Welcome to our dedicated page for Mercury General SEC filings (Ticker: MCY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Mercury General Corporation (NYSE: MCY), an insurance holding company for Mercury Insurance. As a California-incorporated issuer with common stock registered under Section 12(b) of the Securities Exchange Act of 1934, Mercury General files periodic and current reports that offer detailed insight into its property and casualty insurance operations.
Investors researching MCY can use this section to review current reports on Form 8-K, which Mercury General uses to furnish press releases announcing quarterly financial results and other material events. Recent 8-K filings, for example, reference press releases covering financial results for specific quarters and confirm that the company’s common stock trades on the New York Stock Exchange under the symbol MCY.
In addition to 8-Ks, users can access Mercury General’s annual reports on Form 10-K and quarterly reports on Form 10-Q via the SEC’s EDGAR system. These filings typically contain information about the company’s multiple-line insurance operations, including its focus on personal auto, homeowners, renters and commercial insurance written through independent agents and direct-to-consumer channels in various states.
Stock Titan enhances these filings with AI-powered summaries that highlight key sections and help explain complex disclosures in more accessible language. Rather than reading entire documents line by line, users can rely on AI-generated overviews to identify important topics, then drill down into the original filings for full context.
For those tracking insider activity and executive share transactions, this page also surfaces Forms 3, 4 and 5 when they are filed, allowing closer monitoring of ownership changes. Combined with real-time updates from EDGAR, this MCY filings hub offers a structured way to follow Mercury General’s regulatory reporting, from earnings-related 8-Ks to comprehensive 10-K and 10-Q reports, with AI tools to streamline analysis.
Mercury General Corp. filed an initial ownership report for executive Jenny Dickinson. Dickinson serves as VP/Chief HR Officer of Mercury General Corp. and is required to report her equity holdings in the company. This Form 3 states that, at the time of the reported event on 01/12/2026, she did not beneficially own any Mercury General Corp. securities. The filing also includes a power of attorney naming Judy Walters as attorney-in-fact to sign on Dickinson's behalf.
Mercury General Corp. reported that one of its directors bought additional company stock. On 12/10/2025, the director entered a transaction coded "P" for a purchase of 552 shares of common stock at a price of $90.42 per share. After this transaction, the director directly owns 3,053 shares of Mercury General common stock.
Mercury General (MCY) reported Q3 2025 results with net income of $280.4 million and diluted EPS of $5.06, up from $230.9 million and $4.17 a year ago. Total revenues were $1.585 billion, supported by higher net premiums earned of $1.410 billion and net investment income of $84.0 million.
Underwriting and reinsurance shaped year-to-date results. The company recognized ceded premiums earned of $224.3 million for the nine months ended September 30, 2025, and ceded losses and LAE of $1,292.9 million, reflecting the Palisades and Eaton wildfires in Q1 2025. Loss and LAE reserves rose to $3.596 billion.
Liquidity and capital strengthened: cash was $1.253 billion (vs. $720.3 million at December 31, 2024), total investments were $6.374 billion, and shareholders’ equity increased to $2.232 billion. The company paid a quarterly dividend of $0.3175 per share. At October 30, 2025, 55,388,627 common shares were outstanding.
Mercury General Corporation furnished an Item 2.02 Form 8-K announcing its financial results for the third quarter ended September 30, 2025. The company issued a press release on November 4, 2025 detailing the quarter’s performance.
The press release is included as Exhibit 99.1 and is furnished, not filed, under the Exchange Act. The filing notes that this information is not subject to Section 18 liabilities and is not incorporated by reference into other filings.
Mercury General Corp. reported a Form 4 showing that Pang Wei, the company's VP/Chief Technology Officer, received 1,831.48 restricted stock units (RSUs) on