Yi Wu trims LexinFintech (LX) stake but keeps 6.1% holding

Rhea-AI Filing Summary

LexinFintech Holdings Ltd. insider Yi Wu updated his ownership stake in the company’s Class A ordinary shares. After recent open-market sales of American depositary shares (ADSs), he now beneficially owns 20,196,118 ordinary shares, representing 6.1% of the company’s outstanding share capital.

Rosy Time Global Limited, a British Virgin Islands entity associated with Wu, beneficially owns 19,123,466 Class A ordinary shares, or 5.8% of the class. The amendment states that the reporting persons have no current plans or proposals involving major corporate actions such as mergers, asset sales, or changes in control, and discloses no additional contracts or arrangements related to LexinFintech securities beyond those described.

Insights

Equity ownership & governance analyst

Large LexinFintech holder trims exposure but keeps significant stake.

The filing shows Yi Wu continues to be a major LexinFintech shareholder with 20,196,118 ordinary shares, or 6.1% of the company. An affiliated entity, Rosy Time Global Limited, holds 19,123,466 Class A shares, or 5.8% of that class.

The amendment notes open-market ADS sales that reduced Wu’s beneficial ownership percentage but leaves him with substantial voting and dispositive power over his shares. It also explicitly states that the reporting persons have no current plans for transactions like mergers, recapitalizations, or changes in control, framing this primarily as a portfolio adjustment rather than a strategic move.

The total outstanding share count used for the ownership calculation is 329,576,547 ordinary shares as of February 28, 2026, tying the disclosed percentages to the company’s latest annual report. Subsequent filings may provide further detail if ownership changes again or if any new governance-related agreements emerge.

Key Figures

Yi Wu beneficial ownership: 20,196,118 ordinary shares Yi Wu ownership percentage: 6.1% Rosy Time Global Limited holdings: 19,123,466 Class A shares +5 more

8 metrics

Yi Wu beneficial ownership 20,196,118 ordinary shares Represents 6.1% of LexinFintech ordinary shares

Yi Wu ownership percentage 6.1% Portion of total ordinary shares outstanding

Rosy Time Global Limited holdings 19,123,466 Class A shares Represents 5.8% of Class A ordinary shares

Rosy Time Global Limited percentage 5.8% Percent of LexinFintech Class A ordinary shares

Total ordinary shares outstanding 329,576,547 shares As of February 28, 2026, per annual report

Class A shares outstanding 258,234,320 shares Included in total ordinary shares as of Feb. 28, 2026

Class B shares outstanding 71,342,227 shares Included in total ordinary shares as of Feb. 28, 2026

Date of event July 2, 2026 Date of event triggering the amendment

Key Terms

beneficially owns, sole voting power, sole dispositive power, American depositary shares (ADSs), +1 more

5 terms

beneficially owns financial

"Except as disclosed in this Statement, none of the Reporting Persons beneficially owns any ordinary shares of the Issuer"

Beneficially owns means a person or entity enjoys the economic benefits and control of a security even if the legal title or registration is held in another name. Think of it like having the keys and profits from a car that is registered to a friend: you use it, benefit from it, and make decisions about it even though the official paperwork lists someone else. For investors, this matters because it reveals who truly controls shares, affects voting power, potential conflicts of interest, and regulatory disclosure obligations.

sole voting power financial

"Number of Shares Beneficially Owned by Each Reporting Person With: 7 | Sole Voting Power 20,196,118.00"

Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.

sole dispositive power financial

"9 | Sole Dispositive Power 20,196,118.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

American depositary shares (ADSs) financial

"On July 1, 2026, Mr. Yi Wu sold certain ADSs in the open market"

A U.S.-listed certificate that stands for a specific number of shares in a non‑U.S. company held by a U.S. bank, making the foreign stock tradable on American exchanges in dollars. Think of it like a local voucher that represents ownership of an overseas product — it lets U.S. investors buy and sell foreign companies without handling foreign currency or foreign brokerage accounts, but it can affect dividends, voting rights, fees, liquidity and exposure to currency and regulatory differences.

contracts, arrangements, understandings or relationships financial

"there are no other contracts, arrangements, understandings or relationships (legal or otherwise) between the Reporting Persons"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/06/2026 - 09:26 PM Accepted by SEC EDGAR 07/06/2026 - 09:26 PM Learn about SEC filing dates

FAQ

How much of LexinFintech (LX) does Yi Wu currently own?

Yi Wu beneficially owns 20,196,118 ordinary shares of LexinFintech, representing 6.1% of the company’s outstanding share capital. This figure reflects his holdings after recent open‑market sales of ADSs and is calculated using the latest reported total share count.

What is Rosy Time Global Limited’s ownership stake in LexinFintech (LX)?

Rosy Time Global Limited beneficially owns 19,123,466 Class A ordinary shares of LexinFintech, representing 5.8% of that share class. These shares are held with sole voting and dispositive power as disclosed in the amended beneficial ownership statement.

Why did Yi Wu amend his LexinFintech (LX) Schedule 13D filing?

The amendment reflects that Yi Wu sold certain LexinFintech ADSs in open‑market transactions, which reduced his beneficial ownership percentage in the company’s ordinary shares. The filing updates his current holdings and related percentages based on the latest outstanding share data.

Does Yi Wu still have significant voting power in LexinFintech (LX)?

Yes. The filing reports that Yi Wu has sole voting and dispositive power over 20,196,118 ordinary shares of LexinFintech. This position, representing 6.1% of the company, means he continues to be a significant shareholder with direct influence over those shares.

How many LexinFintech (LX) shares are used to calculate these ownership percentages?

