Mastercard director gets 684-share stock award

Janow Merit E reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Janow Merit E reported acquisition or exercise transactions in this Form 4 filing.

Mastercard director Merit E Janow received a grant of 684 shares of Class A Common Stock on June 16, 2026 as a fully vested restricted stock award, subject to transfer restrictions until June 16, 2030. After this award, Janow directly owns 14,605 shares.

Insider Trade Summary

Grant/Award: 684 shares

Grant/Award 1 txn

Insider Janow Merit E

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	684	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 14,605 shares (Direct)

Footnotes (1)

1. F1. Represents restricted stock award that was fully vested on June 16, 2026, the date of grant, but is subject to transfer restrictions until June 16, 2030.

Key Figures

Stock award size: 684 shares Award price per share: $0.00 per share Total shares after transaction: 14,605 shares +1 more

4 metrics

Stock award size 684 shares Restricted stock award granted June 16, 2026

Award price per share $0.00 per share Grant classified as compensation, not open-market purchase

Total shares after transaction 14,605 shares Janow’s direct holdings following the grant

Transfer restriction end date June 16, 2030 Restricted stock award subject to transfer limits until this date

Key Terms

restricted stock award, transfer restrictions, Class A Common Stock, Grant, award, or other acquisition

4 terms

restricted stock award financial

"Represents restricted stock award that was fully vested on June 16, 2026"

A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.

transfer restrictions financial

"but is subject to transfer restrictions until June 16, 2030"

Transfer restrictions are legal or contractual limits that prevent or delay selling, gifting, or otherwise moving ownership of a security. Think of them like a temporary lock on a share that can be imposed by law, a contract, or a registrar: they matter to investors because they reduce liquidity, can delay when holders can realize cash, and often affect a security’s market value and attractiveness to buyers.

Class A Common Stock financial

"security_title: Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Grant, award, or other acquisition regulatory

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Mastercard (MA) director Merit E Janow report?

Merit E Janow reported receiving 684 shares of Mastercard Class A Common Stock. This was a fully vested restricted stock award granted on June 16, 2026, increasing her direct ownership to a total of 14,605 shares after the transaction.

Was the Mastercard (MA) Janow transaction an open-market buy or a stock award?

The transaction was a stock award, not an open-market purchase. Janow received 684 shares at a price of $0.00 per share as a grant classified as a restricted stock award, rather than buying shares in the market.

What restrictions apply to Merit E Janow’s new Mastercard (MA) shares?

The 684 awarded shares are fully vested but carry transfer restrictions until June 16, 2030. This means Janow owns the shares outright but generally cannot transfer or sell them until that 2030 restriction date passes.

How many Mastercard (MA) shares does Merit E Janow own after this Form 4?

After the grant, Janow directly owns 14,605 shares of Mastercard Class A Common Stock. This total includes the newly awarded 684 restricted shares reported in this Form 4 filing as a compensation-related stock grant.

How is the Janow transaction on Mastercard (MA) Form 4 classified by the SEC codes?

The transaction uses code A, meaning a grant, award, or other acquisition. It is labeled as a grant or award acquisition of 684 shares, supporting that this is compensation-related rather than a discretionary market trade.

Does this Mastercard (MA) Form 4 involve any derivative securities for Merit E Janow?

No derivative securities are reported in this Form 4 for Janow. The filing lists only a non-derivative transaction in Class A Common Stock and shows no remaining derivative positions in the derivative summary section.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/18/2026 - 04:11 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Janow Merit E

(Last) (First) (Middle)

2000 PURCHASE STREET

(Street)

PURCHASE NEW YORK 10577-2509

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Mastercard Inc [ MA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/16/2026		A		684(1)	A	$0	14,605	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock award that was fully vested on June 16, 2026, the date of grant, but is subject to transfer restrictions until June 16, 2030.

Remarks:

	/s/ Craig Brown, as attorney-in-fact for Merit E. Janow, pursuant to a power of attorney dated June 23, 2025	06/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)