Manulife Financial (MFC) submits Q3 2025 MD&A and interim results

Rhea-AI Filing Summary

Manulife Financial Corporation has filed a Form 6-K to furnish its Management’s Discussion and Analysis and unaudited interim consolidated financial statements for the quarter ended September 30, 2025. These materials are included in the company’s 2025 Third Quarter Report to Shareholders, which is attached as Exhibit 99.1.

The filing states that this third-quarter report is incorporated by reference into several existing registration statements on Forms S-8, F-3, and F-10. Additional exhibits include certifications from the Chief Executive Officer (Exhibit 99.2) and Chief Financial Officer (Exhibit 99.3), confirming the accompanying disclosure package.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of November 2025

Commission File Number: 1-14942

MANULIFE FINANCIAL CORPORATION

(Translation of registrant's name into English)

200 Bloor Street East

North Tower 10

Toronto, Ontario, Canada M4W 1E5

(416) 926-3000

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-

F or Form 40-F.

Form 20-F ¨ Form 40-F ☒

The registrant’s Management’s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the

quarter ended September 30, 2025 included in the registrant’s 2025 Third Quarter Report to Shareholders filed with this

Form 6-K as Exhibit 99.1, are incorporated by reference in the registration statements filed with the Securities and

Exchange Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430,

333‑157326, 333-211366, 333-272672, 333-277446 ), on Form F‑3 (Registration No. 333-159176) and on Form F-10

(Registration No. 333-290499). Except for the foregoing, no other document or portion of a document filed with this Form

6-K is incorporated by reference in the above registration statements.

DOCUMENTS FILED AS PART OF THIS FORM 6-K

The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as

part of this Form 6-K:

Exhibit	Description of Exhibit
99.1	Third Quarter Report to Shareholders
99.2	Certificate Chief Executive Officer
99.3	Certificate Chief Financial Officer

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	MANULIFE FINANCIAL CORPORATION
	By:	/s/ Eddy Mezzetta
	Name:	Eddy Mezzetta
	Title:	Vice President and Chief Counsel, Corporate Law
Date:  November 12, 2025

FAQ

What did Manulife Financial (MFC) submit in this Form 6-K?

Manulife Financial filed a Form 6-K furnishing its Management’s Discussion and Analysis and unaudited interim consolidated financial statements for the quarter ended September 30, 2025, as part of its 2025 Third Quarter Report to Shareholders (Exhibit 99.1).

Which period does Manulife Financial’s Q3 2025 report cover?

The report furnished with this Form 6-K covers Manulife Financial’s financial results for the quarter ended September 30, 2025.

How is this Q3 2025 report used in Manulife Financial’s U.S. registration statements?

The Q3 2025 Third Quarter Report to Shareholders (Exhibit 99.1) is incorporated by reference into Manulife Financial’s existing registration statements on Form S-8, Form F-3, and Form F-10 referenced in the filing.

What additional exhibits are included with Manulife Financial’s Form 6-K?

Alongside the Third Quarter Report to Shareholders (Exhibit 99.1), the Form 6-K includes a Chief Executive Officer certificate (Exhibit 99.2) and a Chief Financial Officer certificate (Exhibit 99.3).

Does this Form 6-K disclose detailed Q3 2025 financial results for Manulife Financial?

The Form 6-K itself is a cover submission; the detailed Q3 2025 financial results and MD&A are contained in the Third Quarter Report to Shareholders attached as Exhibit 99.1.

Who signed Manulife Financial’s Form 6-K filing?

The Form 6-K was signed on behalf of Manulife Financial Corporation by Eddy Mezzetta, Vice President and Chief Counsel, Corporate Law.