Welcome to our dedicated page for Meridian SEC filings (Ticker: MRBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Meridian Corporation (Nasdaq: MRBK) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures, including Form 8-K reports that furnish earnings information and dividend declarations. Meridian uses Form 8-K to present quarterly results, attach earnings press releases as exhibits, and share supplemental earnings materials that expand on segment performance and key financial metrics.
In these filings, Meridian Corporation reports net income, pre-tax pre-provision or pre-provision net revenue, net interest income, net interest margin, loan yields, and balance sheet data for loans, deposits, and stockholders’ equity. The exhibits often include detailed rate/volume analyses of interest income and interest expense, showing how changes in loan and deposit balances and interest rates affect net interest income. They also present information on non-interest income categories such as mortgage banking income, wealth management income, SBA loan income, earnings on investment in life insurance, and fair value changes on loans and derivatives.
Meridian’s SEC filings further outline non-interest expenses, including salaries and employee benefits, occupancy and equipment, professional fees, data processing and software, advertising and promotion, Pennsylvania bank shares tax, and other operating costs. Management commentary embedded in or referenced by these filings discusses provisions for credit losses on funded loans and unfunded commitments, non-performing loans and leases, and the impact of macroeconomic assumptions on credit loss models.
Stock Titan enhances these regulatory documents with AI-powered summaries that explain the main points of each filing in clear language. Users can quickly see how a new 8-K or other SEC report affects Meridian Corporation’s profitability, credit quality, and capital management, including recurring disclosures about the quarterly cash dividend of $0.125 per common share. Real-time updates from EDGAR and structured access to exhibits make it easier to review MRBK filings without manually parsing lengthy tables and technical text.
Meridian Corp. (MRBK) Q2-25 10-Q snapshot: Net income rose 68% YoY to $5.6 million; diluted EPS $0.49 versus $0.30. Net interest income advanced 26% to $21.2 million as loan yields outpaced a 7% drop in funding costs. Non-interest revenue grew 22% to $11.3 million, driven by mortgage banking (+6%), wealth management (+3%) and a 153% surge in SBA loan sales.
The credit provision climbed to $3.8 million (vs. $2.7 million) lifting the allowance to $20.9 million, or 0.99% of loans. Non-interest expense increased 12% but operating leverage improved; pre-tax, pre-provision income nearly doubled to $10.9 million.
Year-to-date, assets expanded 5% to $2.51 billion. Loans grew 3.8% to $2.09 billion and deposits 5.2% to $2.11 billion, with non-interest-bearing balances steady at 11%. Tangible book value rose to about $15.76 per share as equity reached $178 million. Available-for-sale securities carry $9.4 million of unrealized losses, down $0.7 million from year-end, and no ACL was recorded on the bond portfolio.
Capital ratios remain comfortably above regulatory minimums and the board maintained its $0.125 quarterly dividend (cumulative $0.25 YTD). Management reports stable asset quality with low 90-day past-due balances and no material credit deterioration disclosed.
Meridian Corp (MRBK) – Form 4 insider filing: Director Edward J. Hollin exercised three tranches of employee stock options on 08/01/2025, acquiring a total of 400 common shares.
- Strike prices: 100 shares at $10.44, 200 shares at $9.00, and 100 shares at $6.74.
- All transactions coded “M” (option exercise), with no accompanying share sales.
- Post-exercise, Hollin’s direct ownership increased to 51,026 common shares.
- The related option positions are now fully depleted (0 remaining) and had original grant dates of 02/05/2020, 11/04/2020, and 04/02/2020, each expiring in 2030.
- Option share quantities reflect Meridian’s 2-for-1 split on 02/28/2023.
No cash proceeds, sales, or new derivative awards were disclosed. Given the small size relative to Meridian’s float, the transaction appears routine and is unlikely to materially affect valuation or control.