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Kentucky Fst Fed SEC Filings

KFFB Nasdaq

Welcome to our dedicated page for Kentucky Fst Fed SEC filings (Ticker: KFFB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Looking for Kentucky First Federal Bancorp insider trading Form 4 transactions, or trying to decode pages of margin tables in the Kentucky First Federal Bancorp quarterly earnings report 10-Q filing? Many analysts also sift through the Kentucky First Federal Bancorp proxy statement executive compensation and the latest Kentucky First Federal Bancorp 8-K material events explained before they can piece together a complete picture of this community bank’s performance. The documents are dense and the stakes—credit quality, dividend capacity—are high.

Stock Titan’s AI steps in to provide Kentucky First Federal Bancorp SEC filings explained simply. Our engine creates plain-language summaries, highlights anomalies, and links every number back to its source page. Need Kentucky First Federal Bancorp Form 4 insider transactions real-time? Alerts appear seconds after the filing hits EDGAR. Prefer an at-a-glance Kentucky First Federal Bancorp annual report 10-K simplified? We translate footnotes into clear insights and tag key ratios. You’ll also find complete Kentucky First Federal Bancorp earnings report filing analysis the moment results post.

Because the bank specializes in residential and construction lending, each disclosure holds clues to loan-loss reserves, deposit flows, and regulatory capital. Our real-time coverage of every form—from Kentucky First Federal Bancorp executive stock transactions Form 4 to event-driven 8-Ks—surfaces what matters so you can:

  • Monitor insider buying before dividend announcements
  • Compare quarter-over-quarter loan growth without scrolling 200 pages
  • Evaluate allowance for credit losses in seconds
  • Track segment performance across community branches

With understanding Kentucky First Federal Bancorp SEC documents with AI, complex filings become actionable intelligence—no spreadsheets, no manual hunting, just clarity delivered in real time.

Rhea-AI Summary

Kentucky First Federal Bancorp (KFFB) reported results from its annual stockholder meeting held on November 18, 2025. Stockholders elected directors Don D. Jennings and William H. Johnson, with Jennings receiving 5,815,031 votes for and 487,827 withheld, and Johnson receiving 6,017,662 votes for and 285,196 withheld. There were 601,662 broker non-votes on this proposal.

Stockholders also approved, on an advisory basis, the compensation of named executive officers, with 6,829,425 votes for, 66,067 against and 9,028 abstaining. A separate advisory vote on another proposal received 6,104,228 votes for, 159,804 against and 38,766 abstentions, along with 601,662 broker non-votes. In a non-binding vote on how often to hold advisory votes on executive pay, 6,089,370 shares favored one year, compared with lower totals for two or three years, and the Board decided to hold the advisory vote on executive compensation annually.

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Kentucky First Federal Bancorp (KFFB) reported a return to profitability for the quarter ended September 30, 2025. Net income was $344,000 versus a net loss of $15,000 a year ago, driven by higher net interest income of $2.5 million and no provision for credit losses. Earnings per share were $0.04. Noninterest income rose modestly to $153,000, while noninterest expense increased to $2.2 million.

Balance sheet trends were mixed. Total assets were $366.5 million (down from $371.2 million at June 30, 2025). Deposits declined to $271.4 million as cash and equivalents fell to $14.6 million; Federal Home Loan Bank advances rose to $43.8 million. Credit metrics showed nonaccrual loans of $3.1 million and loans 90+ days past due and still accruing of $154,000. Accumulated other comprehensive loss improved to $79,000 (from $145,000). The filing also notes an ongoing formal written agreement with the OCC for First Federal of Kentucky, including individual minimum capital requirements of 9.0% CET1, 11.0% Tier 1, 12.0% Total capital, and 9.0% leverage.

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Rhea-AI Summary

Kentucky First Federal Bancorp will hold its annual meeting on November 18, 2025 at 4:30 p.m. ET at the Challenger Learning Center in Hazard, KY. Stockholders will vote to elect two directors, ratify Clark, Schaefer, Hackett & Co. as auditor, approve a non‑binding say‑on‑pay resolution, and set the frequency of executive compensation votes.

The record date is September 30, 2025, with 8,086,715 shares outstanding. First Federal MHC holds 58.5% (4,727,938 shares), ensuring quorum. The Board recommends voting “FOR” all items and “EVERY YEAR” for say‑on‑pay frequency.

Governance updates include Walter G. Ecton, Jr. as independent Chair and the appointment of R. Clay Hulette as CEO of the Company and President/CEO of First Federal of Kentucky, subject to regulatory approval. 2025 auditor fees totaled $124,000. Pay-versus-performance shows stable compensation while net income was $181,000 in 2025 after a $1.7 million loss in 2024. The proxy notes an OCC agreement under which First Federal of Kentucky is in a “troubled condition,” limiting severance and certain change‑in‑control payments.

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Kentucky First Federal Bancorp (KFFB) files its Form 10-K with disclosures including corporate governance, regulatory requirements, and financial report exhibits. The filing states the company had approximately 8.8 million shares (8,086,715) referenced for December 31, 2024. The company describes an agreement with the OCC requiring a compliance committee of at least three directors and the submission and implementation of revised written three-year strategic, succession, liquidity risk management, and interest rate risk programs.

The report says it is not aware of cybersecurity threats that have materially affected the company but acknowledges evolving risks and that absolute assurance is not possible. The filing lists exhibits, certifications, consolidated financial statements (balance sheet, operations, cash flows and notes) incorporated by reference, and notes there were no stock repurchases in the fiscal years ended June 30, 2024 and 2025. The report is signed by Don D. Jennings as CEO.

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FAQ

What is the current stock price of Kentucky Fst Fed (KFFB)?

The current stock price of Kentucky Fst Fed (KFFB) is $4.45 as of December 5, 2025.

What is the market cap of Kentucky Fst Fed (KFFB)?

The market cap of Kentucky Fst Fed (KFFB) is approximately 34.9M.
Kentucky Fst Fed

Nasdaq:KFFB

KFFB Rankings

KFFB Stock Data

34.85M
3.06M
62.33%
3.83%
0.14%
Banks - Regional
Savings Institution, Federally Chartered
Link
United States
HAZARD