Welcome to our dedicated page for Snow Lake Resources SEC filings (Ticker: LITM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Hard-rock lithium samples, Athabasca uranium cores, and frequent capital raises make Snow Lake Resources’ SEC documents dense and technical. Finding the maiden resource table inside a 300-page annual report can feel impossible, and many investors type, “Snow Lake Resources SEC filings explained simply” or “How do I track Snow Lake Resources insider trading Form 4 transactions?” to cut through the jargon. This page solves that frustration.
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Form 8-K – Entry into a Material Definitive Agreement
On June 30, 2025 Lemonade, Inc. ("LMND") executed its annual reinsurance program for the period July 1 2025 – June 30 2026. Whole Account Quota Share Reinsurance Contracts were signed between Lemonade Insurance Company, Metromile Insurance Company, Lemonade Insurance N.V. and reinsurers Hannover Rück SE and MAPFRE Re.
Key commercial terms
- The ceded quota-share falls to ≈20 %, a sharp reduction from the prior ≈55 %.
- The variable ceding commission rate is expected to remain roughly unchanged versus the expiring contracts.
- The Company expects ancillary reinsurance treaties to renew on terms broadly in line with those now expiring.
Investor implications
Retaining 80 % of premium instead of 45 % could materially increase earned-premium revenue and improve gross margin if loss ratios remain stable, but it also enlarges the Company’s net exposure to catastrophe and attritional losses, heightening earnings volatility. Lemonade will file the full agreements, with certain confidential sections redacted, as exhibits to its Q2-25 Form 10-Q.
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