What executive role does Curtis W. Chesney hold at LINCOLN NATIONAL CORP related to this Form 3?

Curtis W. Chesney serves as Executive Vice President and President of Annuities at LINCOLN NATIONAL CORP. His reported Common Stock and restricted stock unit holdings align with that senior leadership position and reflect his equity-based compensation structure.

LNC executive reports 22,408-share ownership stake

LINCOLN NATIONAL CORP executive Curtis W. Chesney, EVP and President of Annuities, has filed a Form 3 showing beneficial ownership of 22,408 shares of Common Stock held directly.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

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Form Type

Rhea-AI Filing Summary

LINCOLN NATIONAL CORP executive Curtis W. Chesney, EVP and President of Annuities, has filed a Form 3 showing beneficial ownership of 22,408 shares of Common Stock held directly. This amount includes restricted stock units that vest in tranches through February 2027, February 2028, February 2029, and May 2029.

The holdings include 4,399 RSUs vesting on February 21, 2027, 6,452 RSUs vesting on February 19, 2028, 3,958 RSUs vesting on February 19, 2029, and 6,962 RSUs vesting on May 28, 2029, highlighting a multi-year equity compensation schedule tied to continued service.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chesney Curtis W.

Role EVP, President of Annuities

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 22,408 shares (Direct)

Footnotes (1)

F1. Includes 4,399 restricted stock units ("RSUs") that vest on February 21, 2027, 6,452 RSUs that vest on February 19, 2028, 3,958 RSUs that vest on February 19, 2029, and 6,962 RSUs that vest on May 28, 2029.

Key Figures

Total beneficial ownership: 22,408 shares RSUs vesting Feb 21, 2027: 4,399 RSUs RSUs vesting Feb 19, 2028: 6,452 RSUs +2 more

5 metrics

Total beneficial ownership 22,408 shares Common Stock held directly following reported holdings

RSUs vesting Feb 21, 2027 4,399 RSUs Restricted stock units vesting on February 21, 2027

RSUs vesting Feb 19, 2028 6,452 RSUs Restricted stock units vesting on February 19, 2028

RSUs vesting Feb 19, 2029 3,958 RSUs Restricted stock units vesting on February 19, 2029

RSUs vesting May 28, 2029 6,962 RSUs Restricted stock units vesting on May 28, 2029

Key Terms

Common Stock, restricted stock units ("RSUs"), Form 3

3 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

restricted stock units ("RSUs") financial

"Includes 4,399 restricted stock units ("RSUs") that vest on February 21, 2027"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

Form 3 regulatory

"INSIDER FILING DATA (Form 3)"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does Curtis W. Chesney report owning in LINCOLN NATIONAL CORP (LNC) on this Form 3?

Curtis W. Chesney reports beneficial ownership of 22,408 shares of LINCOLN NATIONAL CORP Common Stock. This total includes time-vested restricted stock units scheduled to vest between February 2027 and May 2029, reflecting his equity-based compensation as an executive.

How many LINCOLN NATIONAL CORP restricted stock units does Chesney hold and when do they vest?

Chesney holds 4,399 RSUs vesting February 21, 2027; 6,452 vesting February 19, 2028; 3,958 vesting February 19, 2029; and 6,962 vesting May 28, 2029. These grants create a staggered, multi-year incentive structure tied to his ongoing role.

Is Curtis W. Chesney’s LINCOLN NATIONAL CORP ownership on this Form 3 direct or indirect?

The Form 3 shows Curtis W. Chesney’s 22,408-share LINCOLN NATIONAL CORP position as direct ownership. The nature of ownership is listed as direct, and the reported restricted stock units are part of his personal executive equity awards.

Does this LINCOLN NATIONAL CORP Form 3 show any recent stock purchases or sales by Chesney?

This Form 3 reflects Chesney’s beneficial holdings rather than new purchases or sales. The transaction is categorized as a holding entry, with no buy or sell codes indicated, focusing solely on his existing Common Stock and restricted stock unit position.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/04/2026 - 04:20 PM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Chesney Curtis W.

(Last)

(First)

(Middle)

150 N. RADNOR CHESTER ROAD

(Street)

RADNOR

PENNSYLVANIA

19087

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
06/01/2026

3. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, President of Annuities

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	22,408⁽¹⁾	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)

Explanation of Responses:

1. Includes 4,399 restricted stock units ("RSUs") that vest on February 21, 2027, 6,452 RSUs that vest on February 19, 2028, 3,958 RSUs that vest on February 19, 2029, and 6,962 RSUs that vest on May 28, 2029.

Remarks:

	/s/ Claire H. Hanna, Attorney-in-Fact	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR