MBIA director granted 16,181 restricted shares

Innis-Thompson Janice L. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Innis-Thompson Janice L. reported acquisition or exercise transactions in this Form 4 filing.

MBIA Inc. director Janice L. Innis-Thompson received a grant of 16,181 shares of restricted Common Stock, valued at $6.18 per share. This equity award was made on May 12, 2026 and is subject to a one-year cliff vesting schedule, with vesting on May 12, 2027.

Following this grant, she directly holds a total of 83,325 shares of MBIA common stock. Because this is a compensation-related stock grant rather than an open-market trade, it reflects standard director equity compensation rather than a discretionary share purchase or sale.

Insider Trade Summary

Grant/Award: 16,181 shares

Grant/Award 1 txn

Insider Innis-Thompson Janice L.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	16,181	$6.18	$100K

Holdings After Transaction: Common Stock — 83,325 shares (Direct)

Footnotes (1)

1. F1. Restricted Stock granted on May 12, 2026 at a price of $6.18 per share with 1 year cliff vesting on May 12, 2027.

Key Figures

Restricted shares granted: 16,181 shares Grant price per share: $6.18 per share Total shares after grant: 83,325 shares +1 more

4 metrics

Restricted shares granted 16,181 shares Restricted Common Stock grant on May 12, 2026

Grant price per share $6.18 per share Stated price for restricted stock granted May 12, 2026

Total shares after grant 83,325 shares Director’s direct MBIA Common Stock holdings after the transaction

Vesting date May 12, 2027 One-year cliff vesting for restricted stock award

Key Terms

Restricted Stock, cliff vesting, Common Stock, Grant, award, or other acquisition

4 terms

Restricted Stock financial

"Restricted Stock granted on May 12, 2026 at a price of $6.18 per share"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

cliff vesting financial

"with 1 year cliff vesting on May 12, 2027"

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition regulatory

"transaction_code_description: "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did MBIA (MBI) report for Janice L. Innis-Thompson?

MBIA reported that director Janice L. Innis-Thompson received a grant of 16,181 shares of restricted Common Stock on May 12, 2026 at $6.18 per share, increasing her direct holdings to 83,325 shares after the award.

Was the MBIA (MBI) insider transaction a stock purchase or a grant?

The transaction was a stock grant, not an open-market purchase. Janice L. Innis-Thompson received 16,181 shares of restricted Common Stock as a compensation-related award, with a stated price of $6.18 per share and no market buying activity disclosed.

How many MBIA (MBI) shares does Janice L. Innis-Thompson hold after this Form 4 filing?

After the reported grant, Janice L. Innis-Thompson directly holds 83,325 shares of MBIA Common Stock. This total includes the 16,181 restricted shares awarded on May 12, 2026, as reflected in the Form 4 transaction details.

What are the vesting terms of the MBIA (MBI) restricted stock granted on May 12, 2026?

The 16,181 restricted shares granted on May 12, 2026 vest on a one-year cliff schedule. According to the footnote, all shares are scheduled to vest on May 12, 2027, assuming vesting conditions are satisfied during that period.

Does the MBIA (MBI) Form 4 show any insider sales or market purchases?

The Form 4 does not show any sales or open-market purchases. It reports only a grant of 16,181 restricted shares to director Janice L. Innis-Thompson, categorized as a grant, award, or other acquisition of Common Stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/13/2026 - 04:27 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Innis-Thompson Janice L.

(Last) (First) (Middle)

C/O MBIA INC.

1 MANHATTANVILLE ROAD - SUITE 202

(Street)

PURCHASE NEW YORK

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MBIA INC [ MBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/12/2026		A		16,181(1)	A	$6.18	83,325	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted Stock granted on May 12, 2026 at a price of $6.18 per share with 1 year cliff vesting on May 12, 2027.

	/s/ William J. Rizzo, Attorney-in-fact	05/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)