KRW 934B Kookmin Bank dividend flows up to KB Financial (KB)

Rhea-AI Filing Summary

KB Financial Group reported that its wholly owned subsidiary Kookmin Bank has declared a cash dividend of KRW 2,310 per common share, totaling KRW 934,115,757,960, subject to shareholder approval. This dividend will be paid entirely to KB Financial Group, which owns all Kookmin Bank common shares.

The record date for this dividend is December 31, 2025, and payment is expected within one month after shareholder approval at Kookmin Bank’s annual general meeting, expected on March 25, 2026. This amount is in addition to quarterly dividends already paid of KRW 2,480 per share, or KRW 1,002,860,207,680 total.

Insights

Equity analyst – financial institutions

Large upstream dividend from Kookmin Bank boosts parent’s cash, pending approvals.

Kookmin Bank has declared a substantial cash dividend of KRW 2,310 per share, or KRW 934,115,757,960 in total, all payable to its parent KB Financial Group. As KB owns 100% of Kookmin Bank’s common shares, this is an internal capital transfer rather than a distribution to minority holders.

This dividend is on top of previously paid quarterly dividends of KRW 2,480 per share, totaling KRW 1,002,860,207,680. Together, these figures illustrate significant earnings capacity at the bank level and potential support for KB Financial Group’s own dividends or other capital uses, though no specific downstream actions are stated here.

The dividend is subject to completion of Kookmin Bank’s audit and shareholder approval at its annual general meeting expected on March 25, 2026, with payment expected within one month thereafter. Actual cash receipt and any follow-on capital decisions will depend on those approvals and subsequent board decisions at the parent.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDERTHE SECURITIES EXCHANGE ACT OF 1934

For the month of February 2026

Commission File Number: 000-53445

KB Financial Group Inc.

(Translation of registrant’s name into English)

26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form  40-F ☐

Declaration of Cash Dividends by Kookmin Bank

On February 5, 2026, the board of directors of Kookmin Bank, a wholly-owned subsidiary of KB Financial Group, passed a resolution to declare a cash dividend of KRW 2,310 per common share, for a total dividend amount of KRW 934,115,757,960, subject to shareholder approval. Such cash dividend amount does not include the quarterly dividends that have already been paid (KRW 2,480 per share, or KRW 1,002,860,207,680 total).

The record date is December 31, 2025, and in accordance with the Korean Commercial Code, the payment for such dividends is expected to be made within one month following shareholder approval at the annual general meeting of shareholders of Kookmin Bank, which is expected to be held on March 25, 2026.

The entire dividend amount is to be paid to KB Financial Group, which holds all of the common shares of Kookmin Bank.

The contents of the above declaration remain subject to change pending the results of the audit by Kookmin Bank’s independent auditors and the approval at the annual general meeting of shareholders of Kookmin Bank.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				KB Financial Group Inc.
				(Registrant)
Date: February 5, 2026				By: /s/ Sang Rok Na
				(Signature)
				Name: Sang Rok Na
				Title: Senior Managing Director and Chief Financial Officer

FAQ

What dividend did Kookmin Bank declare for KB Financial Group (KB)?

Kookmin Bank declared a cash dividend of KRW 2,310 per common share, totaling KRW 934,115,757,960. Because KB Financial Group owns all Kookmin Bank common shares, this entire amount is expected to be paid to KB Financial Group, pending required approvals.

How does the new Kookmin Bank dividend compare with prior quarterly dividends?

The newly declared dividend totals KRW 934,115,757,960, based on KRW 2,310 per share. This is in addition to previously paid quarterly dividends of KRW 2,480 per share, which amounted to KRW 1,002,860,207,680, highlighting sizable cumulative distributions from Kookmin Bank to its parent.

What is the record date for Kookmin Banks dividend to KB Financial Group (KB)?

The record date for the newly declared Kookmin Bank dividend is December 31, 2025. Shareholders of record on that date, which is solely KB Financial Group for common shares, will be entitled to receive the KRW 2,310 per share cash dividend once approved.

When is the Kookmin Bank dividend expected to be paid to KB Financial Group?

Payment is expected within one month after shareholder approval at Kookmin Banks annual general meeting, which is expected on March 25, 2026. The timing therefore depends on that meeting and the completion of the banks independent audit process.

Are there any conditions attached to Kookmin Banks dividend declaration?

Yes. The dividend remains subject to the results of Kookmin Banks audit by independent auditors and approval at its annual general meeting of shareholders. The board resolution alone does not finalize payment; both audit completion and shareholder approval are still required.

Who ultimately receives the Kookmin Bank dividend and how many shareholders are involved?

The entire KRW 934,115,757,960 dividend is to be paid to KB Financial Group, which holds all common shares of Kookmin Bank. As a result, there are no outside common shareholders participating in this specific distribution; it is an internal payment within the group.