Welcome to our dedicated page for Lake Shore Bncop SEC filings (Ticker: LSBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Lake Shore Bancorp, Inc. (LSBK) SEC filings provide detailed regulatory disclosures about the company’s operations as the holding company for Lake Shore Bank, a New York-chartered, community-oriented financial institution headquartered in Dunkirk, New York. These documents are filed with the U.S. Securities and Exchange Commission and include current reports, periodic reports, and other materials that explain the company’s financial condition and corporate actions.
Recent Form 8-K filings for Lake Shore Bancorp document material events such as quarterly earnings releases, cash dividend declarations, the adoption of a share repurchase plan, and key steps in the company’s second step conversion from a mutual holding company structure to a fully public stock holding company structure. Some filings also describe the bank’s charter conversion to a New York-chartered commercial bank and summarize stockholder and member voting results on the Plan of Conversion and Reorganization.
Through Stock Titan, this SEC filings page connects to real-time updates from the EDGAR system and pairs them with AI-generated summaries. These summaries are designed to explain the significance of each filing, such as what an earnings-related Form 8-K indicates about net interest income and capital, or how a filing about a stock repurchase authorization may affect the company’s share count. Users can also review filings that reference dividends, stock offerings, and other corporate actions.
In addition to current reports, investors may use this page to locate Lake Shore Bancorp’s periodic reports, such as annual reports on Form 10-K and quarterly reports on Form 10-Q, when available. AI assistance can help highlight key sections of these longer documents, including discussions of business strategy, risk factors, capital and funding, and credit quality, making it easier to understand the regulatory information that Lake Shore Bancorp provides.
Lake Shore Bancorp, Inc. director and Chairman of the Board reported a stock gift under a Form 4/A. On December 10, 2025, the insider transferred 1,382 shares of common stock at a price of $0.00, disposing of them from a direct holding and acquiring the same number in an indirect account listed as “As Custodian for Grandchildren.”
After this transaction, the insider directly owned 56,431 shares of common stock and indirectly owned 3,150 shares as custodian for grandchildren. The filing also lists stock options to buy 14,563 shares of common stock at an exercise price of $10.62, fully vested and expiring on October 21, 2026, and options for 2,570 shares at $7.89 per share expiring on April 22, 2034, with 514 already vested and the remaining 2,056 vesting in four equal annual installments starting April 23, 2026.
Lake Shore Bancorp, Inc. director Ronald J. Passafaro reported a grant of stock options on
After this grant, Passafaro holds 45,264 shares of Lake Shore Bancorp common stock directly, including 773 restricted shares scheduled to vest on
Lake Shore Bancorp director Ann M. Segarra reported new equity awards. On December 9, 2025, she received 5,058 shares of common stock as restricted stock at a price of
After this grant, she directly holds 6,072 common shares, which include 837 restricted shares vesting on Segarra was also granted a stock option covering 10,749 shares of common stock with an exercise price of
Lake Shore Bancorp director Sharon E. Brautigam reported receiving 893 shares of restricted common stock on December 9, 2025 at a price of $0.00 per share. These restricted shares are scheduled to vest on December 9, 2026.
After this grant, she directly holds 23,287 shares of common stock, including 815 restricted shares that vest on March 12, 2026 and the 893 restricted shares that vest on December 9, 2026. She also has indirect holdings of 474 shares through a spouse and 20,000 shares through an IRA.
In addition, she holds a stock option to buy 2,570 shares of common stock at an exercise price of $7.89 per share, expiring April 22, 2034. Of these options, 514 had already vested on April 23, 2025, and 2,056 remain unvested and are scheduled to vest in four equal annual installments beginning on April 23, 2026.
Lake Shore Bancorp, Inc. director Michelle M. DeBergalis reported new equity awards. On December 9, 2025, she received 3,868 shares of common stock at $0.00 per share as restricted stock, bringing her directly held common shares to 8,379, plus 157 shares held indirectly through an IRA. The filing notes these 3,868 restricted shares vest on December 9, 2026, and that her total direct holdings include an additional 647 restricted shares vesting on March 12, 2026.
She was also granted a stock option for 8,220 shares with an exercise price of
Lake Shore Bancorp, Inc. director and Chairman of the Board Kevin M. Sanvidge reported receiving 893 shares of common stock on December 9, 2025 as an award at a price of
After this grant, Sanvidge directly beneficially owns 57,813 shares of common stock, which include 1,415 restricted shares scheduled to vest on
In addition, Sanvidge holds stock options to purchase 14,563 shares of common stock at an exercise price of
Lake Shore Bancorp, Inc. director John P. McGrath received a grant of stock options for 8,220 shares of common stock on December 9, 2025, with an exercise price of $14.85 per share and an expiration date of December 9, 2035. The options were awarded at no cost to him and are classified as directly owned.
The stock options vest in equal installments of 20% per year starting on December 9, 2026. After this grant, McGrath beneficially owns 10,284 shares of common stock directly, including 899 restricted shares that vest on March 12, 2026, and 79,927 shares held indirectly through an IRA.
Lake Shore Bancorp, Inc. director John L. Mehltretter reported a new stock option grant on December 9, 2025. He received 5,237 stock options with a conversion or exercise price of
After this grant, Mehltretter directly holds 18,933 shares of common stock, including 1,005 restricted shares that vest on
Lake Shore Bancorp, Inc. announced that its Board of Directors declared a cash dividend of $0.09 per share on the company’s outstanding common stock. The dividend is expected to be paid on February 11, 2026 to stockholders who are on record as of February 2, 2026. This action reflects a decision by the Board to return cash to shareholders in the form of a regular cash dividend.
Lake Shore Bancorp, Inc. filed a current report stating that it issued a press release on January 21, 2026 to disclose its results of operations and financial condition for the fourth quarter and full year ended December 31, 2025. The filing notes that the detailed financial results are contained in the press release, which is attached as an exhibit. This is a routine update that formally makes the company’s latest quarterly and annual performance information part of the public record.
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