Every 8-K that Mercantile Bank Corp (MBWM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MBWM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MBWM filings page.
Mercantile Bank Corporation’s board approved a 2026–2027 merger integration and core conversion bonus plan with a $3,000,000 aggregate bonus pool. The plan covers eligible employees of the company, Mercantile Bank, its wholly owned banking subsidiary, and their respective subsidiaries and affiliates, including executive officers, for work integrating the Eastern Michigan Bank merger and converting core and digital banking systems to the Jack Henry platform.
The Compensation Committee will select participants and determine award amounts at its discretion; no participant is entitled to a minimum award. Earned awards will be paid on or before March 31, 2027, and are subject to recovery or clawback under the company’s policy effective October 2, 2023.
Mercantile Bank Corporation reported second quarter 2026 net income of $25.9 million, or $1.50 per diluted share, compared with $22.6 million, or $1.39 per share, a year earlier. On an adjusted basis, excluding acquisition and core system conversion costs, net income was $26.4 million, or $1.53 per diluted share.
Net revenue reached $68.8 million, led by net interest income of $57.3 million and a higher net interest margin of 3.59%, as strong commercial loan growth and lower funding costs offset lower loan yields. Total assets were $6.82 billion with loans of $4.92 billion and deposits of $5.30 billion at June 30, 2026. Asset quality remained robust, with nonperforming assets of $5.8 million, or 0.1% of total assets, and net loan recoveries in the quarter. Shareholders’ equity rose to $755 million, and both subsidiary banks remained well capitalized under regulatory standards while the company continued its cash dividend program.
Mercantile Bank Corporation reported the results of its Annual Meeting of shareholders held on May 21, 2026. Shareholders elected twelve directors, each receiving over 10.6 million votes in favor, with relatively small withheld votes and 2,447,511 broker non-votes recorded for each nominee.
Shareholders also ratified the appointment of Plante & Moran, PLLC as the independent registered public accounting firm for 2026 with 13,471,113 votes for, 54,526 against, and 9,505 abstentions. In addition, an advisory vote to approve the compensation of named executive officers passed with 10,539,827 votes for, 323,243 against, 224,563 abstentions, and 2,447,511 broker non-votes.
Mercantile Bank Corporation reported stronger first quarter 2026 results, with higher earnings and solid asset quality. Net income rose to $22.7 million, or $1.32 per diluted share, from $19.5 million, or $1.21, a year earlier. On a non-GAAP basis excluding one-time acquisition and core system conversion costs, net income was $25.2 million, or $1.46 per diluted share, about 21 percent higher than the prior-year quarter.
Net revenue reached $67.6 million, up 18.1 percent, driven by $55.9 million of net interest income and $11.7 million of noninterest income, including strong treasury management, swap, mortgage banking, and card fee growth. The net interest margin improved to 3.55 percent as the cost of funds fell to 1.87 percent. Total assets grew to $6.95 billion, deposits to $5.42 billion, and the loan-to-deposit ratio declined to 89 percent. Asset quality remained strong, with nonperforming assets at $7.5 million, or 0.11 percent of total assets, and net loan recoveries in the quarter.
Mercantile Bank Corporation adopted a 2026 executive officer cash bonus plan covering its CEO, CFO and other key executives. Bonuses will be funded from a pool tied to six performance metrics for 2026: earnings per share, return on assets, net interest margin, efficiency ratio, non‑performing assets, and loans‑to‑deposits. Each metric has a Target Level and Maximum Level, with associated Target and Maximum Percentages that are combined using linear interpolation to calculate the bonus pool.
If all metrics are achieved at the Target Level, the Target Bonus Pool is $1,206,725; strong performance can increase this amount up to 150% of target, or $1,810,087. Individual awards are paid pro rata as a percentage of 2026 salary, with target and maximum opportunities such as 60.0% and 90.0% for the Chief Executive Officer and 40.0% and 60.0% for the Chief Financial Officer. Earned bonuses, subject to conditions and clawback provisions, will be paid on or before March 15, 2027.
Mercantile Bank Corporation amended its previously furnished fourth quarter 2025 earnings materials to correct certain performance metrics in an investor presentation. The revised presentation updates 2026 figures for overhead costs in the first through fourth quarters and fee income in the third and fourth quarters on slide 26. All other information from the original fourth quarter and full-year 2025 materials remains unchanged. The updated Conference Call & Webcast Presentation is being used for the Fourth Quarter 2025 conference call and future investor and stakeholder presentations and is available as an exhibit and on the company’s investor relations website.
Mercantile Bank Corporation filed a current report describing its latest financial communications. The company issued a press release announcing earnings and other financial results for the quarter and year ended December 31, 2025, and furnished this release as Exhibit 99.1.
Management also prepared a Conference Call & Webcast Presentation for use during its previously announced fourth quarter 2025 conference call on January 20, 2026 at 10:00 a.m. Eastern Time and in future investor and stakeholder presentations. This presentation is furnished as Exhibit 99.2 and is also available on the company’s investor relations website.
Mercantile Bank Corporation reported that it and Eastern Michigan Financial Corporation have received all required regulatory approvals for their planned merger. Eastern will first merge into a Mercantile acquisition subsidiary, which will then merge into Mercantile, leaving Mercantile as the surviving company.
After the transaction, Mercantile will temporarily operate as a two‑bank holding company, with Eastern Michigan Bank running alongside Mercantile Bank. Mercantile currently plans to consolidate Eastern Michigan Bank into Mercantile Bank in the first quarter of 2027. Completion of the merger is targeted for December 31, 2025, but still depends on approval by Eastern’s shareholders and satisfaction of the remaining closing conditions.
Mercantile Bank Corporation announced it issued a press release with earnings and other financial results for the quarter ended September 30, 2025. The materials were furnished as Exhibit 99.1 (press release) and Exhibit 99.2 (Conference Call & Webcast Presentation).
Management planned to discuss results during its Third Quarter 2025 conference call on October 21, 2025 at 10:00 a.m. Eastern Time. The presentation is also available on the company’s investor relations website. Consistent with General Instruction B.2, the information in this report, including Exhibits 99.1 and 99.2, is furnished and not deemed filed.