Here are the 10-Q quarterly reports from Mercer Bancorp Inc (MSBB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow MSBB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MSBB filings page.
Mercer Bancorp, Inc. reports sharply higher profitability for the three and six months ended March 31, 2026. Quarterly net income rose to $272,139 from $35,367 a year earlier, with basic and diluted earnings per share increasing to $0.28 from $0.04. For the six-month period, net income increased to $443,409 from $311,675, and earnings per share improved to $0.45 from $0.33. Net interest income grew as total interest income reached $2.37 million for the quarter and $4.71 million for six months, while interest expense declined versus the prior year. Total assets were $173.9 million and deposits $146.6 million as of March 31, 2026, with shareholders’ equity of $25.1 million, reflecting internal capital generation and modest share repurchases.
Mercer Bancorp, Inc. reported quarterly net income of $171,270 for the three months ended December 31, 2025, down from $276,308 a year earlier, with diluted earnings per share declining from $0.29 to $0.18. Net interest income rose to $1.75 million from $1.59 million as total interest expense declined, particularly on Federal Home Loan Bank advances. However, noninterest expense increased to $1.65 million, outpacing a modest drop in noninterest income. Total assets were $174.2 million, slightly below $176.2 million at September 30, 2025, while deposits increased to $146.9 million. Nonperforming loans fell to $660,214, and the allowance for credit losses decreased to $913,370 with no provision recorded.