Every 8-K that Mastercard Incorporated (MA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MA filings page.
Mastercard Incorporated reported strong second quarter 2026 results, with net revenue of $9.3 billion, up 14% year-over-year (12% on a currency-neutral basis). Net income was $4.4 billion, up 19%, and diluted EPS rose 22% to $4.97. Adjusted net income reached $4.5 billion and adjusted diluted EPS $5.04, both growing around 20%. Operating margin expanded to 60.2% (61.1% adjusted), supported by a 10% increase in operating expenses and lower effective tax rate of 20.0%.
Business activity stayed robust, with gross dollar volume up 8% on a local currency basis to $2.9 trillion, cross-border volume up 12% and switched transactions up 9%. Year-to-date 2026 net revenue was $17.7 billion (up 15%), net income $8.3 billion and diluted EPS $9.32, each up 18–22%. The company’s customers had issued 3.7 billion Mastercard and Maestro cards as of June 30, 2026. Mastercard returned substantial capital in Q2, repurchasing 9.8 million shares for $4.9 billion and paying $771 million in dividends, with $7.8 billion remaining under share repurchase programs, alongside higher long-term debt.
Mastercard Incorporated held its annual meeting of stockholders on June 16, 2026, where Class A holders elected all nominated directors for one-year terms. A quorum of 785,352,547 shares of Class A common stock was present or represented by proxy.
Stockholders approved, on an advisory basis, Mastercard's executive compensation and ratified the appointment of PricewaterhouseCoopers LLP as independent registered public accounting firm for 2026. They did not approve stockholder proposals seeking the right to act by written consent or to adopt cumulative voting for director elections.
Mastercard Incorporated completed an offering of five series of senior notes, adding new fixed and floating rate debt with maturities from 2028 to 2036. The company issued $500,000,000 of Floating Rate Notes due 2028, $1,250,000,000 of 4.325% Notes due 2028, and $1,150,000,000 of 4.425% Notes due 2029.
It also issued $1,350,000,000 of 4.600% Notes due 2031 and $750,000,000 of 5.000% Notes due 2036. The notes were offered under an existing shelf Registration Statement on Form S‑3 and issued under a 2014 Indenture with Deutsche Bank Trust Company Americas, with an underwriting syndicate led by J.P. Morgan and other major banks.
Mastercard Incorporated announced several senior leadership changes effective August 3, 2026. Current Chief Financial Officer Sachin Mehra will become Chief Business Officer, overseeing country operations globally and unifying sales enablement, partnerships and digital commercialization under a single go-to-market structure.
Ling Hai, currently President of Asia Pacific, Europe, Middle East and Africa, will succeed Mehra as Chief Financial Officer. He will receive a base salary of $850,000, a target cash incentive of 150% of base salary under the Senior Executive Annual Incentive Compensation Plan, and a Long-Term Incentive Award of $1,500,000 in restricted stock units.
Linda Kirkpatrick will move from President, Americas to Chief Services Officer, succeeding Craig Vosburg, who becomes Vice Chair and a global ambassador. Dimi Dosis will become Chief Commercial Payments Officer, while Raj Seshadri becomes Senior Strategic Advisor to the CEO. Vice Chair Tim Murphy plans to retire in October 2026.
Mastercard Incorporated announced senior finance and audit leadership changes. Corporate Controller and principal accounting officer Sandra Arkell will become Chief Audit Executive effective August 3, 2026, stepping down from her current role on that date.
On the same date, Chris Mullett, age 52, will be appointed Corporate Controller and principal accounting officer. He joined Mastercard in November 2017 and has served as Chief Financial Officer, Europe since May 2023, with prior roles including Chief Financial Officer, Technology and Regional Controller, Asia Pacific. His base salary and incentive eligibility will be comparable to other employees at similar responsibility levels, including participation in key incentive and change-in-control plans.
Mastercard Incorporated reported strong growth for the first quarter of 2026. Net revenue rose to $8.4 billion, up 16% year over year, as payment network activity and value-added services expanded.
