Welcome to our dedicated page for Lendway SEC filings (Ticker: LDWY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Locating the story behind Lendway’s tulip harvest and its non-bank loan book often means wading through dense disclosures. Need the latest Lendway insider trading Form 4 transactions before peak Valentine’s demand? Wonder where the risks of bulb inventory write-downs hide in last quarter’s Lendway quarterly earnings report 10-Q filing? The details exist – but they’re scattered across multiple forms.
Stock Titan solves this research puzzle. Our AI reads every document the moment it hits EDGAR, delivering Lendway Form 4 insider transactions real-time alerts, side-by-side cash-flow tables, and plain-English explanations. Use quick links to jump from the income statement to executive pay in the Lendway proxy statement executive compensation section, or let the platform auto-highlight crop-yield assumptions in the Lendway annual report 10-K simplified. If a sudden loan impairment is disclosed, you’ll see it instantly under Lendway 8-K material events explained. No finance dictionary needed – you’re understanding Lendway SEC documents with AI in minutes, not hours.
Professionals rely on these insights to: monitor Lendway executive stock transactions Form 4 ahead of dividend announcements; compare seasonal revenue swings with our Lendway earnings report filing analysis; and flag covenant breaches before they impact valuation. Real-time updates, AI-powered summaries, and a full archive of 10-K, 10-Q, 8-K, Form 4, S-3, and more mean you never miss a disclosure that could move the market.
Royal Bank of Canada (RY) intends to issue Accelerated Return Notes (ARNs) linked to the S&P 500 Index under its Series J MTN program. The preliminary 424(b)(2) term sheet details a short-dated, market-linked note structured for retail distribution through BofA Securities and Merrill Lynch.
Key economic terms
- Principal: US$10 per unit; senior unsecured debt of RBC.
- Tenor: ~14 months, maturing September 2026.
- Upside: 300% participation in any index increase, subject to a Capped Value between US$11.00 – US$11.40 (10 – 14% maximum total return).
- Downside: 1-for-1 exposure to any decline in the S&P 500; 100% of principal is at risk.
- Payments: single payment at maturity; no periodic coupons or dividends.
- Initial estimated value: US$9.20 – US$9.70, below the US$10 public offer price, reflecting RBC’s lower internal funding rate, a US$0.175 underwriting discount and a US$0.05 hedging-related charge.
- Liquidity: no exchange listing; RBC, MLPF&S and BofAS are not obligated to make a secondary market.
- Credit risk: all payments depend on RBC’s ability to pay; the notes are not bail-inable and are not FDIC/CDIC insured.
Illustrative payout: if the S&P 500 rises 4%, investors receive the capped US$11.20 (≈12% return); a 20% or 100% rise still yields only US$11.20. A 10% decline yields US$9.00; a 50% decline, US$5.00; index at zero, US$0.
Risk highlights
- Loss of principal possible; no downside buffer.
- Return is capped and may underperform direct equity exposure or conventional bonds.
- Secondary market value likely below issue price due to fees and funding spread.
- Valuation sensitive to RBC credit spreads and market volatility.
- Complex U.S. tax treatment; counsel views note as a prepaid derivative contract but IRS could challenge.
Subscriptions of ≥300,000 units in a single household receive a US$0.05 per unit discount. Minimum purchase: 100 units.
Form 4 Overview
On 07/02/2025, Director Chad Bruce Johnson submitted a Form 4 describing an insider transaction dated 06/30/2025 for Lendway, Inc. (ticker: LDWY).
Key Transaction Details
- Security: Common Stock Equivalents (economically equal to one LDWY share each).
- Transaction code: “A” – acquisition under the Deferred Compensation Plan for Directors.
- Quantity acquired: 844 equivalents.
- Reference price: $5.03 per equivalent (as reported in the filing).
- Post-transaction derivative holdings: 12,653 equivalents, owned directly.
Plan Mechanics
The equivalents stem from cash board fees that the director elected to defer. Settlement will occur in LDWY common stock upon separation from service or in cash if a change of control happens earlier.
Investor Relevance
The incremental position (≈ $4.2 thousand) is modest and arises from routine compensation deferral rather than discretionary open-market buying, limiting its signaling value. No shares were sold, so the director’s net exposure increased slightly but the filing is unlikely to affect LDWY’s valuation or liquidity.
On July 2, 2025, the New York Stock Exchange LLC (NYSE) filed a Form 25 with the U.S. Securities and Exchange Commission to remove Juniper Networks Inc. (JNPR) common stock (Commission File No. 001-34501) from listing and registration under Section 12(b) of the Securities Exchange Act of 1934.
The filing certifies that both the Exchange and the issuer have met the requirements of SEC Rule 12d2-2 governing the striking or voluntary withdrawal of a security from an exchange. The document covers a single security class—Juniper Networks’ common stock—and provides no additional financial, operational, or strategic rationale. It was signed on behalf of the NYSE by Tyler Mastronardi, Analyst, Market Watch.
While purely procedural, loss of NYSE listing status is a material corporate event because it changes where and how the shares will trade once the delisting becomes effective. Investors will need to track any follow-up disclosures that specify the effective date, future trading venue, or related corporate actions.
Form 4 filing for Lendway, Inc. (LDWY) dated 07/02/2025 reports insider activity by Director and 10% owner Nicholas J. Swenson.
- Transaction date: 06/30/2025.
- Derivative acquisition: 1,093 Common Stock Equivalents (economic equivalent of one LDWY share each) acquired at a reference price of $5.03 under the company’s Deferred Compensation Plan for Directors. Code “A” (acquisition).
- Post-transaction holdings:
- Direct ownership: 3,300 common shares.
- Indirect ownership: 139,444 shares via AO Partners I, L.P.; 60,284 shares via Groveland Capital LLC; 11,428 shares via Glenhurst Co.
- Derivative holdings: 10,589 Common Stock Equivalents.
- The filing notes that the reporting person and related entities form part of a Schedule 13D group (with Air T, Inc.) that collectively owns more than 10% of LDWY’s outstanding common stock. Each party disclaims beneficial ownership of the others’ shares beyond pecuniary interest.
- No dispositions or sales were reported.
The purchase increases Mr. Swenson’s derivative position and signals continued alignment with shareholder interests; however, the absolute size (≈1.1 k shares) is modest relative to his existing >200 k share exposure.
FAQ
What is the current stock price of Lendway (LDWY)?
What is the market cap of Lendway (LDWY)?
What are the core business segments of Lendway Inc?
How does Lendway Inc generate its revenue?
What distinguishes Lendway’s approach in the ag and finance sectors?
How does Bloomia contribute to Lendway Inc's overall operations?
What makes the non-bank lending division of Lendway Inc unique?
Who are the typical clients of Lendway Inc?
How does Lendway Inc manage market risks?
What strategic initiatives have reinforced Lendway Inc's market position?
