STOCK TITAN

Lloyds Banking Group (LYG) prices $2.5B in senior callable notes due 2032 and 2037

(Neutral)
(Neutral)
Form Type
6-K

Rhea-AI Filing Summary

Lloyds Banking Group plc reports the issuance of two U.S. dollar senior debt tranches: $1,250,000,000 aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032 and $1,250,000,000 aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037. The company is providing an Underwriting Agreement as an exhibit for incorporation into its existing Registration Statement on Form F-3ASR (File No. 333-287829), supporting these note issuances under its automatic shelf registration framework.

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Principal amount 2032 notes $1,250,000,000 Aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032
Principal amount 2037 notes $1,250,000,000 Aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037
Coupon rate 2032 notes 5.203% Interest rate on Senior Callable Fixed to Fixed Rate Notes due 2032
Coupon rate 2037 notes 5.696% Interest rate on Senior Callable Fixed to Fixed Rate Notes due 2037
Registration statement file number 333-287829 Form F-3ASR registration statement into which the exhibit is incorporated
Underwriting Agreement date August 10, 2026 Date of Underwriting Agreement for the 2032 and 2037 notes
Senior Callable Fixed to Fixed Rate Notes financial
"5.203% Senior Callable Fixed to Fixed Rate Notes due 2032"
Registration Statement on Form F-3ASR regulatory
"incorporation into the Registration Statement on Form F-3ASR"
A registration statement on Form F-3ASR is a pre-approved, automatically effective filing that allows a qualifying foreign issuer to offer and sell securities quickly without waiting for additional regulatory review, like having a checked-off menu of funding options ready to order. Investors care because it signals the company can raise cash or issue stock on short notice, which can affect share supply, dilution risk, and the company’s flexibility to fund growth or handle emergencies.
Underwriting Agreement financial
"Underwriting Agreement for the 5.203% Senior Callable Fixed to Fixed Rate Notes"
An underwriting agreement is a contract where a company selling new stocks or bonds hires financial firms to buy those securities and resell them to investors. It matters because the agreement sets the offering price, number of securities, fees and which party bears the risk if sales fall short—think of it as a promise that the sale will happen and a roadmap investors can use to understand how the new securities reach the market.
foreign private issuer regulatory
"Report of Foreign Private Issuer Pursuant to Rule 13a-16"
A foreign private issuer is a company organized outside the United States that meets tests showing it is primarily foreign-controlled and therefore qualifies for a different set of U.S. reporting rules. For investors, that means the company files less frequent or differently formatted disclosures with U.S. regulators and may follow home-country accounting and governance practices, so buying its stock is like dining at a well-reviewed restaurant that follows its home kitchen’s rules instead of the local menu — you get access but should check what standards apply.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What new securities is Lloyds Banking Group (LYG) issuing in this 6-K?

Lloyds Banking Group is issuing $1.25B 5.203% Senior Callable Notes due 2032 and $1.25B 5.696% Senior Callable Notes due 2037, both fixed-to-fixed rate senior debt instruments.

What is the total principal amount of notes issued by LYG in this filing?

The filing covers $2.5 billion in total senior notes, split into $1.25 billion due 2032 and $1.25 billion due 2037, each with specified fixed coupon rates and call features.

What interest rates apply to Lloyds Banking Group (LYG) notes mentioned here?

The 2032 senior notes carry a 5.203% fixed coupon, while the 2037 senior notes carry a 5.696% fixed coupon, both described as Senior Callable Fixed to Fixed Rate Notes issued by Lloyds Banking Group.

How is this LYG 6-K connected to its Form F-3ASR shelf registration?

Lloyds Banking Group is incorporating the Underwriting Agreement for the 2032 and 2037 notes into its existing Form F-3ASR (File No. 333-287829) automatic shelf registration statement, tying these note issuances to that program.

What key exhibit is included with this Lloyds Banking Group (LYG) 6-K?

The 6-K lists an exhibit containing the Underwriting Agreement for the 5.203% notes due 2032 and 5.696% notes due 2037, dated August 10, 2026, associated with the new senior note issuances.

FORM 6-K 

 

UNITED STATES 

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

Report of Foreign Private Issuer Pursuant to Rule 13a-16 OR 15d-16 UNDER the Securities Exchange Act of 1934

 

For August 11, 2026

 

Commission File Number: 001-15246

 

LLOYDS BANKING GROUP PLC


 

33 Old Broad Street

London EC2N 1HZ
United Kingdom 

 

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

 

Form 20-F __X__       Form 40-F _____

 

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

 

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

 

EXPLANATORY NOTE

 

In connection with the issuance by Lloyds Banking Group plc of (i) $1,250,000,000 aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032 and (ii) $1,250,000,000 aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037, Lloyds Banking Group plc is filing the following document solely for incorporation into the Registration Statement on Form F-3ASR (File No. 333-287829):

 

Exhibit List

 

Exhibit No. Description
1.1 Underwriting Agreement for the 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032 and 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037, dated as of August 10, 2026

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

   

LLOYDS BANKING GROUP PLC

(Registrant)

     
     
Dated: August 11, 2026   By: /s/ Kristofer Middleton
        Name:  Kristofer Middleton
        Title: Head of GCT Capital Markets

 

 

 

 

 

 

Filing Exhibits & Attachments

1 document