Mercadolibre SEC Filings

MercadoLibre reported strong fourth-quarter 2025 results with rapid growth but pressured margins due to heavy investment. Net revenues and financial income reached $8.76B, up 45% year over year, while income from operations was $889M and net income was $559M, giving a 6.4% net margin.

Total Payment Volume grew to $83.7B, up 42.1%, and Gross Merchandise Volume reached $19.9B, up 36.8%. Fintech monthly active users rose to 78 million and unique active buyers to 121 million for 2025, highlighting broad ecosystem expansion.

The company emphasized strategic spending on free shipping, first-party sales, cross-border trade, and credit cards, estimating these shaved 5–6 percentage points from Q4 operating margin. For full-year 2025, net income was $1.997B and adjusted free cash flow was $1.48B, with capex of $1.33B and a credit portfolio reaching $12.5B.

MercadoLibre Inc. filed an initial ownership report for executive Yunes Elias Fraiha Fernando, who serves as Executive VP, Marketplace. The Form 3 states that no securities of MercadoLibre are beneficially owned by this reporting person as of the event date of January 1, 2026. The filing is made by a single reporting person and includes a power of attorney authorizing the attorney-in-fact to sign on the executive’s behalf.

MercadoLibre Inc. Executive Vice President of Shipping, Costa Agustin Pablo, filed an initial statement of beneficial ownership. As of 01/01/2026, he is reported as having an indirect beneficial interest in 76 shares of MercadoLibre common stock, held through FRAC Investments Ltd. There are no derivative securities listed, and the filing is made by a single reporting person.

MercadoLibre Inc. director reported selling 845 shares of common stock on 12/12/2025 at $2,028.14 per share through affiliated entity TDB Capital LLC.

After this transaction, that entity no longer holds MercadoLibre common shares, while the director continues to hold 64 restricted stock units that will vest in full at the company’s 2026 annual shareholders’ meeting. These units represent a right to receive an equal number of shares if the vesting condition is met.

MercadoLibre, Inc. director Emiliano Calemzuk reported a sale of company stock. On 12/11/2025, he disposed of 45 shares of common stock at a price of $2,027.37 in a transaction coded as a sale.

After this trade, he beneficially owns 257 shares directly and 170 shares indirectly through a retirement account. The direct holdings include 64 shares of stock that are subject to forfeiture and transfer restrictions until the next annual meeting of the shareholders of MercadoLibre, Inc., and 193 shares of common stock.

MercadoLibre (MELI) reported strong Q3 2025 results, with net revenues and financial income of $7,409 million for the quarter and $20,134 million for the nine months, reflecting broad growth across commerce and fintech. Q3 gross profit reached $3,209 million, while income from operations was $724 million.

Profitability remained solid: Q3 net income was $421 million and nine‑month net income was $1,438 million. Diluted EPS was $8.32 in Q3 and $28.37 year‑to‑date. Operating expenses rose with scale—sales and marketing were $833 million in Q3 and provision for doubtful accounts was $815 million—while foreign currency losses were $102 million in Q3.

Balance sheet and cash flows expanded: Total assets were $36,691 million, up from $25,196 million at year‑end, driven by credit card and other receivables ($6,648 million) and loans receivable, current ($7,810 million). Funds payable to customers rose to $10,567 million. Operating cash flow for the nine months was $6,907 million, supporting investments in logistics and technology. Cash, cash equivalents and restricted cash ended at $9,199 million. Shares outstanding were 50,697,182 as of October 29, 2025.

MercadoLibre, Inc. filed a Form 8-K to report results of operations and financial condition. The company stated that on October 29, 2025, it issued a press release, which is furnished as Exhibit 99.1 and incorporated by reference.

The filing lists the company’s registered securities on Nasdaq, including common stock (MELI), 2.375% Sustainability Notes due 2026 (MELI26), and 3.125% Notes due 2031 (MELI31). The exhibit index includes Exhibit 99.1 (press release dated October 29, 2025) and Exhibit 104 (the cover page formatted in Inline XBRL).

MercadoLibre, Inc. filed a Form 8-K to report results of operations and financial condition. The company stated that on October 29, 2025, it issued a press release, which is furnished as Exhibit 99.1 and incorporated by reference.

The filing lists the company’s registered securities on Nasdaq, including common stock (MELI), 2.375% Sustainability Notes due 2026 (MELI26), and 3.125% Notes due 2031 (MELI31). The exhibit index includes Exhibit 99.1 (press release dated October 29, 2025) and Exhibit 104 (the cover page formatted in Inline XBRL).

MercadoLibre, Inc. entered into Amendment No. 1 to its Amended and Restated Revolving Credit Agreement on September 12, 2025. The change allows the company to request, at one or more times, that existing and/or new lenders provide up to $400,000,000 of additional commitments, for a total aggregate principal amount of credit commitments of up to $800,000,000.

The company’s obligations under the amended revolving credit facility remain guaranteed on an unsecured basis by several Latin American subsidiaries, and all other obligations under the agreement are unchanged. This amendment also results in the creation of a direct financial obligation for MercadoLibre under the Securities Exchange Act framework.

Director Tolda Stelleo reported changes in beneficial ownership of MercadoLibre, Inc. (MELI). The filing shows a disposition of 2,029 common shares (composed of 8 vested shares and 2,021 restricted shares subject to forfeiture) and continued indirect beneficial ownership of 75,840 shares through Tool, Ltd. and 246 shares through Didomi Fund. The reporting person amended a prepaid variable forward sale contract covering up to 20,000 shares, extending its maturity from May 20, 2026 to August 20, 2027 and raising the forward floor and cap prices to $2,322.3910 and $2,693.9736, respectively. The amendment included a payment of $879,826.30 to the counterparty; the original contract had generated $33,479,211.08 in proceeds. The reporting person pledged 20,000 shares as security but retained dividend and voting rights.

MercadoLibre director Henrique Dubugras reported changes in his beneficial ownership of MELI stock. The filing discloses an indirect holding of 845 common shares held through TDB Capital LLC, a direct disposition of 376 common shares, and the grant/acquisition of 64 restricted stock units (RSUs) that convert into 64 shares at a $0 conversion price. The RSUs are held directly and are reported as acquired on 08/07/2025.

The form states the RSUs vest 100% at the company’s 2026 annual shareholders’ meeting (date not yet determined). The filing does not disclose transaction prices for the common stock disposition or additional contextual details about prior holdings beyond the amounts reported here.