Meridian Corp Q3 2026 earnings fall 10.3% to $5.21M

Q: What were MRBK's third-quarter 2026 earnings?

Meridian Corporation reported net income of $5.207 million, or $0.43 per diluted share, for the third quarter of 2026. Net income decreased 10.3% from the prior quarter.

Q: What dividend did MRBK declare?

Meridian Corporation declared a quarterly cash dividend of $0.14 per common share. It is payable November 16, 2026, to shareholders of record November 9, 2026.

The board set a November 16 payment date for the $0.14 quarterly dividend, while non-performing loans declined from the prior quarter.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

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Form Type

8-K

Rhea-AI Filing Summary

Meridian Corporation (MRBK) reported third-quarter 2026 net income of $5.207 million, or $0.43 per diluted share, down 10.3% from the prior quarter. Net interest margin was 3.77%, up 8 basis points, while provision for credit losses fell to $1.130 million from $2.968 million. Non-interest income decreased 32.2% quarter over quarter to $6.705 million, reflecting lower mortgage banking and SBA loan income and an unfavorable fair-value change in loans held for investment. The mortgage segment recorded a $1.639 million pretax loss.

Non-performing loans were $78.314 million as of September 30, down $3.8 million from June 30; another $2.7 million settled afterward, for a stated combined reduction of $6.5 million, or 8%. Deposits were $2.167 billion as of September 30, down $27.6 million from June 30. The board declared a $0.14 quarterly cash dividend per common share, payable November 16, 2026, to shareholders of record November 9, 2026.

1 point · 0 major

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Rhea-AI gives every point it takes from this document a weight. Minor counts 1, Moderate 3 and Major 9, so one Major point outweighs several Minor ones. The bar adds up the weights on each side, and when neither side holds more than 65% of the total the balance reads Mixed.

It reads the document as published, with the same rules for every company, and it does not look at what the market expected or at how the stock traded, so a point can be objectively good on a day the stock falls.

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0 major · 2 points

How the balance works

Positive

Minor pointWealth management income increased 10.0% quarter over quarter to $1.877 million.

Negative

Moderate pointNet income fell 10.3% quarter over quarter to $5.207 million.
Moderate pointNon-interest income declined 32.2% quarter over quarter to $6.705 million.

Filing Explained

This filing adds a tax detail behind Meridian’s third-quarter result: it purchased $10 million in renewable-energy tax credits during the quarter, which reduced income-tax expense by about $600,000.

8-K Event Classification

4 items: 2.02, 7.01, 8.01, 9.01

4 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Net income: $5.207 million Diluted earnings per common share: $0.43 Net interest margin: 3.77% +4 more

7 metrics

Net income $5.207 million Third quarter 2026; down 10.3% from the prior quarter

Diluted earnings per common share $0.43 Third quarter 2026

Net interest margin 3.77% Third quarter 2026; up 8 basis points from the prior quarter

Non-interest income $6.705 million Third quarter 2026; down 32.2% from the prior quarter

Non-performing loans $78.314 million As of September 30, 2026

Total deposits $2.167 billion As of September 30, 2026

Quarterly cash dividend per common share $0.14 per share Declared October 29, 2026

Key Terms

Net interest margin, Provision for credit losses, Non-performing loans, Pre-Provision Net Revenue, +1 more

5 terms

Net interest margin financial

"Net interest margin was 3.77%"

Net interest margin measures how much a bank earns from lending and investing compared with what it pays for funding, expressed as a percentage of its interest-earning assets. Think of it like a grocery store’s markup: it shows the gap between buying cost and selling price per dollar of goods — here, the cost is interest paid and the sale is interest received. Investors watch it because a higher margin usually means a bank is more profitable and better at managing interest rate and credit conditions.

Provision for credit losses financial

"provision for credit losses fell to $1.130 million"

Provision for credit losses is an amount set aside by a financial institution to cover potential future losses from borrowers who may not repay their loans. It acts like a safety net, helping the institution manage risks and stay financially healthy. For investors, it signals how cautious a lender is about potential loan defaults and can impact the company's profitability and financial stability.

Non-performing loans financial

"Non-performing loans were $78.314 million"

Loans on a bank’s books where the borrower has stopped making scheduled payments for a prolonged period (commonly about 90 days), so the lender no longer expects full repayment on time. Think of them as overdue IOUs that may never be paid back; a rising level of such loans weakens a lender’s earnings and balance sheet, signals greater credit risk in the economy, and can hurt investors through lower dividends, loan losses, or declines in the lender’s stock value.

Pre-Provision Net Revenue financial

"Pre-Provision Net Revenue by Segment"

Pre-provision net revenue is a bank’s income from core operations — interest earned minus interest paid plus fees and other operating income, after operating costs — measured before setting aside funds for potential loan losses. Investors use it to gauge how well a bank’s everyday business generates money independent of one-time loss reserves, like judging a store’s sales and operating profit before accounting for an expected number of returned items.

Tangible common equity ratio financial

"Tangible common equity ratio (TCE) increased to 7.80%"

Tangible common equity ratio measures how much real, loss-absorbing capital common shareholders have relative to a company's tangible assets—calculated by removing intangible items (like goodwill) and preferred equity from total equity and comparing that net amount to tangible assets. Think of it as the thickness of a safety cushion made of solid, visible value rather than accounting entries; investors use it to judge how well a company could withstand losses and protect common shareholders' claims.

Earnings Snapshot

Net income: $5.207 million

Third quarter 2026

Net income $5.207 million Down 10.3% from the prior quarter

Diluted earnings per common share $0.43 From $0.48 in the prior quarter

Net interest margin 3.77% Up 8 basis points from the prior quarter

Non-interest income $6.705 million Down 32.2% from the prior quarter

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What were MRBK's third-quarter 2026 earnings?

Meridian Corporation reported net income of $5.207 million, or $0.43 per diluted share, for the third quarter of 2026. Net income decreased 10.3% from the prior quarter.

What dividend did MRBK declare?

Meridian Corporation declared a quarterly cash dividend of $0.14 per common share. It is payable November 16, 2026, to shareholders of record November 9, 2026.

How did MRBK's non-performing loans change?

Non-performing loans were $78.314 million as of September 30, 2026, down $3.8 million from June 30, 2026. Another $2.7 million settled subsequent to September 30, bringing the stated combined reduction to $6.5 million, or 8%.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/30/2026 - 04:11 PM EDT Accepted by SEC EDGAR 10/30/2026 - 04:10 PM EDT

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

October 30, 2026

Date of Report (Date of earliest event reported)

(Exact name of registrant as specified in its charter)

Pennsylvania

000-55983

83-1561918

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(IRS Employer

Ident. No.)

9 Old Lincoln Highway, Malvern, Pennsylvania

19355

(Address of principal executive offices)

(Zip Code)

(484) 568-5000

Registrant’s telephone number, including area code

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:

Trading Symbol(s)

Name of each exchange on which registered:

Common Stock, $1 par value

MRBK

The NASDAQ Stock Market

Item 2.02. Results of Operations and Financial Condition.

On October 30, 2026 Meridian Corporation issued a press release discussing the Corporation’s Third Quarter 2026 Results. A copy is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

The information in this Current Report on Form 8-K, including Exhibit 99.1 attached hereto and incorporated by reference into Item 2.02 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities under that Section. Furthermore, such information, including the exhibit attached hereto, shall not be deemed incorporated by reference into any of the Corporation’s reports or filings with the SEC under the Securities Exchange Act of 1933, as amended (the "Securities Act"), or the Exchange Act, whether made before or after the date hereof, except as expressly set forth by specific reference in such report or filing. The information in this Current Report on Form 8-K, including the exhibit attached hereto, shall not be deemed an admission as to the materiality of any information in this Current Report on Form 8-K that is required to be disclosed solely to satisfy the requirements of Regulation FD.

Item 7.01. Regulation FD Disclosures.

In connection with the issuance of its earnings for the three months ended September 30, 2026, Meridian Corporation has also made available on its website materials that contain supplemental information about the Corporation's financial results (“Earnings Supplement”). A copy of the earnings supplement is attached hereto as Exhibit 99.2 and is incorporated by reference in this Item 7.01. The information contained in this Item 7.01 of this Report on Form 8-K, including Exhibit 99.2, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities Exchange Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 8.01. Other Events.

Quarterly Dividend

On October 29, 2026, Meridian Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per common share, payable November 16, 2026, to shareholders of record as of November 9, 2026.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The following exhibit is furnished herewith:

99.1 Press Release, issued October 30, 2026

99.2 Earnings Supplement, issued October 30, 2026

EXHIBIT INDEX



Exhibit No.						Description of Exhibit

99.1						Press Release, issued October 30, 2026

99.2						Earnings Supplement, issued October 30, 2026

104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MERIDIAN CORPORATION
(Registrant)

Dated: October 30, 2026

By:

/s/ Denise Lindsay

Denise Lindsay

Executive Vice President and Chief Financial Officer

Exhibit 99.1

Meridian Corporation Reports Third Quarter 2026 Results and Announces a Quarterly Dividend of $0.14 per Common Share.

