Welcome to our dedicated page for Marqeta SEC filings (Ticker: MQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Marqeta, Inc. (NASDAQ: MQ) SEC filings, offering a view into how the company reports its financial condition, operating metrics, and corporate governance as a public issuer in the payments and data processing industry. Marqeta files current reports on Form 8-K, along with other periodic reports, to disclose material events and financial results.
In its Form 8-K filings, Marqeta reports quarterly financial results and key operating data such as Total Processing Volume (TPV), net revenue, gross profit, and non-GAAP measures including Adjusted EBITDA, Adjusted EBITDA margin, and Adjusted operating expenses. These filings often reference how TPV, program mix, and card network incentives influence revenue and profitability, and they incorporate press releases as exhibits.
Other 8-K filings cover corporate and executive matters, including the appointment of a Chief Executive Officer, designation of a Principal Accounting Officer, and related compensation and governance details. These disclosures outline executive responsibilities, background, and the terms of employment or equity awards, as required by SEC rules.
Through its filings, Marqeta also describes its business model and key metrics, defining TPV as the total dollar amount of payments processed through its platform, net of returns and chargebacks, and explaining why management considers TPV and non-GAAP measures useful for understanding business performance. The company notes that it announces material financial information via its investor relations website, SEC filings, press releases, conference calls, webcasts, and social media channels.
On Stock Titan, users can view Marqeta’s SEC documents as they are made available from EDGAR and use AI-powered summaries to interpret lengthy reports. These tools can help readers quickly understand the main points of Marqeta’s 10-K annual reports, 10-Q quarterly reports, and 8-K current reports, as well as identify patterns in operating metrics and governance disclosures without reading every line of each filing.
T. Rowe Price Investment Management, Inc. reports beneficial ownership of 30,327,826 shares of Marqeta Inc. common stock, representing 7.0% of the class. The filing shows sole voting power over 30,250,071 shares and sole dispositive power over 30,327,826 shares, indicating T. Rowe Price controls the disposition of its full reported holding.
The filing is made in the form of a Schedule 13G and identifies T. Rowe Price as an investment adviser. Item 10 certifies the securities were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer.
Jason M. Gardner, a director and 10% owner of Marqeta, Inc. (MQ), reported a sale of Class A common stock. On 08/07/2025 he disposed of 2,250,000 shares by sale at a weighted average price of $6.6347 per share, with individual trade prices ranging from $6.36 to $6.835.
The Form 4 shows that following the reported transaction the reporting person beneficially owns 15,399,000 shares indirectly. The shares are held of record by Jason and Jocelyne Gardner as trustees of The Gardner 2008 Living Trust dated March 22, 2008. The filing bears a signature by Tracy Foard, Attorney-in-Fact, dated 08/08/2025.
Marqeta (MQ) Q2 2025 10-Q highlights
- Revenue: Net revenue grew 20% YoY to $150.4 m; six-month revenue up 19% to $289.5 m.
- Volume: Total Processing Volume rose 29% YoY to $91.4 bn, signalling continued customer usage growth.
- Profitability: Gross profit jumped 31% to $104.1 m, lifting gross margin from 63% to 69% after a policy change that accelerated $6.8 m of network incentives.
- Bottom line: GAAP net loss was $0.6 m (-$0.00 per share) versus $119.1 m profit in the prior-year quarter, which had included a $157.7 m one-time reversal of the Executive Chairman award. Adjusted EBITDA turned positive at $28.5 m (19% margin).
- Cash & Liquidity: Cash, equivalents and short-term investments total $821.6 m, down $280 m YTD, mainly from $273 m of share repurchases; $106.9 m remains authorised under the 2025 buy-back.
- Balance sheet: No debt; working-capital ratio 2.7x. Share count fell to 449.5 m from 504.3 m at year-end.
- Key risks: One customer generated 46% of revenue; 66% of processing volume routed through a single issuing bank (Sutton Bank). Outstanding securities litigation filed December 2024. Concentrated revenue and regulatory changes remain material risks.
- Strategic moves: Closed €46 m acquisition of UK/Europe BIN sponsor Transact Payments on 31 Jul 2025 (up to €5 m earn-out) to accelerate EU expansion.
Overall, Marqeta posted strong top-line growth and margin expansion, achieved positive adjusted EBITDA and continued returning capital via buybacks, but remains near break-even on a GAAP basis and more reliant on its largest customer.