Welcome to our dedicated page for Carmax SEC filings (Ticker: KMX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to CarMax Inc. (NYSE: KMX) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools that help explain the information. CarMax is a Virginia-incorporated used car retailer headquartered in the Richmond area and files periodic and current reports as a public company.
Investors can review CarMax’s annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed discussions of used and wholesale vehicle sales, extended protection plan revenues, CarMax Auto Finance performance, gross profit metrics, and selling, general, and administrative expenses. These filings also describe the company’s omni-channel business model, store footprint, and risk factors.
Current reports on Form 8-K document material events such as quarterly earnings releases, leadership changes, preliminary financial outlooks, and annual meeting voting results. For example, recent 8-K filings have covered the announcement of second and third quarter fiscal year 2026 results, the appointment of an Interim President and Chief Executive Officer, and shareholder meeting outcomes.
On this page, AI-generated summaries highlight key points from lengthy filings, helping users quickly identify items such as revenue composition, unit sales trends, CarMax Auto Finance income and loan loss provisions, and notable changes in governance or compensation arrangements. Real-time updates from EDGAR ensure that new 8-K, 10-Q, and 10-K documents appear promptly.
Users can also monitor insider and executive activity reported on ownership-related forms when available, complementing the broader financial and operational disclosures. Together, these resources give a structured view of how CarMax reports its performance, capital allocation decisions, and corporate actions through official SEC documents.
Insider purchase disclosed: A Form 4 filed for Mark F. ONeil, a director of CarMax Inc. (KMX), shows he purchased 10,816 shares of CarMax common stock on
CarMax, Inc. (KMX) director Mitchell D. Steenrod reported a purchase of 2,000 shares of CarMax common stock on 10/02/2025 at a price of $45.57 per share. After the transaction, the reporting person beneficially owned 38,330 shares, held directly. The Form 4 was filed and signed by an attorney-in-fact on 10/03/2025. The filing discloses only this non-derivative purchase and does not include derivative transactions, amendments, or additional remarks.
CarMax (KMX) reported interim results showing mixed operating strength and credit pressure. Operating cash flow improved to $1.09 billion for the first six months of fiscal 2026 versus $501.4 million a year ago, while inventory declined to $3.15 billion as the company right-sized stock. CarMax Auto Finance (CAF) services ~1.1 million accounts in a $17.69 billion loan portfolio. Credit deterioration drove a higher provision for loan losses of $142.2 million in Q2 and $243.9 million year-to-date, raising the allowance to 3.02% of loans. Liquidity appears supported by available revolver capacity, a $700 million term loan at 5.36% and a $2.0 billion repurchase authorization (about $1.56 billion remaining). A subsequent non-prime securitization sold ~$930 million of loans with an expected gain of $25–30 million.
CarMax, Inc. filed a current report to note that it has released its second quarter fiscal year 2026 results. The company states that it issued a press release on September 25, 2025 announcing these results.
The press release, titled “CarMax Reports Second Quarter Fiscal Year 2026 Results,” is furnished as Exhibit 99.1 and is incorporated by reference into the section covering results of operations and financial condition. No detailed financial figures are included in this report itself; instead, readers are directed to the accompanying press release for the full results.