MALVERN, PA., October 30, 2026 — Meridian Corporation (Nasdaq: MRBK) today reported:


	Three Months Ended
(Dollars in thousands, except per share data)(Unaudited)	September 30, 2026		June 30, 2026		September 30, 2025
Income:
Net income	$	5,207	$	5,807	$	6,659
Diluted earnings per common share	0.43		0.48		0.58

•Net income for the quarter ended September 30, 2026 was $5.2 million, or $0.43 per diluted share, a decrease of $600 thousand, or 10.3%, from the prior quarter.

•Return on average assets and return on average equity for the third quarter of 2026 were 0.80% and 9.97%, respectively.

•Net interest margin was 3.77%, up 8 basis points from prior quarter.

•Non-performing loans decreased $3.8 million from June 30, 2026 to September 30, 2026 and another $2.7 million settled subsequent to September 30, 2026, resulting in a combined reduction of $6.5 million or 8%.

•Wealth management income for the third quarter was $1.9 million, up 10.0% over prior quarter.

•On October 29, 2026, the Board of Directors declared a quarterly cash dividend of $0.14 per common share, payable November 16, 2026 to shareholders of record as of November 9, 2026.

Christopher J. Annas, Chairman and CEO commented:

"The Meridian team delivered a solid third quarter and strong net interest margin. Loan balances are generally flat nine months to date, but we actually booked $363 million over the period in lines of credit and term loans. Balances have been impacted partly by strategic paydowns in leasing and SBA, which totaled $43 million for the nine months, as well as competition from PE firms.

The wealth group grew quarterly pre-tax income by 35% over the third quarter of 2025 due to higher AUM, better efficiencies, and a good referral pipeline from our commercial group. Our mortgage group had a down third quarter, which is historically the most productive, as closed loans declined 27% from the prior quarter. Low housing inventory is dogging the industry with higher rates having a lesser impact. Mortgage’s quarterly pre-tax loss of $1.6 million included a non-operating $955 thousand loss on a small portfolio of mortgage loans that are fair-valued quarterly. We continue to make mortgage cost adjustments to align with volume.

We remain intensely focused on resolving non-performing loans without incurring elevated charge-offs. We had improvements in the third quarter, but this takes time and should result in stronger recoveries. We have strengthened our treasury and payments teams with experienced industry professionals in a concentrated effort to improve our deposit franchise and expect this to yield good results in 2027. Our ROA and ROE ratios remain strong despite some headwinds, and we look forward to improvement in the coming year."

Exhibit 99.1

Select Condensed Financial Information


	As of or for the three months ended (Unaudited)
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
	(Dollars in thousands, except per share data)
Income:
Net income	$	5,207		$	5,807		$	2,006		$	7,186		$	6,659
Basic earnings per common share	0.44			0.49			0.17			0.62			0.59
Diluted earnings per common share	0.43			0.48			0.17			0.61			0.58
Net interest income	23,436			22,791			23,202			23,627			23,116

Balance Sheet:
Total assets	$	2,571,545		$	2,593,176		$	2,576,581		$	2,561,995		$	2,541,130
Loans, net of fees and costs	2,163,832			2,177,978			2,181,575			2,170,600			2,162,845
Total deposits	2,166,882			2,194,438			2,169,960			2,158,128			2,131,116
Non-interest bearing deposits	253,433			246,357			243,458			245,377			239,614
Stockholders' equity	203,628			204,810			200,225			199,716			188,029

Balance Sheet Average Balances:
Total assets	$	2,567,416		$	2,585,821		$	2,574,268		$	2,588,357		$	2,534,565
Total interest earning assets	2,469,890			2,485,398			2,472,659			2,495,922			2,443,261
Loans, net of fees and costs	2,162,950			2,180,863			2,175,938			2,200,626			2,146,651
Total deposits	2,196,765			2,188,649			2,171,837			2,173,242			2,143,821
Non-interest bearing deposits	261,051			252,600			250,203			256,554			253,374
Stockholders' equity	207,190			203,901			202,577			192,799			183,242

Performance Ratios (Annualized):
Return on average assets	0.80		%	0.90		%	0.32		%	1.10		%	1.04		%
Return on average equity	9.97		%	11.42		%	4.02		%	14.79		%	14.42		%

Income Statement - Third Quarter 2026 Compared to Second Quarter 2026

Third quarter net income decreased $600 thousand, or 10.3%, to $5.2 million due largely to a decrease in non-interest income of $3.2 million, and an increase in non-interest expense of $799 thousand, partially offset by a decrease of $1.8 million in the provision for credit losses, and a decrease in income tax expense of $894 thousand over the prior quarter. Detailed explanations of the major categories of income and expense follow below.

Exhibit 99.1

Net Interest income

The rate/volume analysis table below analyzes dollar changes in the components of interest income and interest expense as they relate to the change in balances (volume) and the change in interest rates (rate) of tax-equivalent net interest income for the periods indicated and allocated by rate and volume. Changes in interest income and/or expense related to changes attributable to both volume and rate have been allocated proportionately based on the relationship of the absolute dollar amount of the change in each category.


	Three Months Ended
(dollars in thousands)	September 30, 2026		June 30, 2026		$ Change		% Change		Change due to rate		Change due to volume
Interest income:
Cash and cash equivalents	$	279	$	311	$	(32)	(10.3)	%	$	(1)	$	(31)

Investment securities - taxable	1,956		1,830		126		6.9	%	43		83
Investment securities - tax exempt (1)	362		393		(31)		(7.9)	%	(28)		(3)
Loans held for sale	624		616		8		1.3	%	6		2
Loans held for investment	38,274		37,702		572		1.5	%	734		(162)
Total loans	38,898		38,318		580		1.5	%	740		(160)
Total interest income	$	41,495	$	40,852	$	643	1.6	%	$	754	$	(111)
Interest expense:
Interest-bearing demand deposits	$	1,183	$	1,149	$	34	3.0	%	$	53	$	(19)
Money market and savings deposits	7,239		7,263		(24)		(0.3)	%	(10)		(14)
Time deposits	7,665		7,337		328		4.5	%	175		153
Total interest - bearing deposits	16,087		15,749		338		2.1	%	218		120
Borrowings	908		1,233		(325)		(26.4)	%	11		(336)
Subordinated debentures	1,022		1,007		15		1.5	%	12		3
Total interest expense	18,017		17,989		28		0.2	%	241		(213)
Net interest income differential	$	23,478	$	22,863	$	615	2.69	%	$	513	$	102
(1) Reflected on a tax-equivalent basis.

Interest income increased $643 thousand quarter-over-quarter on a tax equivalent basis, driven mainly by an increase in the yield on loans held for investment of 9 basis points, while average balances of loans held for sale and loans held for investment declined over this period. Overall the yield on interest-earnings assets increased 8 basis points and had a positive impact of $754 thousand on interest income, while the average balance of interest earning assets decreased by $15.5 million, having a negative impact to interest income of $111 thousand. The yield on loans improved 7 basis points due to the recording of $388 thousand in previously unaccrued interest income on a $2.5 million residential mortgage non-performing loan that was returned to accrual status during the period and then was subsequently satisfied in full.

Average total loans, excluding residential loans for sale, decreased $18.0 million. The largest drivers were decreases in commercial loans, SBA loans, residential loans, and leases, which on a combined basis decreased $33.8 million on average. Partially offsetting these decreases were increases of $8.7 million in commercial real estate average balances, a $3.0 million increase in the average balance of construction loans, along with an increase in average home equity loan balances of $3.1 million.

Interest expense overall increased $28 thousand, quarter-over-quarter, as the increase in the cost of interest-bearing deposits was largely offset by a decline in average balances of certain deposit types and borrowings. Interest expense on total deposits increased $338 thousand, while interest expense on borrowings decreased $325 thousand.

The cost of interest-bearing demand deposits increased 11 basis points while time deposit costs increased by 7 basis points, driving the $218 thousand increase in interest expense on interest-bearing deposits. During the period average balances of interest-bearing checking accounts decreased $3.2 million, and money market and savings deposit balances decreased $9.3 million, while time deposit average balances increased $12.2 million, nearly netting out. Non-interest bearing deposits increased $9 million on average during the period and borrowings decreased $29.8 million on average.

Overall the net interest margin increased to 3.77%, compared to the prior quarter, driven by the increase in yield on loans held for investment, an increase in average non-interest bearing deposits, partially offset by an increase in cost of funds.

Provision for Credit Losses

For the third quarter the overall provision for credit losses fell by $1.8 million to $1.1 million, compared with $3.0 million in the second quarter. The primary reasons for the lower level of provision expense was a lower level of loan charge-offs and a decline in loan growth quarter over quarter. Charge-offs in the third quarter declined by $414 thousand help to drive down the provision.

