to shareholders of record as of September 26, 2025.

Is there a press release attached to the 8-K for IROQ?

Yes. A copy of the company's press release announcing the cash dividend is attached as Exhibit 99.1 to the report.

When is IF Bancorp's (IROQ) Annual Meeting of Stockholders?

The Board determined the Annual Meeting will be held on November 24, 2025.

Does the filing provide financial results or payout ratio for the dividend?

No. The filing does not include earnings figures, payout ratio, or capital metrics related to the dividend.