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KB Financial Group Q3 preliminary profit of ₩1.91T

Cumulative profit attributable to shareholders of the parent company was ₩5.792050 trillion in the first results table.

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(Moderate)

Sentiment and the balance of points

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Form Type
6-K

Rhea-AI Filing Summary

KB Financial Group Inc. reported preliminary third-quarter 2026 operating results. In the first results table, operating revenue was ₩24.498249 trillion, down 22.86% from the second quarter and up 63.62% from a year earlier; profit attributable to shareholders of the parent company was ₩1.907460 trillion, down 4.25% quarter over quarter and up 13.13% year over year.

The second results table lists operating revenue of ₩13.826377 trillion, up 17.66% from the prior quarter and 114.54% year over year, and parent-attributable profit of ₩1.350858 trillion, up 20.14% and 14.78%, respectively. The third table lists operating revenue of ₩5.441505 trillion, down 55.68% sequentially but up 98.13% year over year; net operating profit was ₩380.995 billion, down 36.57% sequentially and up 69.13% year over year, while profit for the period was ₩273.040 billion.

The figures are preliminary, based on K-IFRS, and under review by KB Financial Group’s independent auditors, so they may change.

2 points · 0 major

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Rhea-AI gives every point it takes from this document a weight. Minor counts 1, Moderate 3 and Major 9, so one Major point outweighs several Minor ones. The bar adds up the weights on each side, and when neither side holds more than 65% of the total the balance reads Mixed.

It reads the document as published, with the same rules for every company, and it does not look at what the market expected or at how the stock traded, so a point can be objectively good on a day the stock falls.

Rhea-AI Sentiment measures something else, the tone of the wording.

0 major · 2 points

How the balance works

Positive

  • Moderate pointSecond results table: operating revenue rose 114.54% year over year.
  • Moderate pointThird results table: cumulative operating revenue rose 191.25% year over year.

Negative

  • Moderate pointOperating revenue in the first results table fell 22.86% quarter over quarter.
  • Moderate pointThird results table: quarterly net operating profit fell 36.57% quarter over quarter.

Filing Explained

The filing’s footnote defines “operating revenue” as operating income based on KB Securities’ financial statements; that stated basis clarifies how to interpret the operating-revenue figures in the tables.

Operating revenue, first results table ₩24.498249 trillion 3Q 2026; down 22.86% quarter over quarter and up 63.62% year over year
Profit attributable to shareholders of the parent company, first results table ₩1.907460 trillion 3Q 2026; down 4.25% quarter over quarter and up 13.13% year over year
Operating revenue, second results table ₩13.826377 trillion 3Q 2026; up 17.66% quarter over quarter and 114.54% year over year
Profit attributable to shareholders of the parent company, second results table ₩1.350858 trillion 3Q 2026; up 20.14% quarter over quarter and 14.78% year over year
Operating revenue, third results table ₩5.441505 trillion 3Q 2026; down 55.68% quarter over quarter and up 98.13% year over year
Net operating profit, third results table ₩380.995 billion 3Q 2026; down 36.57% quarter over quarter and up 69.13% year over year
Profit for the period, third results table ₩273.040 billion 3Q 2026; down 39.43% quarter over quarter and up 70.58% year over year
K-IFRS financial
"based on International Financial Reporting Standards as adopted by the Republic of Korea"
K-IFRS is South Korea’s version of the International Financial Reporting Standards: the set of accounting rules, recognition and measurement policies, and presentation requirements that Korean companies use when preparing their financial statements for regulatory filings and public disclosure. It is based on the global IFRS issued by the International Accounting Standards Board but is adopted and interpreted by Korean accounting authorities, so it can include local interpretations, implementation guidance, and mandatory application rules that govern how transactions and balances are reported in Korea.
preliminary operating results financial
"released its preliminary operating results for the third quarter"
Net operating profit financial
"Net operating profit"
Net operating profit is the money a company keeps from its regular business activities after paying the costs needed to run the business — such as wages, rent and supplies — but before profits or losses from financing or one‑time events. Think of it as the cash left in a household budget after paying recurring bills; investors watch it to judge whether the core business is healthy and likely to generate sustainable returns.
Profit attributable to shareholders of the parent company financial
"Profit attributable to shareholders of the parent company"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What was KB’s operating revenue in the first 3Q 2026 results table?

The first results table lists 3Q 2026 operating revenue of ₩24.498249 trillion, down 22.86% from 2Q 2026 and up 63.62% from 3Q 2025.

