[6-K] Lloyds Banking Group plc Current Report (Foreign Issuer)

Rhea-AI Filing Summary

Lloyds Banking Group plc filed a Form 6‑K to incorporate into its Form F‑3 (File No. 333‑287829) the underwriting agreement for its $1,000,000,000 aggregate principal amount of Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities. The exhibit listed is Underwriting Agreement dated October 27, 2025 (Exhibit 1.1).

Insights

Capital markets analyst

Administrative 6-K attaching a $1,000,000,000 AT1 underwriting agreement; neutral impact.

Lloyds Banking Group plc reports, via Form 6-K, that an Underwriting Agreement dated October 27, 2025 for Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities is filed as Exhibit 1.1 for incorporation into its Form F-3 (File No. 333-287829).

This entry records transaction documentation for a previously announced issuance with an aggregate principal amount of $1,000,000,000. No financial results, pricing details, or guidance are included in the excerpt, so the filing reads as administrative with neutral portfolio impact.

FORM 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of Foreign Private Issuer Pursuant to Rule 13a-16 OR 15d-16 UNDER the Securities Exchange Act of 1934

For October 28, 2025

Commission File Number: 001-15246

LLOYDS BANKING GROUP PLC

33 Old Broad Street

London EC2N 1HZ

United Kingdom

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F __X__ Form 40-F _____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

EXPLANATORY NOTE

In connection with the issuance by Lloyds Banking Group plc of $1,000,000,000 aggregate principal amount of Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities, Lloyds Banking Group plc is filing the following document solely for incorporation into the Registration Statement on Form F-3 (File No. 333-287829):

Exhibit List

Exhibit No.	Description
1.1	Underwriting Agreement, dated as of October 27, 2025

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			LLOYDS BANKING GROUP PLC (Registrant)
Dated:	October 28, 2025		By:	/s/ Kristofer Middleton
				Name:	Kristofer Middleton
				Title:	Head of Term Issuance and Capital Structuring

FAQ

What did LYG file in this Form 6-K?

It filed an Underwriting Agreement as Exhibit 1.1 related to Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities.

What is the size of the securities referenced by LYG?

The filing references $1,000,000,000 aggregate principal amount of these Additional Tier 1 securities.

What is the purpose of this 6-K for LYG?

To incorporate the underwriting agreement into LYG’s Form F-3 shelf registration (File No. 333-287829).

What is the date of the underwriting agreement filed by LYG?

The underwriting agreement is dated October 27, 2025.

Which exhibit number contains the agreement in LYG’s 6-K?

The agreement appears as Exhibit 1.1.

Does the LYG 6-K include earnings or guidance?

No. The excerpt focuses on filing the underwriting agreement for incorporation into the shelf registration.