The ownership percentages are based on 329,576,547 ordinary shares outstanding as of February 28, 2026. This total includes 258,234,320 Class A ordinary shares and 71,342,227 Class B ordinary shares, as reported in LexinFintech’s most recent annual report.

Does the filing indicate any plans for LexinFintech (LX) corporate changes?

No. The amendment states that the reporting persons have no plans or proposals relating to major corporate actions such as mergers, asset sales, recapitalizations, or changes in control, beyond the ownership adjustments already described in the filing.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 1)

LexinFintech Holdings Ltd.

(Name of Issuer)

Class A ordinary shares, par value $0.0001

(Title of Class of Securities)

528877103

(CUSIP Number)

Yi Wu
27/F CES Tower, No. 3099 Keyuan South Road, Nanshan Dis
Shenzhen, F4, 518057
86 0755-3637-8888

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

07/02/2026

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

schemaVersion:

SCHEDULE 13D

CUSIP Number(s): 528877103

1

Name of reporting person

Wu Yi

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

PF

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

CHINA

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 20,196,118.00
8	Shared Voting Power
9	Sole Dispositive Power 20,196,118.00
10	Shared Dispositive Power

11

Aggregate amount beneficially owned by each reporting person

20,196,118.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

6.1 %

14

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13D

CUSIP Number(s): 528877103

1

Name of reporting person

Rosy Time Global Limited

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

WC

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

VIRGIN ISLANDS, BRITISH

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 19,123,466.00
8	Shared Voting Power
9	Sole Dispositive Power 19,123,466.00
10	Shared Dispositive Power

11

Aggregate amount beneficially owned by each reporting person

19,123,466.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

5.8 %

14

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person:

Represents 19,123,466 Class A ordinary shares held by Rosy Time Global Limited.

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Class A ordinary shares, par value $0.0001
(b)	Name of Issuer: LexinFintech Holdings Ltd.
(c)	Address of Issuer's Principal Executive Offices: 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD, NANSHAN DISTRICT, SHENZHEN, CHINA , 518057.
Item 1 Comment: This Amendment No. 1 to Schedule 13D (this "Amendment No. 1") amends and supplements the Statement on Schedule 13D originally filed with the U.S. Securities and Exchange Commission on January 8, 2024 (the "Statement") filed by Yi Wu and Rosy Time Global Limited (each a "Reporting Person" and collectively "Reporting Persons"), with respect to ordinary shares, par value $0.0001 per share, of LexinFintech Holdings Ltd., a Company incorporated in the Cayman Islands (the "Issuer"). Except as provided herein, this Amendment No. 1 does not modify any of the information previously reported on the Statement. Capitalized terms used but not defined in this Amendment No. 1 have the meanings ascribed to them in the Statement.
Item 2.	Identity and Background
(a)	Same as the description in the Statement.
(b)	Same as the description in the Statement.
(c)	Same as the description in the Statement.
(d)	No.
(e)	No.
(f)	Same as the description in the Statement.
Item 3.	Source and Amount of Funds or Other Consideration
	Same as the description in the Statement.
Item 4.	Purpose of Transaction
	Item 4 of the Statement is hereby amended and supplemented by adding the following: On July 1, 2026, Mr. Yi Wu sold certain ADSs in the open market and, together with previous sales, such sale of ADSs resulted in a reduction of his beneficial ownership percentage in the Issuer's ordinary shares. The Reporting Persons have no plans or proposals which relate to or would result in any of the actions specified in paragraphs (a) through (j) of Item 4 of Schedule 13D.
Item 5.	Interest in Securities of the Issuer
(a)	Item 5 of the Statement is hereby amended and supplemented by the following: The responses of the Reporting Persons to Rows (7) through (13) of the cover pages of this Amendment No. 1 and the information set forth or incorporated in Items 2, 4, and 6 are hereby incorporated herein by reference in this Item 5. The percentage is calculated based on 329,576,547 ordinary shares of the Issuer outstanding as of February 28, 2026, including (i) 258,234,320 Class A ordinary shares and (ii) 71,342,227 Class B ordinary shares, as reported in the Issuer's annual report on Form 20-F filed with the Securities and Exchange Commission on April 29, 2026. Except as disclosed in this Statement, none of the Reporting Persons beneficially owns any ordinary shares of the Issuer or has the right to acquire any ordinary shares of the Issuer.
(b)	The responses of the Reporting Persons to Rows (7) through (13) of the cover pages of this Amendment No. 1 and the information set forth or incorporated in Items 2, 4, and 6 are hereby incorporated herein by reference in this Item 5. Except as disclosed in this Statement, none of the Reporting Persons presently has the power to vote or to direct the vote or to dispose or direct the disposition of any of the ordinary shares of the Issuer that they may be deemed to beneficially own.
(c)	Mr. Yi Wu has been selling certain ADSs of the Issuer in the open market in the past 60 days.
(d)	Except as disclosed in this Statement, to the best knowledge of the Reporting Persons, no other person has the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the ordinary shares beneficially owned by the Reporting Persons.
(e)	Not applicable.
Item 6.	Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer
	To the best knowledge of the Reporting Persons, except as provided herein, there are no other contracts, arrangements, understandings or relationships (legal or otherwise) between the Reporting Persons and between any of the Reporting Persons and any other person with respect to any securities of the Issuer, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, divisions of profits or loss, or the giving or withholding of proxies, or a pledge or contingency, the occurrence of which would give another person voting power over the securities of the Issuer.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Wu Yi

Signature:	/s/ Wu Yi
Name/Title:	Wu Yi
Date:	07/06/2026

Rosy Time Global Limited

Signature:	/s/ Wu Yi
Name/Title:	Wu Yi, Director
Date:	07/06/2026