Welcome to our dedicated page for Mercantile Bk SEC filings (Ticker: MBWM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Mercantile Bank Corporation (MBWM) and Eastern Michigan Financial (EFIN) announced a definitive merger under which each EFIN share will be exchanged for $32.32 in cash plus 0.7116 MBWM shares, with cash paid in lieu of fractional shares. The stock portion’s value will vary with MBWM’s price. On July 21, 2025, the package equated to about $67.01 per EFIN share and roughly $95.8 million in aggregate consideration; on October 16, 2025 it equated to about $63.02 per share and $90.3 million, both inclusive of option conversions.
EFIN will hold a special shareholder meeting on December 19, 2025 to vote; approval requires a majority of outstanding shares. No dissenters’ rights apply under Michigan law. After closing, former EFIN holders are expected to own about 5.4% of the combined company. The exchange ratio is fixed but EFIN may terminate if MBWM’s 10‑day VWAP falls below $40.54 and underperforms the Nasdaq Bank Index by more than 17.5%, unless MBWM increases the ratio per the agreement. The merger is intended to be a tax‑free reorganization for the stock portion; cash received is taxable. A termination fee of $3.68 million may apply in specified circumstances.
Mercantile Bank Corp (MBWM) reported an insider transaction by a director. On 10/31/2025, the director purchased 1,000 shares of common stock at
Following the transaction, reported holdings were 3,502 shares indirect (IRA) and 3,084 shares direct. The filing was submitted by one reporting person.
Mercantile Bank Corporation (MBWM) reported stronger Q3 2025 results. Net income rose to $23.8 million from $19.6 million a year ago, and diluted EPS increased to $1.46 from $1.22. Net interest income improved to $52.0 million from $48.3 million, with a modest $0.2 million provision for credit losses versus $1.1 million last year. Noninterest income was $10.4 million, up from $9.7 million, while noninterest expense rose to $34.8 million from $32.3 million, including $0.6 million of acquisition costs.
For the nine months, net income was $65.9 million versus $60.0 million, and diluted EPS was $4.06 versus $3.72. The balance sheet expanded: total assets reached $6.31 billion (up from $6.05 billion at December 31, 2024), deposits were $4.81 billion, and securities available for sale increased to $855.1 million. Shareholders’ equity improved to $657.6 million as accumulated other comprehensive loss narrowed.
Strategic update: On July 22, 2025, MBWM agreed to acquire Eastern Michigan Financial Corporation. Each EFIN share will receive $32.32 in cash and 0.7116 MBWM shares, valuing the deal at approximately $90.3 million based on a $43.14 MBWM share price on October 16, 2025. Closing is anticipated in Q4 2025, subject to shareholder and regulatory approvals and customary conditions.
Mercantile Bank Corporation announced it issued a press release with earnings and other financial results for the quarter ended September 30, 2025. The materials were furnished as Exhibit 99.1 (press release) and Exhibit 99.2 (Conference Call & Webcast Presentation).
Management planned to discuss results during its Third Quarter 2025 conference call on October 21, 2025 at 10:00 a.m. Eastern Time. The presentation is also available on the company’s investor relations website. Consistent with General Instruction B.2, the information in this report, including Exhibits 99.1 and 99.2, is furnished and not deemed filed.
David B. Ramaker, a director of Mercantile Bank Corporation (MBWM), reported an open-market purchase of company common stock on 08/18/2025. The Form 4 shows a purchase code "P" for 1,500 shares at a weighted average price of $46.71 per share, bringing his beneficial ownership to 15,014 shares. The footnote states the shares were acquired in multiple transactions at prices ranging from $46.63 to $46.715 and that the reporting person will provide detailed price breakdowns on request. The filing was signed by attorney-in-fact Adin J. Tarr on 08/19/2025.
Mercantile Bank Corp (MBWM) filed a Form 4 on 30 Jul 2025 reporting that Director Shoran R. Williams executed an open-market transaction on 29 Jul 2025. Williams acquired 200 common shares (Transaction Code "P") at a weighted-average price of $47.285, within a $47.27-$47.30 range, for an estimated outlay of roughly $9.5 thousand.
After the trade, Williams directly owns 5,266 shares. The total reflects incremental shares accumulated through the issuer’s dividend-reinvestment plan since the previous report. No derivative securities were reported, and there were no additional insider participants. Although the 200-share purchase increases Williams’ direct stake by about 4%, it represents a de-minimis fraction of MBWM’s outstanding shares and is unlikely to move the valuation needle. A wording inconsistency exists: the footnote describes the shares as “sold,” yet the transaction is coded as a purchase, which may warrant clarification.
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