Joint Stock Company Kaspi.kz filings document U.S. disclosure by a foreign private issuer whose American Depositary Shares trade under KSPI. Form 6-K reports furnish annual and interim consolidated financial statements, operating results, AGM notices and results, dividend resolutions, external-auditor appointments, board remuneration terms, and material capital-structure events.
The filings also incorporate selected disclosures by reference into the company’s Form S-8 registration statement and include Form 20-F annual reporting. Company-specific risk disclosure addresses the Kaspi.kz and Kaspi Pay Super App model, consumer and merchant engagement, platform network effects, technology infrastructure, merchant relationships, and the Payments, Marketplace, and Fintech Platforms.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported open-market sales of a total of 114,225 American Depositary Shares (ADSs), each representing one common share, over 6–10 August 2026. The transactions, executed under a Rule 10b5-1 trading plan, were priced at weighted-average per-share prices with individual trades occurring within disclosed price ranges around the reported figures.
Kaspi.kz reported unaudited 2Q 2026 results showing continued growth across its ecosystem. Total revenue rose 15% year-over-year to KZT1.1 trillion ($2.3 billion), driven by e-Commerce value-added services, strong Fintech loan growth and steady Payments. Adjusted EBITDA increased 5% to KZT397 billion ($826 million), while net income was stable at KZT259 billion ($539 million), reflecting higher funding costs and investments, particularly in Türkiye.
Constant-currency e-Commerce GMV grew 28% to KZT1.3 trillion, VAS revenue grew 49%, and Fintech revenue rose 23% to KZT455 billion on an 18% larger average net loan portfolio. Payments TPV increased 13% to KZT12.7 trillion, though the take rate declined to 1.00%. The company launched its AI assistant Kasper, with about 20% of eligible users trying it and high conversion to product recommendations, and completed the Rabobank A.Ş. acquisition, rebranding it as Hepsi Bank in Türkiye. The Board proposed an 18% increase in the quarterly dividend to KZT1,000 per ADS/common share, subject to approval at an extraordinary general meeting on 9 September 2026, and reiterated full-year 2026 guidance.
Kaspi.kz director Vyacheslav Kim reported selling a total of 64,098 American Depositary Shares (ADSs), each representing one common share, in five sale transactions on August 4–5, 2026 under a Rule 10b5-1 trading plan, at weighted average prices ranging from about $91 to $93 per ADS.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported selling a total of 51,325 American Depositary Shares in five transactions on July 31 and August 3, 2026, at weighted average prices between $88.691 and $93.655 per ADS. The sales were made pursuant to a Rule 10b5-1 trading plan, and each ADS represents one common share.
Kaspi.kz is a foreign private issuer, so these equity transactions are exempt from Sections 16(b) and 16(c) of the Securities Exchange Act of 1934.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported selling a total of 22,362 American Depositary Shares on July 29-30, 2026 in open-market or private transactions pursuant to a Rule 10b5-1 trading plan. Each ADS represents one common share, and reported sale prices are weighted-average prices within specified ranges.
Kaspi.kz director Vyacheslav Kim reported selling a total of 34,444 American Depositary Shares (ADS) of Joint Stock Co Kaspi.kz on July 27–28, 2026, in open‑market or private transactions at weighted‑average prices between $85.365 and $87.33 per ADS. Each ADS represents one common share. The trades were executed pursuant to a Rule 10b5-1 trading plan, and Kaspi.kz is a foreign private issuer exempt from certain U.S. short‑swing profit rules.
Kaspi.kz director Vyacheslav Kim reported sales of the company’s American Depositary Shares (ADSs), each representing one common share. On July 23–24, 2026, he sold a total of 37742 ADSs in transactions reported as open market or private deals at weighted-average prices between $84.94 and $87.00 per ADS, pursuant to a Rule 10b5-1 trading plan. Kaspi.kz is described as a foreign private issuer, so these transactions are exempt from Sections 16(b) and 16(c) of the Securities Exchange Act.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported sales of 19,138 American Depositary Shares, each representing one common share, executed on July 21–22, 2026. The ADSs were sold in several tranches at weighted-average prices between $87.0310 and $88.9310 per ADS under a pre-arranged trading plan.
Kaspi.kz states that, as a foreign private issuer under Rule 3a12-3(b), these equity transactions are exempt from Sections 16(b) and 16(c) of the Securities Exchange Act of 1934.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported selling 23,674 American Depositary Shares (ADS) on July 17 and July 20, 2026, in open market or private transactions under a Rule 10b5-1 trading plan.
The reported weighted average sale prices reflect trades within ranges of $85.985–$86.985, $87.025–$88.02, $88.015–$89.015 and $89.0225–$89.69 per ADS, with each ADS representing one common share.
Joint Stock Co Kaspi.kz director Vyacheslav Kim reported sales of 46,911 American Depositary Shares on July 15-16, 2026, in open-market or private transactions at weighted-average prices based on trades between $86.90 and $91.90 per ADS. After these Rule 10b5-1 plan trades, he directly owned 37,957,792 ADSs.