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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of report (Date of earliest event reported): November 10, 2026
LAKELAND FINANCIAL CORPORATION
(Exact name of Registrant as specified in its charter)
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| Indiana | | 0-11487 | | 35-1559596 |
(State or other jurisdiction
of incorporation) | | (Commission
File Number) | | (IRS Employer
Identification No.) |
| | | | | | | | | | | |
| 202 East Center Street, | |
| Warsaw | , | Indiana | 46580 |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code: (574) 267-6144
(Former name or former address if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| |
| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| |
| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| |
| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
| | | | | | | | | | | | | | |
| Title of each class | | Trading Symbol(s) | | Name of each exchange on which registered |
| Common Stock, no par value | | LKFN | | The Nasdaq Stock Market, LLC |
Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (s230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (s240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the Registrant has elected not to use extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Item 8.01. Other Events
On November 10, 2026, the board of directors of Lakeland Financial Corporation ("Company") amended the Company's existing share repurchase program to increase the aggregate amount of the Company’s common stock that the Company is authorized to repurchase, from $60 million to $90 million. Under the amended repurchase program, the Company is authorized to repurchase, from time to time as the Company deems appropriate until the program’s expiration on April 30, 2027, shares of the Company's common stock with an aggregate purchase price of up to $90 million. Repurchases may be made in the open market, through block trades in privately negotiated transactions or otherwise. As of November 10, 2026, the amended repurchase program has remaining aggregate purchase price authority of approximately $38 million. The amended repurchase program does not obligate the Company to repurchase any dollar amount or number of shares, and the program may be extended, modified, suspended or discontinued at any time.
Item 9.01. Financial Statements and Exhibits
(d) Exhibits
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
LAKELAND FINANCIAL CORPORATION
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| Dated: November 10, 2026 | By: | /s/ Lisa M. O'Neill |
| | Lisa M. O’Neill |
| | Executive Vice President |
| | and Chief Financial Officer |