Exhibit 99.1

Non-interest income

The following table presents the components of non-interest income for the periods indicated:


	Three Months Ended
(Dollars in thousands)	September 30, 2026		June 30, 2026		$ Change		% Change
Mortgage banking income (1)	$	4,937	$	6,229	$	(1,292)	(20.7)	%
Wealth management income	1,877		1,706		171		10.0	%
SBA loan income	(312)		615		(927)		(150.7)	%
Earnings on investment in life insurance	292		245		47		19.2	%





Net change in the fair value of loans held-for-investment	(955)		65		(1,020)		(1569.2)	%


Other	866		1,023		(157)		(15.3)	%
Total non-interest income	$	6,705	$	9,883	$	(3,178)	(32.2)	%
(1) Includes fair value change on mortgages held for sale and related hedging derivatives.

Total non-interest income decreased $3.2 million, or 32.2%, quarter-over-quarter as mortgage banking income decreased $1.3 million, there was a decrease of $1.0 million in the fair value of loans held-for-investment, and SBA loan income decreased $927 thousand.

The drivers of the decrease in mortgage banking income were a decline of $47.4 million in total mortgage loans sold, combined with a decrease of 10 basis points in the margin on sales. There was also a $1.0 million unfavorable change in the fair value of loans held-for-investment due largely to the rapid rise in the 10 year U.S. Treasury rate from June 30, 2026 to September 30, 2026.

SBA loan income decreased $927 thousand due to the decrease in SBA loans sold. $1.5 million of SBA loans were sold during the quarter-ended September 30, 2026 with a gross gain of $110 thousand, compared to $11.9 million in SBA loans sold for the quarter-ended June 30, 2026 with a gross gain of $946 thousand, a decrease in gain of $837 thousand. The decline in SBA loan income was also impacted by an increase in amortization expense period over period.

Wealth management income was $1.9 million for the quarter, up 10.0% from the prior quarter due to the double digit improvement in stock market indices at the end of the prior quarter, which drives a large percentage of fee income calculations.

Non-interest expense

The following table presents the components of non-interest expense for the periods indicated:


	Three Months Ended
(Dollars in thousands)	September 30, 2026		June 30, 2026		$ Change		% Change
Salaries and employee benefits	$	13,619	$	13,193	$	426	3.2	%
Occupancy and equipment	1,221		1,172		49		4.2	%
Professional fees	1,272		1,164		108		9.3	%
Data processing and software	2,216		2,018		198		9.8	%
Advertising and promotion	934		1,317		(383)		(29.1)	%
Pennsylvania bank shares tax	233		246		(13)		(5.3)	%
Other	3,531		3,117		414		13.3	%
Total non-interest expense	$	23,026	$	22,227	$	799	3.6	%

Salaries and benefits increased $426 thousand primarily due to an increase in salaries and health insurance costs for bank and wealth segments. Professional fees increased $108 thousand due to legal expenses related to non-performing loans, and data processing and software expense increased $198 thousand due to an increase in customer transaction volume quarter over quarter.

Advertising and promotion costs decreased $383 thousand, reflecting a decrease in special events in the current quarter, as the prior quarter is generally seasonally higher. Other expense increased $414 thousand largely due to an increase in OREO expenses.

Income Taxes

We recorded a $778 thousand income tax provision for the quarter-ended September 30, 2026, compared to $1.7 million for the quarter-end June 30, 2026. The effective tax rate was 13.0% for the quarter-ended September 30, 2026 compared to 22.4% for the quarter-ended June 30, 2026. This decrease in effective tax rate was primarily driven by the impact of $10 million in renewable energy tax credits purchased during the quarter, which reduced the third quarter income tax expense by approximately $600 thousand.

Exhibit 99.1

Balance Sheet - September 30, 2026 Compared to June 30, 2026

Total assets decreased $21.6 million, or 0.8%, to $2.6 billion as of September 30, 2026 from $2.6 billion as of June 30, 2026.

Total portfolio loans decreased $13.7 million, or 0.6% quarter-over-quarter. While there was growth of $27.1 million in construction and land development loans and $4.3 million in home equity lines and loans, these increases were offset by declines of $13.9 million in commercial mortgage loans, $10.7 million in small business loans, $9.7 million in commercial, industrial & other finance receivables, and $6.5 million in lease balances.

Total deposits decreased $27.6 million, or 1.3% quarter-over-quarter, led by an decrease of $34.6 million in interest-bearing deposits. Money market accounts and savings accounts decreased a combined $96.0 million, with $52 million of collateralized deposits being migrated from money market accounts to certificates of deposit products for customer efficiency. Non-interest bearing accounts increased $7.1 million or 2.9%, while interest bearing demand deposits increased $9.0 million, and borrowings increased $7.2 million, or 6.7% quarter-over-quarter.

Total stockholders’ equity decreased by $1.2 million from June 30, 2026, to $203.6 million as of September 30, 2026. Changes to equity for the quarter included net income of $5.2 million, partially offset by dividends paid of $1.7 million, and a decrease of $5.0 million in other comprehensive income. The tangible common equity ratio (TCE) increased to 7.80% and the Community Bank Leverage Ratio for the Bank increased 21 basis points to 9.93% as of September 30, 2026.

Asset Quality Summary

Non-performing loans decreased $3.8 million, or 4.6%, to $78.3 million as of September 30, 2026 compared to $82.1 million at June 30, 2026, with the major drivers of this decline from land development loans ($1.8 million), SBA loans ($1.0 million), and commercial mortgage loans ($807 thousand). The decrease in land development loans was the result of a $1.8 million loan being reclassified to loans held for sale as of September 30, 2026 due to pending note sale, while the decrease in commercial mortgage non-performing loans was the result of the reclassification of a loan relationship out of non-performing as these loans were in the process of collection as of September 30, 2026. The decline in non-performing SBA loans was partly due to an increase in charge-offs during the third quarter, combined with a lower level of SBA loans added to non-performing loan category in the third quarter, compared to the second quarter. SBA loans make up $23.6 million of total non-performing loans, with $13.6 million, or 57.6%, guaranteed by the SBA. The SBA portfolio was subject to the Fed's rapid rate increase with 48.1%, of total non-performing SBA loans having been originated in 2020-2021 when rates were over 500 basis points lower.

The ratio of non-performing loans to total loans as of September 30, 2026 was 3.55%, down from 3.68% as of June 30, 2026, due to the decrease in non-performing loans detailed above. The ratio of non-performing loans to total loans, excluding the guaranteed portion of the SBA portfolio (a non-GAAP measure) was 2.93% as of September 30, 2026. As of September 30, 2026 there were specific reserves of $3.0 million against individually evaluated loans, a decrease of $237 thousand from June 30, 2026. Non-performing loans decreased $3.8 million from June 30, 2026 to September 30, 2026 and another $2.7 million settled subsequent to September 30, 2026, a combined reduction of $6.5 million or 8%.

Net charge-offs decreased to $1.9 million, or 0.09% of total average loans for the third quarter, compared to net charge-offs of $2.6 million, or 0.12%, for the second quarter. Third quarter charge-offs were driven by $934 thousand in SBA loans, $1.2 million in finance receivables, $413 thousand of small ticket equipment leases, and $125 thousand in commercial loans. Partially offsetting third quarter charge-offs were recoveries of $739 thousand mainly between SBA loans, finance receivables, and leases.

The ratio of allowance for credit losses to total loans held for investment was 0.96% as of September 30, 2026, compared to 0.99% reported as of June 30, 2026. The decline in this coverage ratio was due to a large percentage of charge-offs for the quarter ended September 30, 2026 being against loans that were specifically reserved for in prior quarters.

About Meridian Corporation

Meridian Bank, the wholly owned subsidiary of Meridian Corporation, is an innovative community bank serving Pennsylvania, New Jersey, Delaware, Maryland, and Florida. Through its 17 offices, including banking branches and mortgage locations, Meridian offers a full suite of financial products and services. Meridian specializes in business and industrial lending, retail and commercial real estate lending, electronic payments, and wealth management solutions through Meridian Wealth Partners. Meridian also offers a broad menu

Exhibit 99.1

of high-yield depository products supported by robust online and mobile access. For additional information, visit our website at www.meridianbanker.com. Member FDIC.

