Welcome to our dedicated page for Magyar Bancorp SEC filings (Ticker: MGYR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Magyar Bancorp, Inc. (NASDAQ: MGYR) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools to help interpret the information. As the parent company of Magyar Bank, a community bank headquartered in New Brunswick, New Jersey, Magyar Bancorp files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K covering material events.
In its SEC filings, the company reports detailed information on net interest and dividend income, net interest margin, provisions for credit losses, non-interest income and expenses, and overall results of operations and financial condition for specific periods. Disclosures also describe the composition and performance of its loan portfolio, including commercial real estate loans, residential mortgage loans, construction and land loans, commercial business loans, and other consumer loans, as well as investment securities and deposit funding.
Current Reports on Form 8-K are used to furnish press releases announcing quarterly and annual financial results and to report Board-approved cash dividends. These filings identify record dates and payment dates for dividends and reference the related earnings press releases. Additional sections of the company’s periodic reports discuss non-performing loans, other real estate owned, the allowance for credit losses, and other balance sheet items relevant to asset quality.
On this page, real-time updates from the SEC’s EDGAR system are combined with AI-generated summaries that highlight key points from lengthy documents. Users can quickly locate Forms 10-K and 10-Q for comprehensive financial statements and management discussion, as well as Form 8-K filings for earnings announcements and dividend decisions. Insider transaction reports on Form 4, when available, can also be reviewed to understand trading activity by directors and officers.
M3 Funds, LLC, M3 Partners, L.P., M3F, Inc., Jason A. Stock, and William C. Waller filed an amended Schedule 13G reporting a sub‑5% passive stake in Magyar Bancorp Inc. common stock. The group beneficially owns 280,350 shares through M3 Partners, L.P., representing 4.33% of the outstanding common stock.
Including personal holdings, Jason Stock reports beneficial ownership of 291,954 shares, or 4.51% of the class, and William Waller reports 286,200 shares, or 4.42%. They certify the securities are not held for the purpose of changing or influencing control of Magyar Bancorp.
Magyar Bancorp, Inc. furnished a press release detailing its results of operations and financial condition for the three months ended December 31, 2025, as Exhibit 99.1 to this report. The company plans to include full financial statements and additional analysis in its upcoming Form 10-Q.
The company also announced that its Board of Directors approved a quarterly cash dividend of $0.10 per common share, payable on February 26, 2026 to shareholders of record at the close of business on February 12, 2026. The same press release includes both the dividend declaration and the quarterly earnings announcement.
Magyar Bancorp, Inc. reported that one of its directors acquired additional shares of the company’s common stock. On 12/11/2025 and 12/12/2025, the director reported three purchase transactions for 1, 288 and 261 shares at per-share prices ranging from $17.02 to $17.24. After these transactions, the director directly holds a total of 1,000 shares of Magyar Bancorp common stock.
Magyar Bancorp (MGYR) reported an insider transaction by a director. On 11/06/2025, the director acquired 1,464 shares of common stock at $17.2399 per share. Following this transaction, the reporting person beneficially owns 5,154 shares.
The filing was made by one reporting person and reflects direct ownership. The submission is a Form 4 and indicates the transaction code “A” for an acquisition.
Magyar Bancorp (MGYR): A company insider who serves as Director and President and CEO reported buying 200 shares of common stock on 11/06/2025 at $17.24 per share.
Following this trade, directly held shares were 86,382. Indirect holdings were 15,195 (by ESOP), 12,823 (by IRA), and 39,801 (by 401(k)). The insider also holds stock options for 60,000 shares at an exercise price of $12.70, expiring 09/22/2032, and restricted shares that vest 20% per year starting 09/22/2023.
Magyar Bancorp, Inc. reported it furnished a press release with its results of operations and financial condition for the three and twelve months ended September 30, 2025, as Exhibit 99.1. The Company stated it will include financial statements and additional analyses for these periods in its upcoming Form 10-K.
The Board approved a quarterly cash dividend of $0.08 per common share, payable on November 25, 2025 to shareholders of record at the close of business on November 13, 2025. The dividend announcement and the quarterly earnings release are both included in the same press release dated October 30, 2025.
Magyar Bancorp, Inc. reported stronger results through the nine months ended June 30, 2025 with total assets of $987.5 million, up $35.6 million (3.7%) from September 30, 2024. Loans receivable rose to $845.4 million, an increase of $64.2 million (8.2%) driven largely by a $62.7 million increase in commercial real estate loans. Deposits increased to $820.0 million and borrowings rose to $36.1 million to help fund loan growth.
Profitability improved: net interest and dividend income for the three months was $8.178 million versus $6.784 million a year earlier and net income was $2.470 million for the quarter ($0.40 EPS) versus $1.691 million ($0.27 EPS). For nine months net income was $7.235 million and diluted EPS was $1.16. Asset quality shows non-performing loans of $920 thousand (up from $232 thousand) and the allowance for credit losses increased to $8.3 million (0.98% of loans). Investment securities contained $1.198 million of unrealized losses and cash and cash equivalents fell to $7.051 million as funds were deployed into loans.
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