Welcome to our dedicated page for Mill City Ventur SEC filings (Ticker: MCVT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Short-duration, high-yield lending is lucrative—and complicated. Mill City Ventures III Ltd’s disclosures pack pages with collateral terms, loan-to-value ratios, and credit-loss calculations that even seasoned analysts can find overwhelming. If you have ever searched “Mill City Ventures SEC filings explained simply,” you already know the challenge of piecing together loan book risk from a 10-K or spotting executive Form 4 trades before they hit the headlines.
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Key disclosure: Director Lyle Berman has filed a Schedule 13D reporting beneficial ownership of 315,556 common shares of Mill City Ventures III (MCVT), equal to 5.2 % of the 6,062,773 shares outstanding.
The filing does not reflect new share purchases. Instead, the percentage increase results from the company’s share repurchases completed in May 2025, which reduced the public float and pushed Berman’s stake above the 5 % reporting threshold.
All 315,556 shares are held with sole voting and dispositive power; there is no shared ownership, derivative exposure, or recent trading activity (no transactions in the last 60 days). The only reported relationship is Berman’s role as a director.
The 13D lists no plans or proposals regarding additional acquisitions, disposition of assets, or changes in corporate control, and it includes no exhibits or special contractual arrangements.
For investors, the document confirms (1) an active share-buyback program that is shrinking the share count and (2) continued insider alignment through meaningful personal ownership by a board member. While not a direct catalyst, the filing offers incremental insight into capital-allocation activity and insider positioning.
Mill City Ventures III, Ltd. (MCVT) has filed a Preliminary Schedule 14A for its 2025 annual shareholders’ meeting, scheduled for August 8 2025 at the company’s Wayzata, MN headquarters. The record date is July 8 2025, with 6,062,773 common shares outstanding and one-third of those shares required for a quorum.
The proxy seeks shareholder action on three principal proposals:
- Proposal 1 – Director Elections: Elect five directors to serve until the next annual meeting.
- Proposal 2 – Equity Incentive Plan Amendment: Increase shares available under the 2022 Equity Incentive Plan to 1,400,000 from 900,000.
- Proposal 3 – Articles of Incorporation Amendment: Expand authorized capital stock to 250,000,000 from 111,111,111.
- Routine authority to transact other business that may properly come before the meeting.
Voting thresholds are as follows: a plurality of votes cast is required for Proposal 1, while Proposals 2 and 3 each need a majority of votes cast. Broker discretionary voting is not permitted on director elections or equity compensation matters, meaning uninstructed street-name shares will be treated as broker non-votes and excluded from vote tallies on those items.
The company is employing the SEC notice-and-access model to distribute materials, citing reduced costs and environmental benefits. Shareholders can access the proxy and Form 10-K (FY 2024) at www.annualgeneralmeetings.com/mcvt2025 and may request physical copies via telephone, website, or e-mail.
Key investor considerations: the proposed 139% increase in authorized share count and the 56% expansion of the equity incentive pool may enable future capital raises and employee retention initiatives but increase potential dilution. No financial performance metrics, executive compensation details, or director nominees’ biographies are included in this preliminary filing; those are expected in the definitive proxy.
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