Exhibit 99.1

“Safe Harbor” Statement

In addition to historical information, this press release may contain “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements with respect to Meridian Corporation’s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial condition and results of operations, future performance and business. Statements preceded by, followed by, or that include the words “may,” “could,” “should,” “pro forma,” “looking forward,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,” or similar expressions generally indicate a forward-looking statement. These forward-looking statements involve risks and uncertainties that are subject to change based on various important factors (some of which, in whole or in part, are beyond Meridian Corporation’s control). Numerous competitive, economic, regulatory, legal and technological factors, risks and uncertainties that could cause actual results to differ materially include, without limitation, credit losses and the credit risk of our commercial and consumer loan products; changes in the level of charge-offs and changes in estimates of the adequacy of the allowance for credit losses, or ACL, including the timing of third-party appraisals and loan valuations from lead financial institutions in which we are a loan participant; cyber-security concerns; rapid technological developments and changes, including the development and use of artificial intelligence in business processes, services, and products; increased competitive pressures; changes in spreads on interest-earning assets and interest-bearing liabilities; changes in general economic conditions and conditions within the securities markets; escalating tariff and other trade policies and the resulting impacts on market volatility and global trade; the impact of uncertain or changing political conditions or any current or future federal government shutdown and uncertainty regarding the federal government's debt limit; geopolitical conditions, including acts or threats of terrorism, actions taken by the United States or other governments in response to acts or threats of terrorism and military conflicts, including the ongoing conflict in the Middle East, which could impact economic conditions in the United States; unanticipated changes in our liquidity position; unanticipated changes in regulatory and governmental policies impacting interest rates and financial markets; legislation affecting the financial services industry as a whole, and Meridian Corporation, in particular; changes in accounting policies, practices or guidance; developments affecting the industry and the soundness of financial institutions and further disruption to the economy and U.S. banking system; among others, could cause Meridian Corporation’s financial performance to differ materially from the goals, plans, objectives, intentions and expectations expressed in such forward-looking statements. Meridian Corporation cautions that the foregoing factors are not exclusive, and neither such factors nor any such forward-looking statement takes into account the impact of any future events. All forward-looking statements and information set forth herein are based on management’s current beliefs and assumptions as of the date hereof and speak only as of the date they are made. For a more complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review Meridian Corporation’s filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2025 and subsequently filed quarterly reports on Form 10-Q and current reports on Form 8-K that update or provide information in addition to the information included in the Form 10-K and Form 10-Q filings, if any. Meridian Corporation does not undertake to update any forward-looking statement whether written or oral, that may be made from time to time by Meridian Corporation or by or on behalf of Meridian Bank.

Exhibit 99.1

MERIDIAN CORPORATION AND SUBSIDIARIES

FINANCIAL RATIOS (Unaudited)

(Dollar amounts and shares in thousands, except per share amounts)


	Three Months Ended
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Earnings and Per Share Data:
Net income	$	5,207		$	5,807		$	2,006		$	7,186		$	6,659
Basic earnings per common share	$	0.44		$	0.49		$	0.17		$	0.62		$	0.59
Diluted earnings per common share	$	0.43		$	0.48		$	0.17		$	0.61		$	0.58
Common shares outstanding	11,937			11,924			11,879			11,826			11,517

Performance Ratios:
Return on average assets (2)	0.80		%	0.90		%	0.32		%	1.10		%	1.04		%
Return on average equity (2)	9.97			11.42			4.02			14.79			14.42
Net interest margin (tax-equivalent) (2)	3.77			3.69			3.82			3.77			3.77
Yield on earning assets (tax-equivalent) (2)	6.67			6.59			6.69			6.82			7.01
Cost of funds (2)	3.08			3.08			3.04			3.23			3.42
Efficiency ratio	76.39		%	68.03		%	66.66		%	63.25		%	65.15		%

Asset Quality Ratios:
Net charge-offs (recoveries) to average loans	0.09		%	0.12		%	0.35		%	0.16		%	0.09		%

Non-performing loans to total loans	3.55			3.68			2.64			2.50			2.53
Non-performing assets to total assets	3.23			3.40			2.51			2.38			2.32
Allowance for credit losses to:
Total loans and other finance receivables	0.96			0.99			0.97			0.99			1.01
Total loans and other finance receivables (excluding loans at fair value) (1)	0.96			0.99			0.98			1.00			1.01

Non-performing loans	26.42		%	26.15		%	36.23		%	39.18		%	39.37		%

Capital Ratios:
Book value per common share	$	17.06		$	17.18		$	16.86		$	16.89		$	16.33
Tangible book value per common share	$	16.78		$	16.89		$	16.57		$	16.59		$	16.02
Total equity/Total assets	7.92		%	7.90		%	7.77		%	7.80		%	7.40		%
Tangible common equity/Tangible assets - Corporation (1)	7.80			7.78			7.65			7.67			7.27
Tangible common equity/Tangible assets - Bank (1)	9.64			9.51			9.38			9.41			9.16

Tier 1 leverage ratio - Bank	9.93			9.72			9.58			9.50			9.41

Common tier 1 risk-based capital ratio - Bank	10.87			10.65			10.52			10.66			10.52

Tier 1 risk-based capital ratio - Bank	10.87			10.65			10.52			10.66			10.52

Total risk-based capital ratio - Bank	11.83		%	11.64		%	11.51		%	11.65		%	11.54		%
(1) See Non-GAAP reconciliation in the Appendix
(2) Annualized

Exhibit 99.1

MERIDIAN CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)

(Dollar amounts and shares in thousands, except per share amounts)


	Three Months Ended						Nine Months Ended
	September 30, 2026		June 30, 2026		September 30, 2025		September 30, 2026		September 30, 2025
Interest income:
Loans and other finance receivables, including fees	$	38,898	$	38,318	$	40,477	$	115,360	$	115,723
Securities - taxable	1,956		1,830		1,895		5,633		5,380
Securities - tax-exempt	320		321		325		964		933
Cash and cash equivalents	279		311		412		988		1,452
Total interest income	41,453		40,780		43,109		122,945		123,488
Interest expense:
Deposits	16,087		15,749		17,418		47,059		51,587
Borrowings and subordinated debentures	1,930		2,240		2,575		6,457		7,850
Total interest expense	18,017		17,989		19,993		53,516		59,437
Net interest income	23,436		22,791		23,116		69,429		64,051
Provision for credit losses	1,130		2,968		2,850		11,591		11,865
Net interest income after provision for credit losses	22,306		19,823		20,266		57,838		52,186
Non-interest income:
Mortgage banking income (1)	4,937		6,229		5,802		15,281		15,314
Wealth management income	1,877		1,706		1,610		5,312		4,637
SBA loan income	(312)		615		1,431		453		4,167
Earnings on investment in life insurance	292		245		246		809		708
Net gain (loss) on sale of MSRs	—		—		—		(159)		415



Net change in the fair value of loans held-for-investment	(955)		65		213		(929)		573


Other	866		1,023		651		2,858		2,751
Total non-interest income	6,705		9,883		9,953		23,625		28,565
Non-interest expense:
Salaries and employee benefits	13,619		13,193		13,613		39,198		38,177
Occupancy and equipment	1,221		1,172		991		3,576		3,366
Professional fees	1,272		1,164		1,092		3,410		3,019
Data processing and software	2,216		2,018		1,865		6,207		5,050
Advertising and promotion	934		1,317		877		2,943		2,933
Pennsylvania bank shares tax	233		246		254		737		792
Other	3,531		3,117		2,854		9,340		8,309
Total non-interest expense	23,026		22,227		21,546		65,411		61,646
Income before income taxes	5,985		7,479		8,673		16,052		19,105
Income tax expense	778		1,672		2,014		3,032		4,455
Net income	$	5,207	$	5,807	$	6,659	$	13,020	$	14,650

Basic earnings per common share	$	0.44	$	0.49	$	0.59	$	1.10	$	1.30
Diluted earnings per common share	$	0.43	$	0.48	$	0.58	$	1.07	$	1.28

Basic weighted average shares outstanding	11,900		11,859		11,325		11,857		11,252
Diluted weighted average shares outstanding	12,222		12,174		11,540		12,183		11,458
(1) Includes FV change on mortgages HFS and related hedging derivatives

Exhibit 99.1

MERIDIAN CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (Unaudited)

(Dollar amounts and shares in thousands, except per share amounts)


	September 30, 2026		June 30, 2026		March 31, 2026		December 31, 2025		September 30, 2025
Assets:
Cash and due from banks	$	11,868	$	11,209	$	12,458	$	10,358	$	12,605
Interest-bearing deposits at other banks	16,709		24,998		15,811		25,420		27,384

Cash and cash equivalents	28,577		36,207		28,269		35,778		39,989
Securities available-for-sale, at fair value	203,602		200,552		196,012		193,457		194,268
Securities held-to-maturity, at amortized cost	32,395		32,445		32,494		32,544		32,593
Equity investments	2,061		2,146		2,137		2,166		2,150
Commercial loans held for sale	1,791		—		—		—		—
Mortgage loans held for sale	42,076		54,898		38,960		33,762		28,016
Loans and other finance receivables, net of fees and costs	2,163,832		2,177,978		2,181,575		2,170,600		2,162,845
Allowance for credit losses	(20,690)		(21,463)		(21,252)		(21,573)		(21,794)
Loans and other finance receivables, net of the allowance for credit losses	2,143,142		2,156,515		2,160,323		2,149,027		2,141,051
Restricted investment in bank stock	7,129		7,484		7,699		7,811		8,350
Bank premises and equipment, net	12,261		12,437		12,298		12,402		12,413
Bank owned life insurance	31,497		31,205		30,959		30,687		30,421
Accrued interest receivable	11,836		10,680		11,015		10,724		10,944
OREO and other repossessed assets	4,853		6,081		6,009		5,997		3,714
Deferred income taxes	6,103		4,535		4,548		4,215		4,989
Servicing assets	3,307		3,642		3,694		3,932		3,845

