[8-K] Open Lending Corp Reports Material Event

Rhea-AI Filing Summary

Open Lending Corporation furnished an Item 2.02 Form 8-K stating it issued a press release announcing financial results for the fiscal quarter ended September 30, 2025. The company attached an earnings release and supplemental financial information as Exhibit 99.1 and Exhibit 99.2, respectively. The company noted this information is furnished and shall not be deemed filed under the Exchange Act.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 6, 2025

OPEN LENDING CORPORATION

(Exact name of registrant as specified in its charter)

Delaware			001-39326			84-5031428
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

1501 S. MoPac Expressway

Suite 450

Austin, Texas 78746

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code: 512-892-0400

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, par value $0.01 per share

LPRO

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).    Emerging growth company ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 2.02 Results of Operations and Financial Condition.

On November 6, 2025, Open Lending Corporation (the “Company”) issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release and additional supplemental financial information are attached as Exhibits 99.1 and 99.2, respectively, to this Current Report on Form 8-K and are incorporated by reference herein.

The information furnished under this Item 2.02 and in the accompanying Exhibits 99.1 and 99.2 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d)    Exhibits

99.1			Earnings Release, dated November 6, 2025
99.2			Earnings Supplement Q3 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

OPEN LENDING CORPORATION
By:						/s/ Massimo Monaco
Name:						Massimo Monaco
Title:						Chief Financial Officer

Date: November 6, 2025

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FAQ

What did Open Lending (LPRO) disclose in this 8-K?

It furnished an Item 2.02 notice that it issued a press release announcing results for the quarter ended September 30, 2025.

Which exhibits were included with Open Lending’s 8-K?

The filing includes Exhibit 99.1 (Earnings Release, November 6, 2025) and Exhibit 99.2 (Earnings Supplement Q3 2025).

Are the furnished materials considered filed under the Exchange Act?

No. The company states the information is furnished and shall not be deemed filed or incorporated by reference unless expressly stated.

What period do the disclosed results cover for LPRO?

The fiscal quarter ended September 30, 2025.

What is Open Lending’s stock exchange and ticker?

Common stock trades on The Nasdaq Stock Market LLC under ticker LPRO.

Who signed the 8-K for Open Lending?

It was signed by Massimo Monaco, Chief Financial Officer.