Tontine (IROQ) files 13G/A declaring 0 shares owned by reporting group

Rhea-AI Filing Summary

IF Bancorp, Inc. amendment to a Schedule 13G/A filed by Tontine Financial Partners, L.P., Tontine Management, L.L.C., and Jeffrey L. Gendell states the reporting persons beneficially own 0 shares of Common Stock (CUSIP 44951J105), representing 0% of the class. The filing lists the reporting persons' business address as 1 Sound Shore Drive, Suite 304, Greenwich, CT 06830-7251.

Insights

Governance Analyst

Disclosure shows no beneficial ownership by the reporting group.

The filing amends a Schedule 13G/A to declare that Tontine Financial Partners, Tontine Management, and Jeffrey L. Gendell hold 0 shares and 0% of IF Bancorp common stock. This is a straightforward ownership disclosure rather than a transaction.

Because ownership is nil, there is no immediate change to voting power or potential influence from these entities; subsequent filings would be needed to show any acquisition.

Corporate Counsel (SEC filings)

Filing is an ownership-status amendment with standard signatures.

The amendment lists the reporting persons, their citizenship, and principal business address, and is signed by Jeffrey L. Gendell in multiple representative capacities. It classifies this as "Ownership of 5 Percent or Less of a Class."

Legal effect is declarative; any change in beneficial ownership would require a new filing under applicable SEC rules.

Key Figures

Amount beneficially owned: 0 shares Percent of class: 0% CUSIP: 44951J105 +1 more

4 metrics

Amount beneficially owned 0 shares Schedule 13G/A amendment

Percent of class 0% reported beneficial ownership percentage

CUSIP 44951J105 Common Stock, par value $0.01 per share

Filing signatory date 05/15/2026 signature dates on the amendment

Key Terms

Schedule 13G/A, Beneficial ownership, CUSIP

3 terms

Schedule 13G/A regulatory

"amendment to a Schedule 13G/A filed by Tontine Financial Partners"

A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.

Beneficial ownership financial

"Amount beneficially owned: 0 (b) Percent of class: 0 %"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

CUSIP regulatory

"Common Stock, par value $0.01 per share 44951J105"

A CUSIP is a nine-character alphanumeric code that uniquely identifies a U.S. or Canadian financial security—such as a stock, bond, or fund share—like a Social Security number for an investment. It matters to investors because brokers, exchanges and record-keepers use the CUSIP to match trades, track ownership, settle transactions and pull accurate records, reducing errors and ensuring money and securities go to the right place.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 6)

IF Bancorp, Inc.

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

44951J105

(CUSIP Number)

03/31/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 44951J105

1

Names of Reporting Persons

Tontine Financial Partners, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 44951J105

1

Names of Reporting Persons

Tontine Management, L.L.C.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 44951J105

1

Names of Reporting Persons

Jeffrey L. Gendell

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: IF Bancorp, Inc.
(b)	Address of issuer's principal executive offices: The Company's principal executive offices are located at 201 East Cherry Street, Watseka, Illinois 60970.
Item 2.
(a)	Name of person filing: This statement is filed by: (i) Tontine Financial Partners, L.P., a Delaware limited partnership; (ii) Tontine Management, L.L.C., a limited liability company organized under the laws of the State of Delaware; and (iii) Jeffrey L. Gendell, a United States citizen ("Mr. Gendell"). The foregoing persons are hereinafter sometimes collectively referred to as the "Reporting Persons." Any disclosures herein with respect to persons other than the Reporting Persons are made on information and belief after making inquiry to the appropriate party.
(b)	Address or principal business office or, if none, residence: The address of the business office of each of the Reporting Persons is 1 Sound Shore Drive, Suite 304, Greenwich, CT 06830-7251.
(c)	Citizenship: See Item 2(a) above.
(d)	Title of class of securities: Common Stock, par value $0.01 per share
(e)	CUSIP No.: 44951J105
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 0
(b)	Percent of class: 0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 0
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Tontine Financial Partners, L.P.

Signature:	/s/ Jeffrey L. Gendell
Name/Title:	General Partner
Date:	05/15/2026

Tontine Management, L.L.C.

Signature:	/s/ Jeffrey L. Gendell
Name/Title:	Managing Member
Date:	05/15/2026

Jeffrey L. Gendell

Signature:	/s/ Jeffrey L. Gendell
Name/Title:	Jeffrey L. Gendell
Date:	05/15/2026

FAQ

What does the Schedule 13G/A filed by Tontine mean for IROQ?

It states that Tontine Financial Partners, Tontine Management, and Jeffrey L. Gendell beneficially own 0 shares of IF Bancorp common stock, representing 0% of the class. The filing is an ownership-status amendment rather than a disclosure of a transaction.

Who are the reporting persons in the amendment for IROQ?

The reporting persons are Tontine Financial Partners, L.P., Tontine Management, L.L.C., and Jeffrey L. Gendell. The business address provided is 1 Sound Shore Drive, Suite 304, Greenwich, CT 06830-7251.

How much of IF Bancorp does the filing say the reporting group owns?

The amendment reports an Amount beneficially owned: 0 shares and a Percent of class: 0%. The filing separately lists zero voting and dispositive powers for the reporting persons.

Does this Schedule 13G/A indicate any change in voting control for IROQ?

No. The filing shows 0 sole and shared voting powers and 0 dispositive powers for the reporting persons, so it does not indicate any voting control or influence over IF Bancorp stock.

Who signed the amendment and when was it signed?

The amendment is signed by Jeffrey L. Gendell in his capacities as General Partner and Managing Member and individually. The signatures are dated 05/15/2026 on the filing.