KFS provides Q3 2025 and nine‑month results via Exhibit 99.1

Rhea-AI Filing Summary

Kingsway Financial Services Inc. (KFS) furnished its quarterly update. The company announced it issued a press release covering financial results for the three and nine months ended September 30, 2025. The release is furnished as Exhibit 99.1.

The disclosure is provided under Item 2.02, Results of Operations and Financial Condition, and is designated as “furnished” rather than “filed” under the Exchange Act. Kingsway’s common stock trades on the New York Stock Exchange under the symbol KFS.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): November 6, 2025

KINGSWAY FINANCIAL SERVICES INC.

(Exact Name of Registrant as Specified in Its Charter)

Delaware (State or Other Jurisdiction of Incorporation) 001-15204 (Commission File Number) 85-1792291 (IRS Employer Identification No.)

10 S. Riverside Plaza, Suite 1520, Chicago IL 60606

(Address of Principal Executive Offices) (Zip Code)

Registrant’s Telephone Number, Including Area Code: (312) 766-2138

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	KFS	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). 

Emerging growth company    ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

ITEM 2.02           Results of Operations and Financial Condition.

On November 6, 2025, Kingsway Financial Services Inc. (the “Company”) issued a press release regarding its financial results for the three and nine-month period ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information in this Current Report on Form 8-K provided under this Item 2.02 and Exhibit 99.1 attached hereto shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

ITEM 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit No.    Exhibit Description    

99.1                 Press Release titled “Kingsway Reports Third Quarter 2025 Financial Results”

104                  Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	KINGSWAY FINANCIAL SERVICES INC.
Date: November 6, 2025	By:	/s/ Kent A. Hansen
		Kent A. Hansen, Chief Financial Officer

FAQ

What did Kingsway Financial Services (KFS) announce in this 8-K?

The company furnished a press release with financial results for the three and nine months ended September 30, 2025, as Exhibit 99.1.

Which period does KFS’s update cover?

It covers the three and nine months ended September 30, 2025.

Is the information considered “filed” or “furnished”?

It is furnished under Item 2.02 and not deemed filed for purposes of Section 18 of the Exchange Act.

Where can I find the detailed results?

See Exhibit 99.1 titled “Kingsway Reports Third Quarter 2025 Financial Results.”

What is Kingsway’s stock symbol and exchange?

The common stock trades on the New York Stock Exchange under the symbol KFS.

When was the report dated?

The report is dated November 6, 2025.