Net income increased to $3.9 billion and diluted EPS reached $4.35, gains of 18% and 21%. On an adjusted basis, net income was $4.1 billion and diluted EPS was $4.60, up 20% and 23%. Gross dollar volume grew 7% to $2.7 trillion, with cross-border volume up 13% and switched transactions up 9% on a local currency basis.
Operating expenses rose 13%, including a restructuring charge, but adjusted operating margin still improved to 60.8%. The company returned significant capital, repurchasing 7.8 million shares for $4.0 billion and paying $777 million in dividends. As of March 31, 2026, customers had issued 3.7 billion Mastercard and Maestro-branded cards.
Mastercard Incorporated disclosed changes to compensation for two senior executives. Effective March 1, 2026, CFO Sachin Mehra will see his base salary rise from $825,000 to $875,000 and his target annual incentive bonus increase from 150% to 175% of base salary.
Chief Services Officer Craig Vosburg will have his base salary increased from $800,000 to $825,000, with his target annual incentive bonus raised from 135% to 150% of base salary. The 2026 bonus targets are calculated based on the new base salaries.
Mastercard Incorporated filed a current report describing the release of its financial results for the fourth quarter and full year 2025. The company issued an earnings release on January 29, 2026, and attached this document as Exhibit 99.1.
The earnings information is being furnished rather than filed, meaning it is provided for investors’ information but has different legal status than fully filed financial statements. The report also includes a technical exhibit for the cover page interactive data file.
Mastercard Incorporated entered into a committed five-year unsecured $8,000,000,000 revolving credit facility on November 7, 2025. The facility, which expires November 7, 2030, amends and restates a prior $8,000,000,000 line that was set to expire November 7, 2029.
The facility is available in U.S. dollars and Euros for general corporate purposes. Borrowings bear interest at SOFR, €STR, or an alternative base rate, in each case plus a margin that varies with the company’s long‑term issuer rating; a facility fee also fluctuates with the rating. Mastercard may designate subsidiaries as borrowers, backed by an unconditional company guarantee.
Key terms include covenants limiting liens (up to the greater of $600,000,000 or 4% of consolidated total assets) and certain fundamental changes, customary events of default, and flexibility to reduce commitments by at least $10.0 million and prepay loans by at least $10.0 million (or €10.0 million for Euro loans) without penalty.
Mastercard reported an updated Class Settlement Agreement with merchant class counsel, alongside Visa, to resolve claims over certain network rules, subject to final approval by the Eastern District of New York. The agreement outlines operational changes for U.S. credit acceptance, including greater acceptance flexibility between consumer and commercial credit, simplified surcharging and discounting rules, and a 10 basis point reduction in the average systemwide effective interchange rate on U.S.-issued consumer and commercial credit transactions at U.S. merchants.
The interchange reduction is designed to function as a five-year cap on the net effective interchange for defined U.S.-issued credit programs under the Mastercard brand, with Visa and Mastercard subject to the same cap. Upon court approval, the arrangement would resolve all pending U.S. merchant litigations seeking changes to interchange structure and acceptance rules. Mastercard stated it does not admit to improper conduct, and noted rule changes would occur after approval, expected most likely in late 2026 or early 2027.
Mastercard Incorporated reported that it issued an earnings release announcing financial results for its third quarter 2025. The company furnished the earnings release as Exhibit 99.1 on October 30, 2025. The filing also lists its securities registered on the NYSE, including Class A Common Stock (MA) and certain notes due 2027, 2029, and 2030.
Mastercard (NYSE:MA) filed an 8-K covering its 24 Jun 2025 annual meeting and related governance changes.
- Charter amended to: (i) extend Delaware-permitted liability protection to officers; (ii) delete the “Industry Director” classification; (iii) make technical updates. Certificate and By-laws restated effective 25 Jun 2025.
- Strong shareholder support: amendments passed with 87%–99% of votes cast; 12 directors re-elected with ≥95% support.
- Compensation “say-on-pay” received 95% FOR.
- PwC ratified as auditor for 2025 (93% FOR).
- ESG proposals on racial-equity audit and affirmative-action risks failed (FOR support 11% and <1%, respectively).
Changes streamline board structure and reduce potential officer liability exposure; no financial metrics disclosed.