Mercury General VP receives 1,180 RSU award

Colby Nicholas Vincent reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Colby Nicholas Vincent reported acquisition or exercise transactions in this Form 4 filing.

Mercury General Corp VP and Chief Sales Officer Colby Nicholas Vincent received a grant of 1,180.1 restricted stock units, each economically equivalent to one share of common stock. The award is a form of equity-linked compensation rather than an open-market share purchase or sale.

The restricted stock units will vest in three equal annual installments beginning on February 21, 2027 and will be settled in cash upon vesting, rather than delivering actual shares. Following this grant, the filing shows Vincent holding 1,180.1 restricted stock units directly.

Insider Trade Summary

Grant/Award: 1,180.1 shares

Grant/Award 1 txn

Insider Colby Nicholas Vincent

Role VP/Chief Sales Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit	1,180.1	$0.00	$0.00

Holdings After Transaction: Restricted Stock Unit — 1,180.1 contracts (Direct)

Footnotes (1)

1. F1. Each restricted stock unit is the economic equivalent of one share of the Issuer's Common Stock. The restricted stock units will vest in three equal annual installments beginning on February 21, 2027, and will be settled in cash upon vesting.

Key Figures

RSUs granted: 1,180.1 units Post-grant RSU holdings: 1,180.1 units Vesting installments: 3 annual installments +1 more

4 metrics

RSUs granted 1,180.1 units Restricted stock units granted to VP/Chief Sales Officer

Post-grant RSU holdings 1,180.1 units Total restricted stock units following the transaction

Vesting installments 3 annual installments RSUs vest in three equal annual installments

First vesting date February 21, 2027 Initial vesting date for the RSU award

Key Terms

Restricted Stock Unit, economic equivalent, vest, settled in cash, +1 more

5 terms

Restricted Stock Unit financial

"security_title: "Restricted Stock Unit""

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

economic equivalent financial

"Each restricted stock unit is the economic equivalent of one share"

vest financial

"The restricted stock units will vest in three equal annual installments"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

settled in cash financial

"and will be settled in cash upon vesting"

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Mercury General (MCY) report for Colby Nicholas Vincent?

Mercury General (MCY) reported that VP/Chief Sales Officer Colby Nicholas Vincent received 1,180.1 restricted stock units as compensation. Each unit is economically equivalent to one share of common stock and vests over time, with settlement in cash rather than stock on vesting dates.

How many restricted stock units were granted to the Mercury General (MCY) executive?

The Mercury General (MCY) executive was granted 1,180.1 restricted stock units. Each unit represents the economic value of one share of common stock. This award is recorded as a compensation grant, not an open-market purchase, and increases his equity-linked position accordingly.

What is the vesting schedule for the 1,180.1 RSUs at Mercury General (MCY)?

The 1,180.1 restricted stock units at Mercury General (MCY) vest in three equal annual installments. Vesting begins on February 21, 2027, and continues annually thereafter. This structure ties the executive’s compensation to multi-year company performance and continued service with the firm.

Are the Mercury General (MCY) restricted stock units settled in shares or cash?

The Mercury General (MCY) restricted stock units are settled in cash upon vesting. Although each unit is economically equivalent to one share of common stock, the executive will receive cash payments at vesting dates instead of actual shares, as specified in the award terms.

Does the Form 4 for Mercury General (MCY) show any insider share sales or purchases?

The Form 4 for Mercury General (MCY) shows a grant of 1,180.1 restricted stock units to an executive, classified as an acquisition through a grant or award. It does not report any open-market share purchases or sales in this particular filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/06/2026 - 04:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Colby Nicholas Vincent

(Last) (First) (Middle)

C/O MERCURY GENERAL CORP.

4484 WILSHIRE BOULEVARD

(Street)

LOS ANGELES CALIFORNIA 90010

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MERCURY GENERAL CORP [ MCY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP/Chief Sales Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
02/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	02/21/2026		A		1,180.1		(1)	(1)	Common Stock	1,180.1	$0	1,180.1	D

Explanation of Responses:

1. Each restricted stock unit is the economic equivalent of one share of the Issuer's Common Stock. The restricted stock units will vest in three equal annual installments beginning on February 21, 2027, and will be settled in cash upon vesting.

	/s/ Judy Walters, Attorney-in-Fact	04/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)