Lakeland Financial (NASDAQ: LKFN) SVP logs stock awards and sale in Form 4

Rhea-AI Filing Summary

Lakeland Financial Corporation Senior Vice President Donald Robinson-Gay reported several common stock transactions. On February 3, 2026, he acquired 2,800 shares at $0 per share, bringing his directly held stake in this line to 7,774 shares. On February 2, 2026, he acquired an additional 1,275 shares at $0, then reported a disposition of 939 shares at $60.76, leaving 8,110 shares directly held after that series of moves. Separately, on December 31, 2025, 25 shares were added at $61.96 through an indirect holding in a 401(k) plan, with a footnote explaining this reflected salary redirection and/or dividend reinvestment for 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robinson-Gay Donald

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

PO BOX 1387

(Street)

WARSAW IN 46581

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/03/2026		A		2,800	A	$0	7,774	D
Common Stock	12/31/2025		J(1)		25	A	$61.96	788	I	401(k) Plan
Common Stock	02/02/2026		A		1,275	A	$0	9,049	D
Common Stock	02/02/2026		F		939	D	$60.76	8,110	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did LKFN Senior Vice President Donald Robinson-Gay report?

Donald Robinson-Gay reported multiple Lakeland Financial common stock transactions, including share acquisitions at $0 per share and one disposition at $60.76. The filing lists both directly held shares and indirect holdings through a 401(k) plan with updated post-transaction balances.

How many LKFN shares did the senior vice president acquire on February 3, 2026?

On February 3, 2026, the senior vice president acquired 2,800 shares of Lakeland Financial common stock at $0 per share. After this transaction, his directly held balance in that line increased to 7,774 shares, as shown in the Form 4 table.

What LKFN stock activity occurred for the insider on February 2, 2026?

On February 2, 2026, the insider reported acquiring 1,275 shares at $0 per share and disposing of 939 shares at $60.76. Following those same-day transactions, his directly held Lakeland Financial common stock position was reported as 8,110 shares.

How many LKFN shares does the Form 4 show as indirectly held in the 401(k) plan?

The Form 4 shows 788 Lakeland Financial shares indirectly held in a 401(k) plan after the reported 25-share transaction on December 31, 2025. That 25-share addition is described as salary redirection and/or dividend reinvestment in the 401(k) plan for 2025.

What does the footnote in the LKFN Form 4 filing explain?

The footnote explains that the 25-share transaction dated December 31, 2025 in the 401(k) plan reflects salary redirection and/or dividend reinvestment for 2025. This clarifies that the incremental shares were allocated through plan-related mechanisms rather than an open-market trade.

Is the reporting person a director or officer of Lakeland Financial (LKFN)?

The reporting person is identified as an officer of Lakeland Financial Corporation with the title Senior Vice President. The Form 4 specifically marks the officer box and lists that title, while the director and 10% owner boxes are not selected in the relationship section.