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Midland States Bancorp (MSBI) director reports new deferred stock awards

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Midland States Bancorp director Gerald Joseph Carlson reported equity-based compensation awards rather than open-market trades. He holds 4,000 shares of common stock directly. As of this filing, he also acquired 1,926.782 common share equivalents and 136.68 additional common share equivalents through dividend reinvestments in the Directors Deferred Compensation Plan.

Each restricted stock unit and common share equivalent represents the right to receive one share of Midland States Bancorp common stock, generally payable after his service as a director ends.

Positive

  • None.

Negative

  • None.
Insider Carlson Gerald Joseph
Role null
Type Security Shares Price Value
Grant/Award Common Share Equivalent 136.68 $26.55 $4K
Grant/Award Common Share Equivalent 1,926.782 $31.14 $60K
holding Common Stock -- -- --
Holdings After Transaction: Common Share Equivalent — 11,476.791 shares (Direct, null); Common Stock — 4,000 shares (Direct, null)
Footnotes (1)
  1. Represents restricted stock units acquired by the reporting person under the 2019 Long-term incentive plan and deferred under the DDCP as of the date of this form. Each restricted stock unit is the contingent right to receive one share of Issuer common stock. Vested shares will be delivered to the reporting person based on the terms of the DDCP and the reporting persons distribution elections thereunder. Represents common share equivalents acquired by the reporting person in the DDCP pursuant to the reinvestment of dividends received during the quarter on common share equivalents held in the DDCP by the reporting person at the time such dividend was paid on the underlying shares. Common share equivalents received for dividend reinvestments fully vested on the transaction date listed above and become payable upon termination of service as a director. Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form. Each common share equivalent is the economic equivalent of one share of common stock. Common stock equivalents become payable upon the reporting persons termination of service as a director.
Direct common stock holdings 4,000 shares Common Stock held directly after reported transactions
Common share equivalents grant 1,926.782 shares Common Share Equivalent derivative award on 2026-06-30
Dividend reinvestment equivalents 136.68 shares Common Share Equivalent from dividend reinvestment on 2026-06-30
Grant reference price $31.14 per share Transaction price per share for 1,926.782 common share equivalents
Dividend reinvestment price $26.55 per share Transaction price per share for 136.68 common share equivalents
restricted stock units financial
"Represents restricted stock units acquired by the reporting person under the 2019 Long-term incentive plan"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
2019 Long-term incentive plan financial
"restricted stock units acquired by the reporting person under the 2019 Long-term incentive plan and deferred under the DDCP"
DDCP financial
"deferred under the DDCP as of the date of this form"
common share equivalents financial
"Represents common share equivalents acquired by the reporting person in the DDCP pursuant to the reinvestment of dividends"
Directors Deferred Compensation Plan financial
"Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form"
A directors deferred compensation plan lets a board member postpone receiving part or all of their cash fees or stock-based pay until a future date, often retirement, allowing taxes to be delayed and payouts to be structured over time. Investors care because these plans change a company’s future cash obligations and reveal how the board’s pay is aligned with long-term performance—like choosing to take a paycheck later to tie personal reward to the company’s future results.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Carlson Gerald Joseph

(Last)(First)(Middle)
1201 NETWORK CENTRE DRIVE

(Street)
EFFINGHAM ILLINOIS 62401

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Midland States Bancorp, Inc. [ MSBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock4,000D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Common Share Equivalent(1)06/30/2026A136.68 (3) (3)Common Stock136.68$26.55(2)11,476.7905D
Common Share Equivalent(1)06/30/2026A1,926.782 (3) (3)Common Stock1,926.782$31.1413,403.5725D
Explanation of Responses:
1. Represents restricted stock units acquired by the reporting person under the 2019 Long-term incentive plan and deferred under the DDCP as of the date of this form. Each restricted stock unit is the contingent right to receive one share of Issuer common stock. Vested shares will be delivered to the reporting person based on the terms of the DDCP and the reporting persons distribution elections thereunder.
2. Represents common share equivalents acquired by the reporting person in the DDCP pursuant to the reinvestment of dividends received during the quarter on common share equivalents held in the DDCP by the reporting person at the time such dividend was paid on the underlying shares. Common share equivalents received for dividend reinvestments fully vested on the transaction date listed above and become payable upon termination of service as a director.
3. Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form. Each common share equivalent is the economic equivalent of one share of common stock. Common stock equivalents become payable upon the reporting persons termination of service as a director.
Remarks:
/s/Gerald Carlson07/01/2026
/s/Nathan D. Sturycz, attorney-in-fact07/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Midland States Bancorp (MSBI) director Gerald Carlson report in this Form 4?

Gerald Carlson reported equity-based compensation, not open-market trades. He acquired 1,926.782 common share equivalents and 136.68 additional equivalents via dividend reinvestments, plus holds 4,000 common shares directly, reflecting director compensation and deferred stock-based awards.

Did Gerald Carlson buy or sell Midland States Bancorp (MSBI) stock in the market?

The filing does not show open-market buys or sells. Instead, it records grants of restricted stock units and common share equivalents, including amounts from dividend reinvestment, all under the company’s long-term incentive and Directors Deferred Compensation Plan arrangements.

How many Midland States Bancorp (MSBI) common share equivalents did Carlson receive?

Carlson received 1,926.782 common share equivalents as a grant and 136.68 common share equivalents through dividend reinvestments. Each equivalent represents the economic value of one Midland States Bancorp common share under the deferred compensation plan structure described in the filing.

What Midland States Bancorp (MSBI) stock does Carlson hold directly after these transactions?

The Form 4 shows Carlson directly holding 4,000 shares of Midland States Bancorp common stock. In addition, he holds common share equivalents and restricted stock units in the Directors Deferred Compensation Plan, which are payable in stock after his board service ends.

What is the role of the Directors Deferred Compensation Plan for Midland States Bancorp (MSBI) directors?

The Directors Deferred Compensation Plan lets directors defer equity awards into common share equivalents. These equivalents track Midland States Bancorp common stock value, receive dividend reinvestments as more equivalents, and are generally paid out in shares when the director’s board service terminates.