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Medallion Finacl 10-Q Filings

MFIN NASDAQ

Every 10-Q that Medallion Finacl (MFIN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow MFIN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MFIN filings page.

Rhea-AI Summary

Medallion Financial Corp. reported Q2 2026 net income attributable to the company of $7,445 (Dollars in thousands), or diluted EPS of $0.31, on net interest income of $57,247 (Dollars in thousands) and total other income of $4,476 (Dollars in thousands). For the first six months of 2026, net income attributable to the company was $12,398 (Dollars in thousands), or diluted EPS of $0.51.

Total assets were $3,193,585 (Dollars in thousands) as of June 30, 2026, up from $2,955,464 (Dollars in thousands) at December 31, 2025. Loans held for investment totaled $2,773,366 (Dollars in thousands), primarily recreation and home improvement lending, and deposits were $2,293,935 (Dollars in thousands). The allowance for credit losses was $122,701 (Dollars in thousands), reflecting provisions of $22,273 and $44,749 (Dollars in thousands) for Q2 and year-to-date, respectively. Medallion Bank remained well-capitalized, with a Tier 1 leverage ratio of 16.9% and a total capital ratio of 18.1%.

Rhea-AI Summary

Medallion Financial Corp. reported lower profitability for the quarter ended March 31, 2026. Net income attributable to the company was $4.95 million, down from $12.01 million a year earlier, and diluted EPS declined to $0.20 from $0.50.

Total assets were broadly stable at $2.95 billion, compared with $2.96 billion at year-end 2025, while loans held for investment rose to $2.61 billion, led by recreation and home improvement lending. Net interest income increased to $54.06 million, but this was offset by a similar level of credit loss provisioning and a sharp drop in gains on equity investments.

Credit quality metrics show nonperforming loans of $36.9 million, or 1.41% of total loans and loans held for sale, with a total allowance for credit losses of $116.70 million. The company remains strongly capitalized at the bank level, with a Tier 1 leverage ratio of 17.4% and total capital ratio of 19.0%, classified as well-capitalized by regulators.