Goodwill	899		899		899		899		899
Intangible assets	2,410		2,461		2,512		2,563		2,614
Other assets	37,606		30,989		38,753		36,031		24,874
Total assets	$	2,571,545	$	2,593,176	$	2,576,581	$	2,561,995	$	2,541,130

Liabilities:
Deposits:
Non-interest bearing	$	253,433	$	246,357	$	243,458	$	245,377	$	239,614
Interest bearing:
Interest checking	160,206		151,235		157,151		157,360		151,973
Money market and savings deposits	937,082		1,033,043		1,013,533		1,023,290		996,126
Time deposits	816,161		763,803		755,818		732,101		743,403
Total interest-bearing deposits	1,913,449		1,948,081		1,926,502		1,912,751		1,891,502
Total deposits	2,166,882		2,194,438		2,169,960		2,158,128		2,131,116
Borrowings	115,219		108,032		120,838		117,338		137,265

Subordinated debentures	49,736		49,705		49,675		49,853		49,822
Accrued interest payable	4,666		5,587		6,620		6,531		7,095
Other liabilities	31,414		30,604		29,263		30,429		27,803
Total liabilities	2,367,917		2,388,366		2,376,356		2,362,279		2,353,101

Stockholders’ equity:
Common stock	13,940		13,927		13,882		13,830		13,521
Surplus	91,397		91,137		90,885		90,352		85,122
Treasury stock	(26,079)		(26,079)		(26,079)		(26,079)		(26,079)
Unearned common stock held by ESOP	(1,232)		(1,232)		(1,232)		(1,232)		(1,006)
Retained earnings	136,149		132,614		128,472		128,124		122,376
Accumulated other comprehensive loss	(10,547)		(5,557)		(5,703)		(5,279)		(5,905)
Total stockholders’ equity	203,628		204,810		200,225		199,716		188,029
Total liabilities and stockholders’ equity	$	2,571,545	$	2,593,176	$	2,576,581	$	2,561,995	$	2,541,130

Exhibit 99.1

MERIDIAN CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND SEGMENT INFORMATION (Unaudited)

(Dollar amounts and shares in thousands, except per share amounts)


	Three Months Ended
	September 30, 2026		June 30, 2026		March 31, 2026		December 31, 2025		September 30, 2025
Interest income	$	41,453	$	40,780	$	40,712	$	42,826	$	43,109
Interest expense	18,017		17,989		17,510		19,199		19,993
Net interest income	23,436		22,791		23,202		23,627		23,116
Provision for credit losses	1,130		2,968		7,493		3,287		2,850
Non-interest income	6,705		9,883		7,037		10,615		9,953
Non-interest expense	23,026		22,227		20,158		21,658		21,546
Income before income tax expense	5,985		7,479		2,588		9,297		8,673
Income tax expense	778		1,672		582		2,111		2,014
Net Income	$	5,207	$	5,807	$	2,006	$	7,186	$	6,659

Basic weighted average shares outstanding	11,900		11,859		11,811		11,543		11,325
Basic earnings per common share	$	0.44	$	0.49	$	0.17	$	0.62	$	0.59

Diluted weighted average shares outstanding	12,222		12,174		12,153		11,771		11,540
Diluted earnings per common share	$	0.43	$	0.48	$	0.17	$	0.61	$	0.58


	Segment Information
	Three Months Ended September 30, 2026												Three Months Ended September 30, 2025
(dollars in thousands)	Bank			Wealth			Mortgage			Total			Bank			Wealth			Mortgage			Total
Net interest income	$	23,239		$	59		$	138		$	23,436		$	22,972		$	43		$	101		$	23,116
Provision for credit losses	1,130			—			—			1,130			2,850			—			—			2,850
Net interest income after provision	22,109			59			138			22,306			20,122			43			101			20,266
Non-interest income	855			1,877			3,973			6,705			2,363			1,610			5,980			9,953
Non-interest expense	16,029			1,247			5,750			23,026			14,831			1,141			5,574			21,546
Income before income taxes	$	6,935		$	689		$	(1,639)		$	5,985		$	7,654		$	512		$	507		$	8,673
Efficiency ratio	67		%	64		%	140		%	76		%	59		%	69		%	92		%	65		%

	Nine Months Ended September 30, 2026												Nine Months Ended September 30, 2025
(dollars in thousands)	Bank			Wealth			Mortgage			Total			Bank			Wealth			Mortgage			Total
Net interest income	$	68,910		$	177		$	342		$	69,429		$	63,701		$	116		$	234		$	64,051
Provision for credit losses	11,591			—			—			11,591			11,865			—			—			11,865
Net interest income after provision	57,319			177			342			57,838			51,836			116			234			52,186
Non-interest income	4,098			5,313			14,214			23,625			7,304			4,638			16,623			28,565
Non-interest expense	45,042			3,415			16,954			65,411			42,639			2,908			16,099			61,646
Income before income taxes	$	16,375		$	2,075		$	(2,398)		$	16,052		$	16,501		$	1,846		$	758		$	19,105
Efficiency ratio	62		%	62		%	116		%	70		%	60		%	61		%	96		%	67		%

MERIDIAN CORPORATION AND SUBSIDIARIES

APPENDIX: NON-GAAP MEASURES (Unaudited)

(Dollar amounts and shares in thousands, except per share amounts)

Meridian believes that non-GAAP measures are meaningful because they reflect adjustments commonly made by management, investors, regulators and analysts. The non-GAAP disclosure have limitations as an analytical tool, should not be viewed as a substitute for performance and financial condition measures determined in accordance with GAAP, and should not be considered in isolation or as a substitute for analysis of Meridian’s results as reported under GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies.


	Pre-Provision Net Revenue Reconciliation
	Three Months Ended						Nine Months Ended
(Dollars in thousands, except per share data, Unaudited)	September 30, 2026		June 30, 2026		September 30, 2025		September 30, 2026		September 30, 2025
Income before income tax expense	$	5,985	$	7,479	$	8,673	$	16,052	$	19,105
Provision for credit losses	1,130		2,968		2,850		11,591		11,865
Pre-provision net revenue	$	7,115	$	10,447	$	11,523	$	27,643	$	30,970


	Pre-Provision Net Revenue Reconciliation
	Three Months Ended						Nine Months Ended
(Dollars in thousands, except per share data, Unaudited)	September 30, 2026		June 30, 2026		September 30, 2025		September 30, 2026		September 30, 2025
Bank	$	8,065	$	9,387	$	10,504	$	27,966	$	28,366
Wealth	689		574		512		2,075		1,846
Mortgage	(1,639)		486		507		(2,398)		758
Pre-provision net revenue	$	7,115	$	10,447	$	11,523	$	27,643	$	30,970


	Allowance For Credit Losses (ACL) to Loans and Other Finance Receivables, Excluding Loans at Fair Value
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Allowance for credit losses (GAAP)	$	20,690		$	21,463		$	21,252		$	21,573		$	21,794

Loans and other finance receivables (GAAP)	2,163,832			2,177,978			2,181,575			2,170,600			2,162,845

Less: Loans at fair value	(13,330)			(13,619)			(14,090)			(14,396)			(14,454)
Loans and other finance receivables, excluding loans at fair value (non-GAAP)	$	2,150,502		$	2,164,359		$	2,167,485		$	2,156,204		$	2,148,391

ACL to loans and other finance receivables (GAAP)	0.96		%	0.99		%	0.97		%	0.99		%	1.01		%
ACL to loans and other finance receivables, excluding loans at fair value (non-GAAP)	0.96		%	0.99		%	0.98		%	1.00		%	1.01		%


	Non-performing Loans, Excluding the Guaranteed Portion of SBA Loans
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Non-performing loans (GAAP)	$	78,314		$	82,073		$	58,659		$	55,060		$	55,357
Less: Guaranteed portion of SBA loans classified as non-performing	(13,573)			(12,906)			(12,906)			(13,177)			(11,811)
Non-performing loans, excluding guaranteed portion of SBA loans (non-GAAP)	$	64,741		69,167			45,753			$	41,883		43,546

Total loans and leases (1)	$	2,205,908		2,232,876			2,220,535			$	2,204,362		2,190,861

Non-performing loans to total loans and leases (GAAP)	3.55		%	3.68		%	2.64		%	2.50		%	2.53		%
Non-performing loans (excluding guaranteed portion of SBA loans) to total loans and leases (non-GAAP)	2.93		%	3.10		%	2.06		%	1.90		%	1.99		%


	Tangible Common Equity Ratio Reconciliation - Corporation
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Total stockholders' equity (GAAP)	$	203,628		$	204,810		$	200,225		$	199,716		$	188,029
Less: Goodwill and intangible assets	(3,309)			(3,360)			(3,411)			(3,462)			(3,513)
Tangible common equity (non-GAAP)	200,319			201,450			196,814			196,254			184,516

Total assets (GAAP)	2,571,545			2,593,176			2,576,581			2,561,995			2,541,130
Less: Goodwill and intangible assets	(3,309)			(3,360)			(3,411)			(3,462)			(3,513)
Tangible assets (non-GAAP)	$	2,568,236		$	2,589,816		$	2,573,170		$	2,558,533		$	2,537,617
Tangible common equity to tangible assets ratio - Corporation (non-GAAP)	7.80		%	7.78		%	7.65		%	7.67		%	7.27		%


