Itaú Unibanco Holding S.A. filings document the disclosure record of a Brazil-based financial holding company that reports to the SEC as a foreign private issuer. Form 6-K reports furnish quarterly results materials, financial statements, management discussion and analysis, earnings presentations, annual-report notices, and CVM material facts.
The bank's regulatory filings also cover Pillar 3 risk and capital management, prudential metrics, capital adequacy, risk governance, stress testing, and recovery and resolution planning. Governance-related exhibits include fiscal council materials and policies for the disclosure of material acts or facts, while capital-action disclosures address interest on capital and stock repurchase programs.
Itaú Unibanco Holding S.A. reports its first‑quarter 2026 risk and capital position under Brazil’s Pillar 3 rules. On March 31, 2026, the bank showed a Common Equity Tier 1 ratio of 12.0%, Tier 1 ratio of 13.4% and total capital ratio of 14.8% on R$ 1.56 trillion of risk‑weighted assets.
Total capital reached R$ 230.5 billion, giving an excess of R$ 105.7 billion above the minimum total capital requirement and a 3.2 percentage‑point buffer after all capital buffers. Liquidity remained robust, with a Liquidity Coverage Ratio of 195.1% and a Net Stable Funding Ratio of 122.0%, both comfortably above 100% regulatory thresholds.
Itaú Unibanco Holding S.A. reported a 1Q26 recurring managerial result of R$12.3 billion, up 10.4% from 1Q25, reflecting solid earnings growth after incorporating Avenue’s results. Recurring managerial ROE reached 24.8% on a consolidated basis, with Brazil posting 26.4%.
The total credit portfolio ex-foreign exchange variation was R$1,482.7 billion, 9.0% higher than a year earlier, driven by mortgages, very small, small and middle-market, and corporate loans. The bank maintained a Common Equity Tier I capital ratio of 12.0%, essentially stable versus March 2025.
Cost of credit totaled R$9.95 billion in 1Q26, 4.5% higher year over year, while consolidated non-interest expenses were R$16.2 billion, up 4.8% versus 1Q25 but 5.0% lower than 4Q25, improving the efficiency ratio to 37.1% in Brazil. Management reaffirmed that 2026 guidance ranges, including 5.5%–9.5% total credit growth and a 29.5%–32.5% financial margin with clients, remain unchanged.
Itaú Unibanco Holding S.A. reports strong early-2026 performance and strategic progress as Latin America’s largest bank by market value. Market value reached USD 96 billion on April 30, 2026, with total assets of BRL 3,200 billion and a loan portfolio of BRL 1,482.7 billion as of March 31, 2026.
In 1Q26, recurring managerial result was BRL 12.3 billion, up 10.4% versus 1Q25, driven by clients’ net interest income of BRL 31.5 billion and commissions and insurance of BRL 14.0 billion, while non-interest expenses grew more slowly. Recurring ROE reached 24.8% and the trailing efficiency ratio in Brazil improved to 36.2%.
The credit portfolio grew to BRL 1,483 billion in March 2026, up 7.2% year over year, with 90-day NPL including securities steady at 1.9%. Funding rose to BRL 1,667 billion, and liquidity and capital remained robust, with LCR at 195.1% and Tier I capital ratio at 13.4%.
The bank highlights extensive digital transformation, AI-driven initiatives and over 20,000 employees organized in 2,900+ squads, alongside an advanced ESG agenda. It targets net-zero emissions by 2050, substantial sectoral decarbonization by 2030, more diverse teams, and BRL 1 trillion in sustainable-impact financing by 2030.
Itaú Unibanco Holding S.A. reported a recurring managerial profit of R$12.3 billion in the first quarter of 2026, with an annualized recurring managerial return on average equity (ROE) of 24.8%. This shows strong profitability for the period.
The total credit portfolio reached R$1.5 trillion, representing 9.0% year-over-year growth excluding foreign exchange effects, supported mainly by government program lending in the corporate segment and growth in mortgages, credit cards, and payroll loans. The NPL ratio over 90 days stayed at 1.9%, indicating stable asset quality.
Non-interest expenses were R$16.2 billion, up 4.8% year-over-year due to higher technology and personnel spending, while the efficiency ratio in Brazil improved to 34.9%, the best historical level for a first quarter. Tier I Capital (CET I) reached 12.0% in March 2026, reflecting comfortable capitalization and liquidity.
Itaú Unibanco Holding S.A. reports a strong start to 2026, with recurring managerial result of R$12.3 billion in 1Q26, up 10.4% versus 1Q25 and broadly stable versus 4Q25. Recurring managerial ROE reached 24.8% consolidated, supported by solid profitability in Brazil.
The total credit portfolio was R$1,483 billion at March 2026, up 7.2% year over year and 0.5% from December, while 90‑day NPL including securities stayed at 1.9%, indicating stable asset quality. Cost of credit was R$10.0 billion, rising 4.5% year over year.
Non‑interest expenses totaled R$16.2 billion, up 4.8% year over year but down 5.0% from 4Q25, contributing to a Brazil efficiency ratio of 36.2% over the last 12 months. The Tier I capital ratio stood at 13.4%, and guidance for 2026 on credit growth, margin, cost of credit and fees was reaffirmed.
Itaú Unibanco Holding S.A. filed a Form 6-K presenting summarized minutes from its Fiscal Council. The council examined the company’s financial statements for the period from January to March 2026 and, based on an unqualified report from PricewaterhouseCoopers Auditores Independentes, concluded that the statements fairly reflect the company’s capital structure, financial position and activities for the period.
Itaú Unibanco Holding S.A. filed a Form 6-K describing a Board of Directors meeting held on May 5, 2026. At this meeting, the Board examined the company’s financial statements for the period from January to March 2026.
The Board noted a favorable opinion from the Supervisory Council, an unqualified report from the Independent Auditors, and a declaration from the Board of Officers agreeing with the audited financial statements and the management discussion and analysis report. The Board unanimously approved these documents and authorized their publication to the Brazilian Securities and Exchange Commission (CVM), B3 S.A. – Brasil, Bolsa, Balcão, the U.S. Securities and Exchange Commission, and the New York Stock Exchange.
Itaú Unibanco Holding S.A. reported governance decisions from its Board of Directors meeting held on April 30, 2026. The Board set the Board of Officers at 48 seats for a term lasting until the Board meeting held after the 2027 Annual General Stockholders’ Meeting.
The company reappointed most existing officers, elected three new officers, and formally defined the compositions of key Board-level committees, including the Audit, Strategy, Risk and Capital Management, Nomination and Corporate Governance, Related Parties, Personnel, Compensation, Environmental, Social and Climate Responsibility, and Customer Experience Committees. Investiture of certain elected members will occur after ratification by the Central Bank of Brazil.
Itaú Unibanco Holding S.A. reports a governance change on its Audit Committee. The Board of Directors approved the election of Antonio Francisco de Lima Neto to replace Rogério Carvalho Braga as a committee member for a term running until after the Annual General Stockholders’ Meeting of 2027.
Antonio’s appointment will only take effect after ratification by the Central Bank of Brazil, and Rogério will remain in the role until that approval. Antonio brings extensive experience leading major Brazilian financial institutions, serving on audit committees in Brazil, Chile and Paraguay, and holding senior roles at Banco do Brasil and Banco Fibra.