Lakeland EVP Leniski sells and acquires LKFN shares

Lakeland Financial Corporation executive Stephanie R. Leniski, an Executive Vice President, reported several common stock transactions.

Rhea-AI Filing Summary

Lakeland Financial Corporation executive Stephanie R. Leniski, an Executive Vice President, reported several common stock transactions. On February 4, 2026, she sold 1,665 shares at $62.755 per share, leaving 8,355 common shares held directly afterward.

She also acquired 2,600 shares on February 3, 2026 and 1,417 shares on February 2, 2026, each at a stated price of $0. A transaction coded "F" on February 2, 2026 involved 792 shares at $60.76 per share. Separately, on December 31, 2025, 754 shares were added indirectly to a 401(k) plan at $61.96 per share, described as salary redirection and/or dividend reinvestment, bringing that indirect holding to 9,277 shares.

Insider Trade Summary

Net Seller: 1,665 shares

Net Sell 5 txns

Insider Leniski Stephanie R

Role Executive Vice President

Sold 1,665 shs ($104K)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,665	$62.755	$104K
Grant/Award	Common Stock	2,600	$0.00	$0.00
Grant/Award	Common Stock	1,417	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	792	$60.76	$48K
Other	Common Stock	754	$61.96	$47K

Holdings After Transaction: Common Stock — 9,277 shares (Indirect, 401(k) Plan); Common Stock — 8,355 shares (Direct)

Footnotes (1)

1. F1. Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did LKFN executive Stephanie R. Leniski report?

Stephanie R. Leniski reported multiple common stock transactions, including a sale of 1,665 shares at $62.755 on February 4, 2026. She also reported several acquisitions, some at a stated price of $0 and others tied to a 401(k) plan.

How many Lakeland Financial (LKFN) shares did the EVP sell?

She sold 1,665 shares of Lakeland Financial common stock at $62.755 per share on February 4, 2026. This transaction left her with 8,355 shares held directly, according to the reported post-transaction balance in the Form 4 filing.

What no-cost share acquisitions did LKFN’s EVP disclose?

The filing shows acquisitions of 2,600 common shares on February 3, 2026 and 1,417 common shares on February 2, 2026, each at a stated price of $0. These increased her direct ownership before the reported sale transaction on February 4, 2026.

How are Lakeland Financial (LKFN) shares held in the EVP’s 401(k) plan?

Leniski reported 754 additional shares acquired indirectly in a 401(k) plan on December 31, 2025 at $61.96 per share. A footnote explains this as salary redirection and/or dividend reinvestment, bringing that indirect 401(k) position to 9,277 shares.

What does transaction code J mean in the LKFN Form 4 context?

In this filing, transaction code J appears with 754 shares added to a 401(k) plan at $61.96 on December 31, 2025. A related footnote clarifies the entry reflects salary redirection and/or dividend reinvestment for 2025 within the retirement plan.

What is the difference between direct and indirect LKFN holdings in this Form 4?

Direct holdings refer to shares held in Leniski’s own name, totaling 8,355 shares after the February 4, 2026 sale. Indirect holdings are through a 401(k) plan, where she reported 9,277 shares after salary redirection and dividend reinvestment on December 31, 2025.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 02/04/2026 - 03:59 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Leniski Stephanie R

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

P.O. BOX 1387

(Street)

WARSAW IN 46581-1387

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/03/2026		A		2,600	A	$0	7,811	D
Common Stock	12/31/2025		J(1)		754	A	$61.96	9,277	I	401(k) Plan
Common Stock	02/02/2026		A		1,417	A	$0	9,228	D
Common Stock	02/02/2026		F		792	A	$60.76	10,020	D
Common Stock	02/04/2026		S		1,665	D	$62.755	8,355	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.