STOCK TITAN

Lincoln National (LNC) EVP uses 45,150 shares to cover RSU tax withholding

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Lincoln National Corp executive vice president Sean Woodroffe reported a tax-related share disposition tied to vesting of restricted stock units. On this Form 4, 45,150 shares of common stock were withheld at $36.03 per share to cover tax obligations, rather than sold on the open market. After this withholding, he directly holds 155,189 shares, which the filing notes include 2,180 shares acquired through dividend reinvestment.

Positive

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Insider Woodroffe Sean
Role EVP, Ch Ppl Comms Ent Srvc Off
Type Security Shares Price Value
Exercise Price or Tax Liability Common Stock 45,150 $36.03 $1.63M
Holdings After Transaction: Common Stock — 155,189 shares (Direct)
Footnotes (2)
  1. F1. Tax withholding upon vesting of restricted stock units.
  2. F2. Includes 2,180 shares acquired through dividend reinvestment since the reporting person's last report.
Tax-withholding shares 45,150 shares Common stock withheld for taxes on RSU vesting
Price per share $36.03 per share Value applied to withheld shares
Shares held after transaction 155,189 shares Direct ownership following tax withholding
Dividend reinvestment shares 2,180 shares Acquired through dividend reinvestment since last report
restricted stock units financial
"Tax withholding upon vesting of restricted stock units."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
dividend reinvestment financial
"Includes 2,180 shares acquired through dividend reinvestment since the reporting person's last report."
Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.
Form 4 regulatory
"INSIDER FILING DATA (Form 4):"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did LNC executive Sean Woodroffe report in this Form 4 filing?

Sean Woodroffe reported shares withheld for taxes, not an open-market sale. The Form 4 shows 45,150 Lincoln National Corp common shares were used to satisfy tax obligations related to restricted stock unit vesting, with 155,189 shares held directly afterward.

Was the LNC Form 4 transaction by Sean Woodroffe a stock sale?

No, the transaction was a tax-withholding disposition, not a market sale. The filing states shares were withheld upon vesting of restricted stock units to cover tax liabilities, meaning the company retained 45,150 shares instead of selling them on an exchange.

How many LNC shares were withheld for Sean Woodroffe’s taxes and at what price?

The Form 4 shows 45,150 Lincoln National Corp common shares were withheld for taxes. The shares are valued in the filing at a price of $36.03 per share, reflecting the amount used to cover the related tax obligations on vested restricted stock units.

How many LNC shares does Sean Woodroffe hold after this Form 4 transaction?

Following the tax-withholding disposition, Sean Woodroffe directly holds 155,189 Lincoln National Corp common shares. A footnote explains this total includes 2,180 shares acquired through dividend reinvestment since his last report, providing context for his ongoing equity position.

What does transaction code F mean in the LNC Form 4 for Sean Woodroffe?

Transaction code F indicates payment of a tax liability or exercise price by delivering securities. In this Lincoln National Corp filing, it reflects shares withheld upon vesting of restricted stock units, classifying the event as tax withholding rather than a discretionary stock sale.

What are restricted stock units and how do they relate to this LNC Form 4?

Restricted stock units are share-based awards that vest over time, then convert into company stock. In this Lincoln National Corp Form 4, the tax-withholding disposition occurred when RSUs vested, leading the company to retain 45,150 shares to cover Woodroffe’s resulting tax obligations.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Woodroffe Sean

(Last)(First)(Middle)
150 N. RADNOR CHESTER ROAD

(Street)
RADNOR PENNSYLVANIA 19087

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Ch Ppl Comms Ent Srvc Off
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/24/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/24/2026F45,150(1)D$36.03155,189(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Tax withholding upon vesting of restricted stock units.
2. Includes 2,180 shares acquired through dividend reinvestment since the reporting person's last report.
Remarks:
/s/ Claire H. Hanna, Attorney-in-Fact05/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)