	Tangible Common Equity Ratio Reconciliation - Bank
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Total stockholders' equity (GAAP)	$	250,415		$	249,468		$	244,621		$	244,064		$	236,038
Less: Goodwill and intangible assets	(3,309)			(3,360)			(3,411)			(3,462)			(3,513)
Tangible common equity (non-GAAP)	247,106			246,108			241,210			240,602			232,525

Total assets (GAAP)	2,567,645			2,591,551			2,575,135			2,560,485			2,541,395
Less: Goodwill and intangible assets	(3,309)			(3,360)			(3,411)			(3,462)			(3,513)
Tangible assets (non-GAAP)	$	2,564,336		$	2,588,191		$	2,571,724		$	2,557,023		$	2,537,882
Tangible common equity to tangible assets ratio - Bank (non-GAAP)	9.64		%	9.51		%	9.38		%	9.41		%	9.16		%

	Tangible Book Value Reconciliation
	September 30, 2026			June 30, 2026			March 31, 2026			December 31, 2025			September 30, 2025
Book value per common share	$	17.06		$	17.18		$	16.86		$	16.89		$	16.33
Less: Impact of goodwill /intangible assets	0.28			0.29			0.29			0.30			0.31
Tangible book value per common share	$	16.78		$	16.89		$	16.57		$	16.59		$	16.02

Third Quarter 2026 NASDAQ: MRBK Earnings Supplement October 30, 2026

FORWARD-LOOKING STATEMENTS Meridian Corporation (the “Corporation”) may from time to time make written or oral “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements with respect to Meridian Corporation’s strategies, goals, beliefs, expectations, estimates, intentions, capital raising efforts, financial condition and results of operations, future performance and business. Statements preceded by, followed by, or that include the words “may,” “could,” “should,” “pro forma,” “looking forward,” “would,” “believe,” “expect,” “anticipate,” “estimate,” “intend,” “plan,” "forecasted", or similar expressions generally indicate a forward-looking statement. These forward-looking statements involve risks and uncertainties that are subject to change based on various important factors (some of which, in whole or in part, are beyond Meridian Corporation’s control). Numerous competitive, economic, regulatory, legal and technological factors, risks and uncertainties that could cause actual results to differ materially include, without limitation, credit losses and the credit risk of our commercial and consumer loan products; changes in the level of charge-offs and changes in estimates of the adequacy of the allowance for credit losses, or ACL, including the timing of third-party appraisals and loan valuations from lead financial institutions in which we are a loan participant; cyber-security concerns; rapid technological developments and changes, including the development and use of artificial intelligence in business processes, services, and products; increased competitive pressures; changes in spreads on interest-earning assets and interest-bearing liabilities; changes in general economic conditions and conditions within the securities markets; escalating tariff and other trade policies and the resulting impacts on market volatility and global trade; the impact of uncertain or changing political conditions or any current or future federal government shutdown and uncertainty regarding the federal government's debt limit, geopolitical conditions, including acts or threats of terrorism, actions taken by the United States or other governments in response to acts or threats of terrorism and military conflicts, including the ongoing conflict in the Middle East, which could impact economic conditions in the United States; unanticipated changes in our liquidity position; unanticipated changes in regulatory and governmental policies impacting interest rates and financial markets; legislation affecting the financial services industry as a whole, and Meridian Corporation, in particular; changes in accounting policies, practices or guidance; developments affecting the industry and the soundness of financial institutions and further disruption to the economy and U.S. banking system; among others, could cause Meridian Corporation’s financial performance to differ materially from the goals, plans, objectives, intentions and expectations expressed in such forward-looking statements. Meridian Corporation cautions that the foregoing factors are not exclusive, and neither such factors nor any such forward-looking statement takes into account the impact of any future events. All forward-looking statements and information set forth herein are based on management’s current beliefs and assumptions as of the date hereof and speak only as of the date they are made. For a more complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review the Corporation’s filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2025 and subsequently filed quarterly reports on Form 10-Q and current reports on Form 8-K that update or provide information in addition to the information included in the Form 10-K and Form 10-Q filings, if any. The Corporation does not undertake to update any forward-looking statement whether written or oral, that may be made from time to time by the Corporation or by or on behalf of Meridian Bank, except as may be required under applicable laws. Meridian Corporation 2

MRBK INVESTMENT HIGHLIGHTS Regional presence with a community touch. "Go to" bank in the Delaware Valley Demonstrated organic growth engine in diversified loan segments. Focus on Commercial, CRE and Small Business Lending Valuable customer base trained to solely use electronic channel. Strong sales culture that capitalizes on market disruption. Skilled management team with extensive in-market experience. Comfortably handle all but the largest companies. Meridian Corporation 3

Geographic Footprint Regional Market Meridian Corporation 4

Q3'2026 vs Q3'2025 Financial Recap Summary Income Statement ($000s) Q3'2026 Q3'2025 Net Interest Income $ 23,436 $ 23,116 Provision for Credit Losses 1,130 2,850 Non-Interest Income 6,705 9,953 Non-Interest Expense 23,026 21,546 Income Before Income Taxes 5,985 8,673 Income Taxes 778 2,014 Net income $ 5,207 $ 6,659 Earnings Per Share Diluted Earnings Per Share $ 0.43 $ 0.58 Pre-Provision Net Revenue by Segment 1 Bank $ 8,065 $ 10,504 Wealth 689 512 Mortgage (1,639) 507 Pre-Provision Net Revenue $ 7,115 $ 11,523 Assets ($M) Loans ($M) Deposits ($M) Q3'2022 Q3'2023 Q3'2024 Q3'2025 Q3'2026 $1,000 $2,000 $3,000 Summary Balance Sheet September 30, 2026 September 30, 2025 Assets ($M) $ 2,572 $ 2,541 Loans ($M) 2 2,164 2,163 Deposits ($M) 2,167 2,131 Equity ($M) 204 188 1) A Non-GAAP measure. See Non-GAAP reconciliation in the Appendix. 2) Includes loans held for investment. Meridian Corporation 5

For the Calendar Quarter Ended Balance Sheet ($M) Q3'2026 Q2'2026 Q1'2026 Q4'2025 Q3'2025 Total Assets $ 2,572 $ 2,593 $ 2,577 $ 2,562 $ 2,541 Total Loans & Leases² 2,206 2,233 2,221 2,204 2,191 Deposits 2,167 2,194 2,170 2,158 2,131 Equity 204 205 200 200 188 Tangible Equity / Tangible Assets3 7.80 % 7.78 % 7.65 % 7.67 % 7.27 % Net Income & Share Data ($000s) Net Income $ 5,207 $ 5,807 $ 2,006 $ 7,186 $ 6,659 Diluted EPS 0.43 0.48 0.17 0.61 0.58 Price per Common Share 18.82 20.03 18.96 17.58 15.79 TBV per Share 16.78 16.89 16.57 16.59 16.02 Pre-Provision Net Revenue3 7,115 10,447 10,081 12,584 11,523 Common Dividends per Share 0.140 0.140 0.140 0.125 0.125 Dividend Yield (annualized) 3.0 % 2.8 % 3.0 % 3.2 % 3.2 % Profitability (%) ROAE 9.97 % 11.42 % 4.02 % 14.79 % 14.42 % ROAA 0.80 % 0.90 % 0.32 % 1.10 % 1.04 % NIM 3.77 % 3.69 % 3.82 % 3.77 % 3.77 % Q3'2026 HIGHLIGHTS 1) As of and for the quarter ended September 30, 2026, per October 30, 2026 press release. 2) Includes loans held for sale and loans held for investment. 3) A Non-GAAP measure. See Non-GAAP reconciliation in the Appendix. Meridian Corporation 6

Q3'2026 INCOME STATEMENT TRENDS ($000s) Pre-Provision Net Revenue by Segment Q3'2026 Q2'2026 Q1'2026 Q4'2025 Q3'2025 Bank $ 8,065 $ 9,387 $ 10,513 $ 11,771 $ 10,504 Wealth 689 574 811 493 512 Mortgage (1,639) 486 (1,243) 320 507 Total Pre-Provision Net Revenue $ 7,115 $ 10,447 $ 10,081 $ 12,584 $ 11,523 Q3'2025 Q4'2025 Q1'2026 Q2'2026 Q3'2026 Net Interest Income Non-Interest Income Non-Interest Expense Pre-Provision Net Revenue Net Income $0 $5,000 $10,000 $15,000 $20,000 $25,000 Meridian Corporation 7

NET INTEREST MARGIN 3.20% 3.29% 3.46% 3.54% 3.77% 3.77% 3.82% 3.69% 3.77% 7.06% 6.81% 6.83% 6.89% 7.01% 6.82% 6.69% 6.59% 6.67% 4.05% 3.71% 3.56% 3.52% 3.42% 3.23% 3.04% 3.08% 3.08% Net Interest Margin Yield on Earning Assets Cost of Funds Q3'2024 Q4'2024 Q1'2025 Q2'2025 Q3'2025 Q4'2025 Q1'2026 Q2'2026 Q3'2026 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 7.00% 8.00% Meridian Corporation 8

