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[8-K] LM Funding America, Inc. Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

LM Funding America, Inc. furnished an earnings press release announcing its financial results for the three and six months ended June 30, 2025. The 8-K states the results are provided in a press release (Exhibit 99.1) and that the furnishing of this information is not deemed to be "filed" for purposes of Section 18 of the Exchange Act. The filing also includes a Cover Page iXBRL interactive data file as Exhibit 104.

The document itself does not present the numeric financial statements or discussion in-line; readers must consult Exhibit 99.1 for the detailed results and metrics referenced by the Company.

LM Funding America, Inc. ha pubblicato un comunicato sugli utili che annuncia i risultati finanziari per i tre e i sei mesi chiusi al 30 giugno 2025. L'8-K precisa che i risultati sono forniti in un comunicato stampa (Exhibit 99.1) e che la messa a disposizione di tali informazioni non è considerata "filed" ai fini della Sezione 18 dell'Exchange Act. La presentazione include inoltre un file di dati interattivi iXBRL della Cover Page quale Exhibit 104.

Il documento in sé non riporta i prospetti finanziari numerici né la discussione inline; i lettori devono consultare l'Exhibit 99.1 per i risultati dettagliati e le metriche citate dalla Società.

LM Funding America, Inc. publicó un comunicado de resultados que anuncia sus resultados financieros para los tres y seis meses terminados el 30 de junio de 2025. El 8-K indica que los resultados se proporcionan en un comunicado de prensa (Exhibit 99.1) y que la puesta a disposición de esta información no se considera "filed" a efectos de la Sección 18 del Exchange Act. La presentación incluye además un archivo de datos interactivos iXBRL de la portada como Exhibit 104.

El documento en sí no contiene los estados financieros numéricos ni la discusión en línea; los lectores deben consultar el Exhibit 99.1 para ver los resultados detallados y las métricas mencionadas por la Compañía.

LM Funding America, Inc.는 2025년 6월 30일로 종료되는 3개월 및 6개월의 재무실적을 발표하는 실적 보도자료를 제공했습니다. 8-K에는 결과가 보도자료(Exhibit 99.1)에 수록되어 있으며 이 정보의 제공은 Exchange Act의 섹션 18의 목적상 "filed"로 간주되지 않는다고 명시되어 있습니다. 제출서류에는 표지 페이지의 iXBRL 인터랙티브 데이터 파일이 Exhibit 104로 포함되어 있습니다.

문서 자체에는 수치로 된 재무제표나 관련 논의가 본문에 포함되어 있지 않으므로, 회사가 언급한 상세한 결과와 지표는 Exhibit 99.1을 참조해야 합니다.

LM Funding America, Inc. a diffusé un communiqué annonçant ses résultats financiers pour les trois et six mois clos au 30 juin 2025. Le formulaire 8‑K précise que les résultats sont fournis dans un communiqué de presse (Exhibit 99.1) et que la mise à disposition de ces informations n'est pas considérée comme "filed" aux fins de la section 18 de l'Exchange Act. Le dépôt comprend également un fichier de données interactives iXBRL de la page de couverture en tant qu'Exhibit 104.

Le document lui‑même ne présente pas les états financiers chiffrés ni la discussion en ligne ; les lecteurs doivent consulter l'Exhibit 99.1 pour obtenir les résultats détaillés et les indicateurs mentionnés par la Société.

LM Funding America, Inc. hat eine Gewinnmitteilung veröffentlicht, die die finanziellen Ergebnisse für die drei und sechs Monate zum 30. Juni 2025 bekanntgibt. Im 8‑K wird angegeben, dass die Ergebnisse in einer Pressemitteilung (Exhibit 99.1) bereitgestellt werden und dass die Übermittlung dieser Informationen nicht als "filed" im Sinne von Abschnitt 18 des Exchange Act gilt. Die Einreichung umfasst außerdem eine iXBRL Interactive Data-Datei der Cover Page als Exhibit 104.

Das Dokument selbst enthält keine numerischen Abschlüsse oder erläuternde Darstellungen inline; Leser müssen Exhibit 99.1 zu Rate ziehen, um die vom Unternehmen genannten detaillierten Ergebnisse und Kennzahlen einzusehen.

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Insights

TL;DR The company furnished a press release with Q2 results; the 8-K contains no financial figures, so immediate performance assessment is limited.

The 8-K explicitly states that the Company issued a press release announcing financial results for the three and six months ended June 30, 2025 and furnished Exhibit 99.1 and Exhibit 104. Because the filing text does not include the underlying numbers, this notice is a compliance disclosure rather than an analytical summary. To evaluate operating performance, margin trends, credit metrics, or reserve changes, one must review Exhibit 99.1. The "furnished" status also means the press release is not subject to Section 18 liability as filed material.

TL;DR Routine 8-K furnishing of earnings press release with iXBRL cover page; no corporate actions or governance changes disclosed.

The filing follows standard disclosure practice by furnishing a financial-results press release and providing an iXBRL cover page. It contains no information about executive changes, material transactions, or amendments to governance documents. The Company clarifies the press release is "furnished" not "filed," which affects incorporation and liability treatment. Given the absence of in-line financial detail or governance items, the 8-K appears procedural rather than transformative.

