Every 8-K that Midland States Bancorp, Inc. (MSBIP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MSBIP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MSBIP filings page.
Midland States Bancorp, Inc. declared a higher quarterly cash dividend of $0.33 per share on its common stock, up from $0.32. The dividend is payable on August 21, 2026 to shareholders of record at the close of business on August 14, 2026.
The board also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on September 30, 2026 to stockholders of record on September 15, 2026. The company notes this is its 26th consecutive year of increasing the quarterly cash dividend and reports total assets of approximately $6.70 billion and wealth management assets under administration of approximately $4.78 billion as of June 30, 2026.
Midland States Bancorp, Inc. furnished an investor presentation for use in meetings with investors and analysts. The presentation is provided as Exhibit 99.1 and is expressly treated as information that is furnished, not filed, under the Securities Exchange Act of 1934.
Midland States Bancorp, Inc. reported second quarter 2026 net income available to common shareholders of $17.7 million, or $0.82 per diluted share, compared with $16.2 million, or $0.74, in the first quarter and $9.8 million, or $0.44, a year earlier. Return on average assets was 1.22% and return on average tangible common equity reached 16.27%. Adjusted pre-provision net revenue was $32.8 million, equal to 2.01% of average assets, and the net interest margin expanded to 3.98% from 3.91%.
Total loans were $4.24 billion at June 30, 2026, down $94.9 million as planned runoff in specialty finance and non-core portfolios offset modest Community Bank growth. Total deposits rose to $5.71 billion, up $267.2 million, with higher retail and commercial balances and reduced brokered deposits, bringing the loan-to-deposit ratio to 74.4%. Wealth management delivered record revenue of $8.8 million on $4.78 billion of assets under administration.
Credit quality indicators were mixed: loans 30–89 days past due and substandard accruing loans declined, while nonperforming loans increased slightly to 1.43% of total loans and nonperforming assets remained 0.91% of total assets. Net charge-offs were $12.5 million, including an $8.6 million charge-off tied to resolving a previously identified commercial real estate relationship. The allowance for credit losses was $62.5 million, or 1.47% of total loans. Regulatory capital stayed strong, with a common equity Tier 1 ratio of 10.39% and total capital to risk-weighted assets of 15.77%, alongside $2.7 million of share repurchases during the quarter.
Midland States Bancorp, Inc. appointed Claire A. Stack as Executive Vice President and Chief Financial Officer of the company and Midland States Bank, effective May 8, 2026. She had been serving as Vice President – Chief Accounting Officer and interim CFO since March 2026.
Her offer letter provides a base salary of $350,000, bonus potential equal to 40% of base salary, eligibility for annual equity awards equal to 50% of base salary, and a one-time restricted stock grant equal to 50% of base salary, subject to board or committee approval. After termination, she is generally subject to 12 months of non-solicitation restrictions.
Stack is a CPA with more than fifteen years of accounting and finance leadership experience, including prior roles at Steelcase, several accounting firms, and other companies. As of March 31, 2026, Midland States Bancorp reported total assets of approximately $6.55 billion and Wealth Management Group assets under administration of approximately $4.47 billion.
Midland States Bancorp, Inc. reported the results of its 2026 annual meeting of shareholders. Four Class I directors — Jennifer L. DiMotta, Jeffrey G. Ludwig, Richard T. Ramos, and Jeffrey C. Smith — were elected to terms expiring at the 2029 annual meeting.
Shareholders approved, on a non-binding advisory basis, the compensation of certain executive officers, with 15,365,734 votes for and 534,594 against. They also ratified the appointment of Crowe LLP as the independent registered public accounting firm for the year ending December 31, 2026, with 17,464,725 votes for and 144,831 against.
Midland States Bancorp, Inc. declared regular cash dividends on its common and preferred stock. The Board approved a quarterly dividend of $0.32 per share on common stock, payable on May 22, 2026 to shareholders of record on May 15, 2026. The company also declared a dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on June 30, 2026 to stockholders of record on June 15, 2026. As of March 31, 2026, Midland States Bancorp reported total assets of approximately $6.55 billion and wealth management assets under administration of about $4.47 billion, reflecting the scale of its community-based banking and wealth management operations.
Midland States Bancorp, Inc. announced that its board has increased the company’s common stock repurchase authorization from $25 million to $45 million and extended the program through December 31, 2026. This allows the bank to continue buying back shares at its discretion over the next several years.
Under the program, initially authorized on November 3, 2025, the company has already repurchased 923,837 shares at an average price of $21.46, for a total of $19.8 million. Management describes the larger authorization as reflecting confidence in capital strength, credit profile and long-term profitability. As of March 31, 2026, the company reported approximately $6.55 billion in total assets and $4.47 billion of wealth management assets under administration.
Midland States Bancorp, Inc. reported that on March 5, 2026, it terminated Eric Lemke as Chief Financial Officer and principal financial and accounting officer of the company and Midland States Bank.
The board appointed Claire Stack, age 37, as Vice President – Chief Accounting Officer and interim Chief Financial Officer, making her the new principal financial and accounting officer. Stack joined the company in November 2025 as Corporate Controller and has more than fifteen years of accounting and finance leadership experience in financial services and public companies.
The company and its bank entered into a Change of Control Agreement with Stack, initially running through December 31, 2026 and automatically renewing for one-year periods unless either party gives timely notice. If her employment is terminated without cause or she resigns for good reason in connection with a change in control, she is entitled to a cash payment equal to 150% of her salary plus the average of her prior three years’ bonus payments, as well as up to 12 months of COBRA coverage at employee rates. She is generally subject to 12-month non-solicitation and non-competition restrictions after termination, and payments are conditioned on her signing a general release.
Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share on its common stock. The dividend will be paid on February 20, 2026 to shareholders of record as of February 13, 2026.
The Board also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. This preferred dividend is payable on March 30, 2026 to shareholders of record as of March 16, 2026. The company issued a press release with additional details.
Midland States Bancorp, Inc. filed a Form 8-K to announce that it released its financial results for the fourth quarter of 2025. The company issued a press release describing these results and attached it as Exhibit 99.1.
The company also posted a slide presentation covering the same fourth quarter 2025 financial results on its website, which is included as Exhibit 99.2. Both the press release and the slide presentation are furnished for information purposes and are not deemed filed under the securities laws.