DEPOSIT REPRICING & INTEREST SENSITIVITY as of September 30, 2026 • During Q3, overall time deposit costs increased 7 bps. • $240 million in time deposits repriced in Q3, at an average rate of 4.09% Meridian Corporation 9 Time Deposit Maturity Schedule ($000s) 3.82% 3.87% 3.88% 3.94% 3.85% 4.06% 3.96% Amount Maturing (000s) Blended Cost by Period 1-3 M O N TH S 3-6 M O N TH S 6-9 M O N TH S 9-12 M O N TH S 12-18 M O N TH S 18-24 M O N TH S > 2 Y R S $— $40,000 $80,000 $120,000 $160,000 $200,000 $240,000 3.50% 4.00% 4.50% 5.00% Changes in Market Interest Rates - 12 Month Ramp +300 basis points over next 12 months 0.73% +200 basis points over next 12 months 0.60% +100 basis points over next 12 months 0.38% No Change -100 basis points over next 12 months (0.71)% -200 basis points over next 12 months (1.26)% -300 basis points over next 12 months (1.68)% • Balance sheet is fairly neutrally positioned from an NII perspective over the next 12 months, with positive impact in rising rates. • Deposit re-pricing pressure is expected to be offset by loans repricing. • During Q3, $855 million of loans repriced up 33 basis points.

LOANS AND OTHER FINANCE RECEIVABLES Balance ($000s) September 30, 2026 YTD Growth Commercial Mortgage $ 897,800 2.1 % Commercial, Industrial & other finance receivables 435,930 1.6 % Construction 342,593 3.6 % SBA loans 113,886 (18.5) % Leases, net 28,706 (36.9) % Residential mortgage 225,569 (4.5) % Home equity 117,066 9.4 % Consumer (other) 336 2.3 % Total $ 2,161,886 (0.3) % Commercial Mortgage, 42% Consumer, 16% C&I, 20% SBA, 5% Construction, 16% Leases, 1% Commercial - 84% Consumer - 16% (residential, home equity, personal) Meridian Corporation 12 As of September 30, 2026

C&I LOAN PORTFOLIO OVERVIEW C&I Portfolio By Industry as of September 30, 2026 10 Largest C&I Relationships as a % of C&I Portfolio 11.5% 10 Largest C&I Relationships as a % of Total Loan Portfolio 4.5% Average Loan Size O/S of C&I Portfolio, excluding leases ($000s) $352 Weighted Average Risk Rating of C&I Portfolio Pass 15.6% 13.3% 9.4% 8.1% 5.1% 3.5% 6.0% 4.6% 2.3% 7.0% 6.1%1.7% 1.3% 16.0% Manufacturing Construction Related RE Investment Professional Services Health & Social Services Admin & Support Retail Trade Leisure Commercial & Consumer Rental Wholesale Trade Financial, Insurance & RE Services Communication Infrastructure Providers & Services Waste Mgmt & Remediation Other *Includes commercial owner occupied real estate of $280 million Meridian Corporation Portfolio Characteristics 13 $850 M Total C&I* Includes $21 M of private equity loans as a % of C&I loans)

31.2% 2.0% 18.6% 1.6% 24.8% 12.0% 1.9% 3.5% 4.4% Resi & Coml Constr RE & Rental Lease Com RE Inv Construction Related Resi RE Inv Leisure Health Care and Social Assistance Other Fin, Ins, RE Services CRE LOAN PORTFOLIO OVERVIEW - as of September 30, 2026 $961 M Total CRE* (as a % of CRE loans) *Commercial owner occupied real estate loans of $280 million not included (see C&I chart) • $72.1 M of office buildings • $98.9 M of multi-family loans Meridian Corporation Multi-family Loans by Region: Region Amount ($000s) % of Total Philadelphia $ 74,070 75 % Chester County, PA 2,096 2 % Montgomery County, PA 5,834 6 % New Castle, DE 11,056 11 % Delaware County, PA 3,182 3 % Bucks County, PA 1,319 1 % Southern NJ 626 1 % Other 723 1 % Total $ 98,906 14

CRE RATIOS - 100 & 300* 75% 88% 96% 99% 73% 73% 127% 113% 114% 131% 135% 127% 131% 149% 156% 184% 177% 172% 169% 234% 256% 277% 284% 289% 280% 285% CRE 100 Ratio CRE 300 Ratio Dec-16 Dec-17 Dec-18 Dec-19 Dec-20 Dec-21 Dec-22 Dec-23 Dec-24 Dec-25 Mar-26 June-26 Sept-26 50% 100% 150% 200% 250% 300% Increase in Construction - largely Multi-family Meridian Corporation 15 * The CRE 100 Ratio and CRE 300 Ratio consist of construction loans (100) and non-owner occupied CRE loans (300) compared to total risk-based capital at September 30, 2026.

6.82% 7.89% 11.10% 11.50% 10.88% 10.60% 0.54% 1.12% 3.43% 3.96% 3.43% 3.07% Yield on SBA Loans Cost of Funds FYE 21 FYE 22 FYE 23 FYE 24 FYE 25 YTD 9/30/26 —% 5.00% 10.00% 15.00% SBA Loan Portfolio Overview SBA Loan Portfolio Profitability ($000s) Yield vs. Cost $11,773 $13,280 $15,976 $15,245 $16,929 $9,953 $2,478 $1,172 $2,469 $3,463 $8,111 $2,177 Total Net Revenue Provision for Credit Losses FYE 21 FYE 22 FYE 23 FYE 24 FYE 25 YTD 9/30/26 $3,000 $6,000 $9,000 $12,000 $15,000 $18,000 • $113.9 million loans outstanding at September 30, 2026. • Spread on SBA portfolio - 7.53% for Q3'2026. • YTD 9/30/26 provisioning lower due to reduced level of charge-offs & lower outstanding loan balance Meridian Corporation 16

ASSET QUALITY TRENDS 0.05% 0.05% 0.11% 0.12% 0.20% 0.11% 0.34% 0.14% 0.17% 0.09% 0.16% 0.35% 0.12% 0.09% 1.44% 1.53% 1.76% 1.93% 1.84% 2.20% 2.19% 2.50% 2.35% 2.53% 2.50% 2.64% 3.68% 3.55% 1.32% 1.38% 1.58% 1.74% 1.68% 1.97% 1.90% 2.07% 2.14% 2.32% 2.38% 2.51% 3.40% 3.23% NCOs / Avg Loans NPLs / Loans NPAs / Assets Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 —% 0.25% 0.50% 0.75% 1.00% 1.25% 1.50% 1.75% 2.00% 2.25% 2.50% 2.75% 3.00% 3.25% 3.50% 3.75% 4.00% Meridian Corporation 17

ASSET QUALITY - as of September 30, 2026 Comm MTG (4), $7,529 CMTG - Owner Occupied (3), $3,898 Land Dev (2), $20,435 C & I - Billboard (1), $5,000 C & I - Other, $1,905 Resi, $6,150 Resl - in process of collection, $2,472 Leases, $1,257 Home Equity, $1,564 SBA, $23,583 Construction (2), $4,520 Non-performing Loans by Type ($000s) $13.6 million (58%) guaranteed by SBA (1) C&I Billboard is comprised of 1 loan relationship. (2) Construction and Land Dev, each, are comprised of 2 loan relationships. (3) Comm Mtg - Owner Occupied consists of 1 loan relationships. (4) Comm Mtg consists of 6 loan relationships. Meridian Corporation 18 Non-performing Loan Roll-forward Period Amount June 30, 2026 $ 82,073 Note Sale (1,791) Net other reductions (1,968) September 30, 2026 $ 78,314 Residential payoff (2,472) SBA payoff (253) October 29, 2026 $ 75,589 Reduction since June 30, 2026 $ 6,484 % Reduction 8 %

MORTGAGE VOLUME & MARGIN TRENDS ($000s) 2.82% 2.73% 2.63% 2.86% 2.93% 2.82% 2.91% 2.58% 2.48% Closed and Funded - Purchase Closed and Funded - Refi Sold Volume Margin Q3'2024 Q4'2024 Q1'2025 Q2'2025 Q3'2025 Q4'2025 Q1'2026 Q2'2026 Q3'2026 0 50 100 150 200 250 300 2.00% 2.20% 2.40% 2.60% 2.80% 3.00% Q3'2024 Q4'2024 Q1'2025 Q2'2025 Q3'2025 Q4'2025 Q1'2026 Q2'2026 Q3'2026 Refinance (%) 12% 16% 18% 14% 14% 21% 30% 17% 13% Purchase (%) 88% 84% 82% 86% 86% 79% 70% 83% 87% Meridian Corporation 20 Period Sold Volume ($000s) Margin Q3'2026 $ 200,248 2.48 % Q2'2026 247,607 2.58 % Q1'2026 166,546 2.91 % FY 2025 773,228 2.82 % FY 2024 790,393 2.82 % FY 2023 606,042 2.85 % Period Originations ($000s) % Refi Q3'2026 $ 197,381 10 % Q2'2026 269,229 17 % Q1'2026 182,511 30 % FY 2025 830,751 17 % FY 2024 841,705 14 % FY 2023 678,617 11 % Year over Year Summary

