Manulife Financial (NYSE: MFC) files Form 6-K with Fifth Supplemental Indenture

Rhea-AI Filing Summary

Manulife Financial Corporation submitted a Form 6-K as a foreign private issuer for December 2025. The filing primarily furnishes a Fifth Supplemental Indenture dated December 11, 2025 between Manulife and The Bank of New York Mellon, which is included as Exhibit 99.1 and incorporated by reference into Manulife’s Form F-10 registration statement.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

For the month of December 2025

Commission File Number 1-14942

MANULIFE FINANCIAL CORPORATION

(Translation of registrant’s name into English)

200 Bloor Street East,

North Tower 10

Toronto, Ontario, Canada M4W 1E5

(416) 926-3000

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☐   Form 40-F ☒

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐

The document contained in Exhibit 99.1 of this Form 6-K is incorporated by reference in the Registration Statement on Form F-10 (Registration No. 333-290499) filed by the registrant with the Securities and Exchange Commission.

DOCUMENTS FILED AS PART OF THIS FORM 6-K

The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:

Exhibit		Description of Exhibit
99.1		Fifth Supplemental Indenture, dated as of December 11, 2025, between Manulife Financial Corporation and The Bank of New York Mellon

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

MANULIFE FINANCIAL CORPORATION
By:		/s/ Scott MacIntosh
Name:		Scott MacIntosh
Title:		Assistant Corporate Secretary

Date: December 11, 2025

FAQ

What does Manulife Financial Corporation (MFC) report in this December 2025 Form 6-K?

Manulife Financial Corporation reports the filing of a Form 6-K covering December 2025. The key content is a Fifth Supplemental Indenture dated December 11, 2025, entered into with The Bank of New York Mellon and attached as Exhibit 99.1.

What is Exhibit 99.1 in Manulife (MFC)’s December 2025 Form 6-K?

Exhibit 99.1 is the Fifth Supplemental Indenture dated December 11, 2025, between Manulife Financial Corporation and The Bank of New York Mellon. This supplemental indenture is the primary document furnished with the Form 6-K and is incorporated by reference.

How is the Fifth Supplemental Indenture used in Manulife (MFC)’s SEC filings?

The Fifth Supplemental Indenture attached as Exhibit 99.1 is incorporated by reference into Manulife Financial Corporation’s Form F-10 registration statement, file number 333-290499. This means the indenture becomes part of the disclosure record for that registration.

Which registration statement references this Manulife (MFC) Form 6-K filing?

The Form 6-K specifies that the document contained in Exhibit 99.1 is incorporated by reference into Manulife Financial Corporation’s Registration Statement on Form F-10, registration number 333-290499, previously filed with the U.S. Securities and Exchange Commission.

Who signed Manulife (MFC)’s December 2025 Form 6-K and in what capacity?

The Form 6-K was signed on behalf of Manulife Financial Corporation by Scott MacIntosh. He is identified in the filing as Assistant Corporate Secretary and signed the report dated December 11, 2025, to satisfy Exchange Act requirements.