Ladder Capital releases Q4 2025 earnings update

Ladder Capital Corp filed a Form 8-K to note that it issued a press release on February 5, 2026, disclosing its financial results for the quarter ended December 31, 2025.

Rhea-AI Filing Summary

Ladder Capital Corp filed a Form 8-K to note that it issued a press release on February 5, 2026, disclosing its financial results for the quarter ended December 31, 2025. The press release is furnished as Exhibit 99.1 and is not treated as filed for liability purposes.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Ladder Capital Corp (LADR) disclose in this Form 8-K?

Ladder Capital Corp disclosed that it issued a press release with quarterly financial results. The release covers the quarter ended December 31, 2025 and is included as Exhibit 99.1, which is furnished rather than filed for Securities Exchange Act purposes.

Which period’s results are referenced in Ladder Capital Corp’s latest 8-K?

The Form 8-K refers to results for the quarter ended December 31, 2025. Ladder Capital Corp states that a press release dated February 5, 2026 provides these financial details and is attached as Exhibit 99.1 to the current report.

How did Ladder Capital Corp provide its Q4 2025 financial results?

Ladder Capital Corp provided its Q4 2025 financial results via a press release. According to the Form 8-K, the company issued the release on February 5, 2026, and furnished it as Exhibit 99.1 rather than incorporating the figures directly into the report.

Who signed Ladder Capital Corp’s February 5, 2026 Form 8-K?

The Form 8-K was signed by Paul J. Miceli, Chief Financial Officer. The signature section shows that Ladder Capital Corp caused the report to be signed on its behalf on February 5, 2026 by its CFO, confirming the company’s authorization.

Is Ladder Capital Corp’s earnings press release considered filed with the SEC?

No, the press release is furnished, not filed, under the Exchange Act. The Form 8-K explains that Exhibit 99.1 is not deemed filed under Section 18 and will only be incorporated into other Securities Act filings if specifically referenced.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/05/2026 - 08:30 AM EST Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): February 5, 2026

Ladder Capital Corp

(Exact name of registrant as specified in its charter)

Delaware (State or other jurisdiction of incorporation)

001-36299 (Commission File Number)

80-0925494 (I.R.S. Employer Identification No.)

320 Park Avenue, 15th Floor New York, New York (Address of principal executive offices)

10022 (Zip Code)

Registrant’s telephone number, including area code: 212-715-3170

Not Applicable

Former name or former address, if changed since last report

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Name of Each Exchange on Which Registered

Class A common stock, $0.001 par value

LADR

New York Stock Exchange

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Item 2.02.  Results of Operations and Financial Condition.

On February 5, 2026, Ladder Capital Corp (“Ladder”) issued a press release disclosing financial results for the quarter ended December 31, 2025. The information in Exhibit 99.1 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing.

Item 9.01.  Financial Statements and Exhibits.

    (d)    Exhibits

    99.1    Press release of Ladder Capital Corp dated February 5, 2026.

    104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 5, 2026                    LADDER CAPITAL CORP

                            By: /s/ Paul J. Miceli

                             Paul J. Miceli

                             Chief Financial Officer

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