Welcome to our dedicated page for Lemonade SEC filings (Ticker: LMND), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Lemonade, Inc. (NYSE: LMND) SEC filings, offering a view into how the digital insurer reports its business, risks, and governance. Lemonade operates full stack insurance carriers in the US and EU and offers renters, homeowners, car, pet, and life insurance powered by artificial intelligence and social impact. Its filings with the U.S. Securities and Exchange Commission detail financial results, material agreements, and board-level changes.
Investors can review current and historical reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which include discussions of risk factors like profitability, reinsurance availability, regulatory oversight, reliance on artificial intelligence and telematics, catastrophe exposure, and its status as a public benefit corporation and Certified B-Corp. These reports also describe how Lemonade uses technology, data, and reinsurance to support its property and casualty insurance operations.
Current reports on Form 8-K highlight specific events, including earnings announcements via shareholder letters, entry into material definitive agreements such as its reinsurance program with reinsurers Hannover Ruck SE and MAPFRE Re, and appointments of new directors to the board. These filings outline key terms of reinsurance arrangements, changes in quota share levels, and compensation structures for non-employee directors.
On Stock Titan, Lemonade’s SEC filings are updated in near real time as they appear on EDGAR. AI-powered summaries help explain lengthy documents by extracting the main points from 10-K and 10-Q reports, clarifying complex risk disclosures and business descriptions. Users can also review Form 8-K items related to results of operations, governance changes, and material contracts, as well as monitor other filing types and any reported insider-related information through the underlying SEC documents.
A Form 144 has been filed for Lemonade indicating a proposed sale of 5,000 shares of common stock with an aggregate market value of $221,550. The securities are to be sold through Oppenheimer & Co. Inc. on the NYSE, with an approximate sale date of June 23, 2025.
The shares were originally acquired through an Employee Stock Option Plan on December 24, 2019, with the filer receiving 20,000 shares from the issuer. Payment is to be made in cash upon execution of the sale.
Key details:
- Current shares outstanding: 73,266,170
- Sale price per share: approximately $44.31
- No other securities were sold by the filer during the past 3 months
- Transaction to be executed on the NYSE
Form 4 Snapshot: On 06/16/2025 Lemonade, Inc. (LMND) Chief Financial Officer Timothy E. Bixby exercised 11,000 fully-vested stock options at an exercise price of $23.69. Immediately thereafter, he sold the same 11,000 common shares in two open-market trades executed under a Rule 10b5-1 plan adopted 12/12/2024.
Transaction detail
- 5,000 shares sold at $41.06
- 6,000 shares sold at $42.50
- Gross sale proceeds ≈ $711,000
- Option exercise cost ≈ $260,590
Because the amount sold matched the option shares acquired, Bixby’s direct share count returned to its pre-transaction level of 263,393. He also retains 30,000 shares held indirectly through the Timothy E. Bixby Family Trust and continues to hold 322,300 outstanding stock options that expire 09/25/2029.
Investor considerations
- The sale was pre-scheduled, limiting negative signalling risk.
- No net change in direct share ownership preserves management-shareholder alignment.
- CFO still controls roughly 293k total shares (direct + trust), indicating a substantial ongoing stake.