Welcome to our dedicated page for Magyar Bancorp SEC filings (Ticker: MGYR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Digging through a community bank’s filings to spot shifts in net-interest margin or loan-loss provisions can feel endless. Magyar Bancorp’s disclosures are even trickier because residential mortgages, SBA loans, and commercial real-estate credits each carry different risk weights that hide deep inside a 200-page 10-K. If you have wondered, “Magyar Bancorp SEC filings explained simply,” or searched for “Magyar Bancorp insider trading Form 4 transactions,” this page is built for you.
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Magyar Bancorp, Inc. reported stronger results through the nine months ended June 30, 2025 with total assets of $987.5 million, up $35.6 million (3.7%) from September 30, 2024. Loans receivable rose to $845.4 million, an increase of $64.2 million (8.2%) driven largely by a $62.7 million increase in commercial real estate loans. Deposits increased to $820.0 million and borrowings rose to $36.1 million to help fund loan growth.
Profitability improved: net interest and dividend income for the three months was $8.178 million versus $6.784 million a year earlier and net income was $2.470 million for the quarter ($0.40 EPS) versus $1.691 million ($0.27 EPS). For nine months net income was $7.235 million and diluted EPS was $1.16. Asset quality shows non-performing loans of $920 thousand (up from $232 thousand) and the allowance for credit losses increased to $8.3 million (0.98% of loans). Investment securities contained $1.198 million of unrealized losses and cash and cash equivalents fell to $7.051 million as funds were deployed into loans.