LM Funding America, Inc. ha pubblicato un comunicato sugli utili che annuncia i risultati finanziari per i tre e i sei mesi chiusi al 30 giugno 2025. L'8-K precisa che i risultati sono forniti in un comunicato stampa (Exhibit 99.1) e che la messa a disposizione di tali informazioni non è considerata "filed" ai fini della Sezione 18 dell'Exchange Act. La presentazione include inoltre un file di dati interattivi iXBRL della Cover Page quale Exhibit 104.

Il documento in sé non riporta i prospetti finanziari numerici né la discussione inline; i lettori devono consultare l'Exhibit 99.1 per i risultati dettagliati e le metriche citate dalla Società.

LM Funding America, Inc. publicó un comunicado de resultados que anuncia sus resultados financieros para los tres y seis meses terminados el 30 de junio de 2025. El 8-K indica que los resultados se proporcionan en un comunicado de prensa (Exhibit 99.1) y que la puesta a disposición de esta información no se considera "filed" a efectos de la Sección 18 del Exchange Act. La presentación incluye además un archivo de datos interactivos iXBRL de la portada como Exhibit 104.

El documento en sí no contiene los estados financieros numéricos ni la discusión en línea; los lectores deben consultar el Exhibit 99.1 para ver los resultados detallados y las métricas mencionadas por la Compañía.

LM Funding America, Inc.는 2025년 6월 30일로 종료되는 3개월 및 6개월의 재무실적을 발표하는 실적 보도자료를 제공했습니다. 8-K에는 결과가 보도자료(Exhibit 99.1)에 수록되어 있으며 이 정보의 제공은 Exchange Act의 섹션 18의 목적상 "filed"로 간주되지 않는다고 명시되어 있습니다. 제출서류에는 표지 페이지의 iXBRL 인터랙티브 데이터 파일이 Exhibit 104로 포함되어 있습니다.

문서 자체에는 수치로 된 재무제표나 관련 논의가 본문에 포함되어 있지 않으므로, 회사가 언급한 상세한 결과와 지표는 Exhibit 99.1을 참조해야 합니다.

LM Funding America, Inc. a diffusé un communiqué annonçant ses résultats financiers pour les trois et six mois clos au 30 juin 2025. Le formulaire 8‑K précise que les résultats sont fournis dans un communiqué de presse (Exhibit 99.1) et que la mise à disposition de ces informations n'est pas considérée comme "filed" aux fins de la section 18 de l'Exchange Act. Le dépôt comprend également un fichier de données interactives iXBRL de la page de couverture en tant qu'Exhibit 104.

Le document lui‑même ne présente pas les états financiers chiffrés ni la discussion en ligne ; les lecteurs doivent consulter l'Exhibit 99.1 pour obtenir les résultats détaillés et les indicateurs mentionnés par la Société.

LM Funding America, Inc. hat eine Gewinnmitteilung veröffentlicht, die die finanziellen Ergebnisse für die drei und sechs Monate zum 30. Juni 2025 bekanntgibt. Im 8‑K wird angegeben, dass die Ergebnisse in einer Pressemitteilung (Exhibit 99.1) bereitgestellt werden und dass die Übermittlung dieser Informationen nicht als "filed" im Sinne von Abschnitt 18 des Exchange Act gilt. Die Einreichung umfasst außerdem eine iXBRL Interactive Data-Datei der Cover Page als Exhibit 104.

Das Dokument selbst enthält keine numerischen Abschlüsse oder erläuternde Darstellungen inline; Leser müssen Exhibit 99.1 zu Rate ziehen, um die vom Unternehmen genannten detaillierten Ergebnisse und Kennzahlen einzusehen.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 14, 2025

 

 

LM FUNDING AMERICA, INC.

(Exact name of Registrant as Specified in Its Charter)

 

 

Delaware

001-37605

47-3844457

(State or Other Jurisdiction
of Incorporation)

(Commission File Number)

(IRS Employer
Identification No.)

 

 

 

 

 

1200 West Platt Street

Suite 100

 

Tampa, Florida

 

33606

(Address of Principal Executive Offices)

 

(Zip Code)

 

Registrant’s Telephone Number, Including Area Code: 813 222-8996

 

 

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class

 

Trading
Symbol(s)

 


Name of each exchange on which registered

Common Stock par value $0.001 per share

 

LMFA

 

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 


Item 2.02 Results of Operations and Financial Condition.

On August 14, 2025, LM Funding America, Inc. (the “Company”) issued a press release announcing its financial results for the Three and Six Months ended June 30, 2025.

The information furnished in this Item 2.02, including Exhibit 99.1, is not deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liability under that Section. This information will not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except to the extent that the Company specifically incorporates it by reference.

Item 9.01 Financial Statements and Exhibits.

Exhibit

Number

Description

99.1

Financial Results Press Release dated August 14, 2025

 

 

 

104

Cover Page Interactive Data File, formatted in Inline Extensible Business Reporting Language (iXBRL)

 


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

LM Funding America, Inc.

 

 

 

 

Date:

August 14, 2025

By:

/s/ Richard Russell

 

 

 

Richard Russell, CFO

 


Lm Fdg Amer Inc

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