Lincoln National corrects Chesney stock gift record

Amended Form 4 for LNC corrects an uncompleted charitable gift, confirming the executive’s common stock holdings remain unchanged.

This filing corrects an earlier one, and you can read the original Form 4 if you want to see what changed.

Rhea-AI Filing Summary

Lincoln National Corp (LNC) reports that executive Curtis W. Chesney, EVP and President of Annuities, has no new transactions in this amended Form 4. The amendment removes a previously reported charitable gift because the transfer was never completed, and Chesney continues to beneficially own the shares.

Following this correction, Chesney is reported as directly holding 22,621 shares of common stock, which he has beneficially owned continuously since before the originally reported gift date.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chesney Curtis W.

Role EVP, President of Annuities

Type	Security	Shares	Price	Value
holding	Common Stock F1	--	--	--

Holdings After Transaction: Common Stock — 22,621 shares (Direct)

Footnotes (1)

1. F1. This Amendment No. 1 to the Form 4 filed on August 18, 2026 amends that filing to remove a reported gift of 637 shares of common stock to a donor-advised fund on August 17, 2026. For administrative reasons, the transfer was not completed; accordingly, the transaction did not occur. The reporting person has beneficially owned the shares continuously since before the originally reported date.

Key Figures

Directly held common shares: 22,621 shares Previously reported gift (removed): 637 shares

2 metrics

Directly held common shares 22,621 shares Shares of Lincoln National Corp common stock beneficially owned after the amended filing

Previously reported gift (removed) 637 shares Gift of common stock to a donor-advised fund on August 17, 2026 that the filing states did not occur

Key Terms

beneficially owned, donor-advised fund, Form 4, Amendment No. 1

4 terms

beneficially owned financial

"The reporting person has beneficially owned the shares continuously"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

donor-advised fund financial

"a reported gift of 637 shares of common stock to a donor-advised fund"

A donor-advised fund is a charitable giving account that lets an individual or family deposit cash, stock, or other assets now, get an immediate tax benefit, and then recommend grants to charities over time. Think of it like a private charitable bucket you control without running a charity yourself; investors care because it’s a tax-efficient way to give appreciated securities, can change when and how donated shares enter the market, and affects personal and corporate tax planning.

Form 4 regulatory

"This Amendment No. 1 to the Form 4 filed on August 18, 2026"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Amendment No. 1 regulatory

"This Amendment No. 1 to the Form 4 filed on August 18, 2026"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the amended Form 4/A for LNC report about Curtis W. Chesney’s transaction?

The Form 4/A states that a previously reported gift of 637 common shares on August 17, 2026 to a donor-advised fund did not occur because the transfer was not completed. The amendment removes that gift from Chesney’s transaction history.

How many LNC shares does Curtis W. Chesney now report owning after this Form 4/A?

After the correction, Curtis W. Chesney is reported as directly holding 22,621 shares of Lincoln National Corp common stock. The filing notes that he has beneficially owned these shares continuously since before the originally reported gift date.

Did Curtis W. Chesney complete a charitable gift of LNC shares on August 17, 2026?

No. The Form 4/A explains that the reported gift of 637 shares of LNC common stock to a donor-advised fund on August 17, 2026 was not completed. For administrative reasons the transfer did not occur, so the transaction is removed.

Does the LNC Form 4/A indicate any buying or selling of shares by Curtis W. Chesney?

No. The Form 4/A shows no completed purchases or sales of Lincoln National Corp common stock. It only corrects the record by removing a non-occurring gift and confirms ongoing beneficial ownership of the reported shares.

Is Curtis W. Chesney’s LNC holding reported as direct or indirect ownership?

The filing reports Chesney’s holding of 22,621 LNC common shares as direct ownership. There is no indication in this amendment of indirect holdings through other entities for the reported shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/09/2026 - 04:20 PM Accepted by SEC EDGAR 09/09/2026 - 04:19 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chesney Curtis W.

(Last) (First) (Middle)

150 N. RADNOR CHESTER ROAD

(Street)

RADNOR PENNSYLVANIA 19087

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, President of Annuities

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
08/18/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								22,621(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This Amendment No. 1 to the Form 4 filed on August 18, 2026 amends that filing to remove a reported gift of 637 shares of common stock to a donor-advised fund on August 17, 2026. For administrative reasons, the transfer was not completed; accordingly, the transaction did not occur. The reporting person has beneficially owned the shares continuously since before the originally reported date.

Remarks:

	/s/ Claire H. Hanna, Attorney-in-Fact	09/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)