Here are the 10-K annual reports from LINKBANCORP, Inc. (LNKB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow LNKB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LNKB filings page.
LINKBANCORP, Inc. is a Pennsylvania community bank holding company that ended December 31, 2025 with approximately $3.07 billion in assets, $2.56 billion in loans, $2.55 billion in deposits and $306.4 million in shareholders’ equity.
During 2025, total deposits grew 8.23% to $2.55 billion and loans held for investment grew 13.34% to $2.56 billion, while nonperforming assets were 0.79% of total assets and the allowance for credit losses was 1.24% of total loans, reflecting continued loan growth with controlled credit issues.
Commercial real estate is a key focus, with $1.56 billion of commercial real estate and multifamily loans representing 61.1% of total loans, and non‑owner‑occupied commercial real estate, construction and multifamily exposures equal to 369.85% of total risk‑based capital, triggering heightened regulatory expectations for risk management and capital.
In 2025 the bank sold its New Jersey operations to American Heritage Federal Credit Union, transferring $105.0 million in loans, $87.1 million in deposits and receiving a 7% deposit premium of $6.2 million, and recognized income from loan discount accretion and core deposit intangible write‑offs within the gain on sale.
The company has a pending stock‑for‑stock merger with Burke & Herbert Financial Services Corp., under which shareholders would receive 0.1350 BHRB shares for each LINKBANCORP share, subject to regulatory and shareholder approvals and other conditions that may delay, modify or prevent completion.