What does KB (KB Financial Group) say “Operating revenue” means for KB Securities?

The note says “Operating revenue” represents operating income based on KB Securities’ financial statements.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

Form 6-K

 

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of October 2026

Commission File Number: 000-53445

 

 

KB Financial Group Inc.

(Translation of registrant’s name into English)

 

 

26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

 

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form  40-F ☐

 

 
 


Preliminary Operating Results for the Third Quarter of 2026

On October 29, 2026, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for the third quarter of fiscal year 2026. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).

The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed by KB Financial Group’s independent auditors and are therefore subject to change.

 

  1.

Preliminary Operating Results of KB Financial Group (Consolidated)

 

(Won in millions, %)

   3Q 2026      2Q 2026      % Change
Increase
(Decrease)

(Q to Q)
    3Q 2025      % Change
Increase

(Y to Y)
 

Operating revenue

   Specified Quarter      24,498,249        31,757,381        (22.86 )      14,972,327        63.62  
   Cumulative      86,954,553        —         —        58,916,784        47.59  

Net operating profit

   Specified Quarter      2,367,289        2,712,548        (12.73 )      2,334,990        1.38  
   Cumulative      7,807,403        —         —        6,760,989        15.48  

Profit before income tax

   Specified Quarter      2,349,191        2,732,758        (14.04 )      2,261,433        3.88  
   Cumulative      7,713,089        —         —        6,911,180        11.60  

Profit for the period

   Specified Quarter      1,913,172        2,010,508        (4.84 )      1,655,228        15.58  
   Cumulative      5,840,149        —         —        5,101,930        14.47  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,907,460        1,992,189        (4.25 )      1,686,040        13.13  
   Cumulative      5,792,050        —         —        5,121,733        13.09  

 

Notes: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.


  2.

Preliminary Operating Results of Kookmin Bank (Consolidated)

 

(Won in millions, %)

   3Q 2026      2Q 2026      % Change
Increase

(Q to Q)
     3Q 2025      % Change
Increase
(Decrease)

(Y to Y)
 

Operating revenue

   Specified Quarter      13,826,377        11,750,941        17.66        6,444,666        114.54  
   Cumulative      41,495,236        —         —         31,425,703        32.04  

Net operating profit

   Specified Quarter      1,573,164        1,505,435        4.50        1,573,852        (0.04 ) 
   Cumulative      4,703,549        —         —         4,519,186        4.08  

Profit before income tax

   Specified Quarter      1,549,031        1,509,062        2.65        1,578,930        (1.89 ) 
   Cumulative      4,575,832        —         —         4,490,178        1.91  

Profit for the period

   Specified Quarter      1,340,604        1,124,017        19.27        1,175,328        14.06  
   Cumulative      3,564,846        —         —         3,345,168        6.57  

Profit attributable to shareholders of the parent company

   Specified Quarter      1,350,858        1,124,363        20.14        1,176,943        14.78  
   Cumulative      3,576,260        —         —         3,364,548        6.29  

 

Note: 1)

“Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.


  3.

Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated)

 

(Won in millions, %)

   3Q 2026      2Q 2026      % Change
Increase
(Decrease)

(Q to Q)
    3Q 2025      % Change
Increase

(Y to Y)
 

Operating revenue

   Specified Quarter      5,441,505        12,277,933        (55.68 )      2,746,467        98.13  
   Cumulative      26,070,376        —         —        8,951,291        191.25  

Net operating profit

   Specified Quarter      380,995        600,609        (36.57 )      225,264        69.13  
   Cumulative      1,434,718        —         —        667,919        114.80  

Profit before income tax

   Specified Quarter      392,601        608,584        (35.49 )      213,389        83.98  
   Cumulative      1,472,590        —         —        673,908        118.51  

Profit for the period

   Specified Quarter      273,040        450,769        (39.43 )      160,067        70.58  
   Cumulative      1,074,044        —         —        502,428        113.77  

Profit attributable to shareholders of the parent company

   Specified Quarter      272,582        449,886        (39.41 )      159,172        71.25  
   Cumulative      1,071,564        —         —        500,768        113.98  

 

Notes: 1)

The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings conference for the third quarter of fiscal year 2026, which are based on KB Financial Group’s consolidated financial statements.

2)  “Operating revenue” represents operating income based on KB Securities’ financial statements.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

    KB Financial Group Inc.
    (Registrant)
Date: October 29, 2026     By:   /s/ Sang Rok Na
    (Signature)
    Name: Sang Rok Na
    Title: Senior Managing Director and Chief Financial Officer

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