DEPOSIT COMPOSITION - as of September 30, 2026 Business Accounts, 53% Consumer Accounts, 16% Municipal Deposits, 9% Time Deposits (Brokered), 22% Business Accounts Consumer Accounts Municipal Deposits Time Deposits (Brokered) Total Deposits $2.2 billion • At September 30, 2026, 64% of business accounts and 86% of consumer accounts were fully insured by the FDIC. • The average business money market account balance was $442 thousand at September 30, 2026. • The municipal deposits are 100% insured or collateralized and brokered time deposits are 100% FDIC insured. • The level of uninsured deposits for the entire deposit base was 21% at September 30, 2026. (as a % of total deposits) Meridian Corporation 21

INVESTMENT PORTFOLIO COMPOSITION - as of September 30, 2026 • Total investment securities 9.3% of total assets: – 86% Available for sale (AFS). – 14% Held-to-maturity (HTM). • Portfolio duration - 3.84 years • Average life - 4.92 years • Tax-equivalent yield - 3.89% • 12-month projected cash flow $32.4 million, or 13.02% of portfolio • Post Tax AFS URL $10.5 million US government agency 48.6% State & municipal - tax free 21.9% Other 12.7% US asset backed 8.7% State & municipal - taxable 7.2% Equity securities 0.9% Total Securities $238 million Meridian Corporation 22

APPENDIX - HISTORICAL FINANCIAL HIGHLIGHTS AND RECONCILIATIONS OF NON-GAAP MEASURES Meridian Corporation 23

HISTORICAL FINANCIAL DATA 1) Includes loans held for sale and held for investment. 2) Includes loans held for investment (excluding loans at fair value). 3) A Non-GAAP measure. See Appendix for Non-GAAP to GAAP reconciliation. As of or for the Quarter Ended As of or for the Year Ended (dollars in thousands) Q3'2026 Q2'2026 Q3'2025 2025Y 2024Y 2023Y Balance Sheet Total Assets $ 2,571,545 $ 2,593,176 $ 2,541,130 $ 2,561,995 $ 2,385,867 $ 2,246,193 Loans (1) 2,205,908 2,232,876 2,190,861 2,204,362 2,062,850 1,920,622 Deposits 2,166,882 2,194,438 2,131,116 2,158,128 2,005,368 1,823,462 Gross Loans / Deposits 101.80 % 101.75 % 102.80 % 102.14 % 102.87 % 105.33 % Capital Total Equity $ 203,628 $ 204,810 $ 188,029 $ 199,716 $ 171,522 $ 158,022 Tangible Common Equity / Tangible Assets - HC (3) 7.80 % 7.78 % 7.27 % 7.67 % 7.05 % 6.87 % Tangible Common Equity / Tangible Assets - Bank (3) 9.64 9.51 9.16 9.41 9.06 8.94 Tier 1 Leverage Ratio - Bank 9.93 9.72 9.41 9.50 9.21 9.46 Total Capital Ratio - Bank 11.83 11.64 11.54 11.65 11.20 11.17 Commercial Real Estate Loans / Total RBC 285.4 % 280.3 % 287.8 % 284.1 % 277.2 % 255.9 % Earnings & Profitability Net Income $ 5,207 $ 5,807 $ 6,659 $ 21,836 $ 16,346 $ 13,243 ROA 0.80 % 0.90 % 1.04 % 0.87 % 0.70 % 0.61 % ROE 9.97 11.42 14.42 12.00 9.93 8.53 Net Interest Margin (NIM)(TEY) 3.77 3.69 3.77 3.64 3.16 3.35 Non-Int Inc. / Avg. Assets 1.04 1.53 1.56 1.56 1.76 1.48 Efficiency Ratio 76.39 % 68.03 % 65.15 % 65.67 % 70.46 % 76.43 % Asset Quality Nonaccrual Loans / Loans (1) 3.55 % 3.68 % 2.53 % 2.50 % 2.19 % 1.76 % NPAs / Assets 3.23 3.40 2.32 2.38 1.90 1.58 Reserves / Loans (2) (3) 0.96 0.99 1.01 1.00 0.91 1.17 NCOs / Average Loans 0.09 % 0.12 % 0.09 % 0.55 % 0.78 % 0.30 % Yield and Cost Yield on Earning Assets (TEY) 6.67 % 6.59 % 7.01 % 6.89 % 6.94 % 6.62 % Cost of Deposits 2.91 2.89 3.22 3.23 3.82 3.24 Cost of Interest-Bearing Liabilities 3.47 % 3.45 % 3.84 % 3.85 % 4.46 % 3.97 % Meridian Corporation 24

Allowance For Credit Losses (ACL) to Loans and Other Finance Receivables, Excluding Loans at Fair Value (dollars in thousands) September 30, 2026 June 30, 2026 March 31, 2026 December 31, 2025 September 30, 2025 Allowance for credit losses (GAAP) $ 20,690 $ 21,463 $ 21,252 $ 21,573 $ 21,794 Loans and other finance receivables (GAAP) 2,163,832 2,177,978 2,181,575 2,170,600 2,162,845 Less: Loans at fair value (13,330) (13,619) (14,090) (14,396) (14,454) Loans and other finance receivables, excluding loans at fair value (non-GAAP) $ 2,150,502 $ 2,164,359 $ 2,167,485 $ 2,156,204 $ 2,148,391 ACL to loans and other finance receivables (GAAP) 0.96 % 0.99 % 0.97 % 0.99 % 1.01 % ACL to loans and other finance receivables, excluding loans at fair value (non-GAAP) 0.96 % 0.99 % 0.98 % 1.00 % 1.01 % RECONCILIATION OF NON-GAAP MEASURES Meridian believes that non-GAAP measures are meaningful because they reflect adjustments commonly made by management, investors, regulators and analysts. The non-GAAP disclosure have limitations as an analytical tool, should not be viewed as a substitute for performance and financial condition measures determined in accordance with GAAP, and should not be considered in isolation or as a substitute for analysis of Meridian’s results as reported under GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies. Pre-Provision Net Revenue Reconciliation Three Months Ended (Dollars in thousands, except per share data) September 30, 2026 June 30, 2026 September 30, 2025 Income before income tax expense $ 5,985 $ 7,479 $ 8,673 Provision for credit losses 1,130 2,968 2,850 Pre-provision net revenue $ 7,115 $ 10,447 $ 11,523 Bank $ 8,065 $ 9,387 $ 10,504 Wealth 689 574 512 Mortgage (1,639) 486 507 Pre-provision net revenue $ 7,115 $ 10,447 $ 11,523 Meridian Corporation 25

(dollars in thousands) September 30, 2026 June 30, 2026 March 31, 2026 December 31, 2025 September 30, 2025 Tangible common equity ratio - Corporation: Total stockholders' equity (GAAP) $ 203,628 $ 204,810 $ 200,225 $ 199,716 $ 188,029 Less: Goodwill and intangible assets (3,309) (3,360) (3,411) (3,462) (3,513) Tangible common equity (non-GAAP) $ 200,319 $ 201,450 $ 196,814 $ 196,254 $ 184,516 Total assets (GAAP) $ 2,571,545 $ 2,593,176 $ 2,576,581 $ 2,561,995 $ 2,541,130 Less: Goodwill and intangible assets (3,309) (3,360) (3,411) (3,462) (3,513) Tangible assets (non-GAAP) $ 2,568,236 $ 2,589,816 $ 2,573,170 $ 2,558,533 $ 2,537,617 Tangible common equity ratio (non-GAAP) 7.80 % 7.78 % 7.65 % 7.67 % 7.27 % Tangible common equity ratio - Bank: Total stockholders' equity (GAAP) $ 250,415 $ 249,468 $ 244,621 $ 244,064 $ 236,038 Less: Goodwill and intangible assets (3,309) (3,360) (3,411) (3,462) (3,513) Tangible common equity (non-GAAP) $ 247,106 $ 246,108 $ 241,210 $ 240,602 $ 232,525 Total assets (GAAP) $ 2,567,645 $ 2,591,551 $ 2,575,135 $ 2,560,485 $ 2,541,395 Less: Goodwill and intangible assets (3,309) (3,360) (3,411) (3,462) (3,513) Tangible assets (non-GAAP) $ 2,564,336 $ 2,588,191 $ 2,571,724 $ 2,557,023 $ 2,537,882 Tangible common equity ratio (non-GAAP) 9.64 % 9.51 % 9.38 % 9.41 % 9.16 % RECONCILIATION OF NON-GAAP MEASURES Meridian Corporation 26

Source: View Original Filing on SEC EDGAR

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