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Midland States (MSBI) director granted common share equivalents via plan

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Midland States Bancorp director Richard Dean Bingham reported a small equity award under a deferred compensation plan. On March 31, 2026, he acquired 448.124 common share equivalents at $22.97 each through dividend reinvestment in the Directors Deferred Compensation Plan. Each common share equivalent is economically equal to one share of common stock and becomes payable when his service as a director ends. After this grant, he holds 22,735.8203 common share equivalents in the plan, alongside 9,879.106 underlying common shares from restricted stock units, direct and indirect common stock positions, and 4,000 Series A Preferred Depositary Shares. He disclaims beneficial ownership of some reported securities beyond his pecuniary interest.

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Insider Bingham Richard Dean
Role Director
Type Security Shares Price Value
Grant/Award Common Share Equivalent 448.124 $22.97 $10K
holding Restricted Stock Unit -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Series A Preferred Depositary Shares -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Share Equivalent — 22,735.82 shares (Direct); Restricted Stock Unit — 9,879.106 shares (Direct); Common Stock — 27,700 shares (Direct); Common Stock — 1,000 shares (Indirect, IRA); Series A Preferred Depositary Shares — 4,000 shares (Direct)
Footnotes (1)
  1. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form. Each common share equivalent is the economic equivalent of one share of common stock. Common stock equivalents become payable upon the reporting persons termination of service as a director. Represents common share equivalents acquired by the reporting person in the DDCP pursuant to the reinvestment of dividends received during the quarter on common share equivalents held in the DDCP by the reporting person at the time such dividend was paid on the underlying shares. Common share equivalents received for dividend reinvestments fully vested on the transaction date listed above and become payable upon termination of service as a director. Each common stock equivalent is the economic equivalent of one share of common stock.
Common share equivalents granted 448.124 units Dividend reinvestment grant on March 31, 2026
Grant reference price $22.97 per unit Economic value per common share equivalent
Common share equivalents after grant 22,735.8203 units Directors Deferred Compensation Plan balance
Underlying shares from RSUs 9,879.106 shares Restricted Stock Unit underlying common stock, direct
Direct common stock holding 27,700 shares Directly held Midland States common stock
IRA common stock holding 1,000 shares Indirect ownership via IRA
Indirect Agracel, Inc. holding 42,554 shares Common stock held indirectly through Agracel, Inc.
Series A Preferred Depositary Shares 4,000 shares Directly held preferred depositary shares
Directors Deferred Compensation Plan financial
"Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form."
common share equivalents financial
"Each common share equivalent is the economic equivalent of one share of common stock."
Restricted Stock Unit financial
"security_title": "Restricted Stock Unit""
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
pecuniary interest financial
"disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein"
Series A Preferred Depositary Shares financial
"security_title": "Series A Preferred Depositary Shares""
beneficial ownership financial
"shall not be deemed an admission of beneficial ownership of all of the reported shares"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bingham Richard Dean

(Last)(First)(Middle)
1201 NETWORK CENTRE DRIVE

(Street)
EFFINGHAM ILLINOIS 62401

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Midland States Bancorp, Inc. [ MSBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock27,700D
Common Stock1,000(1)IIRA
Series A Preferred Depositary Shares4,000D
Common Stock42,554(1)IAgracel, Inc
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Common Share Equivalent(2)03/31/2026A448.124 (2) (2)Common stock448.124$22.97(3)22,735.8203D
Restricted Stock Unit(4) (4) (4)Common Stock9,879.1069,879.106D
Explanation of Responses:
1. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose
2. Represents common share equivalents held pursuant to Directors Deferred Compensation Plan as of the date of this form. Each common share equivalent is the economic equivalent of one share of common stock. Common stock equivalents become payable upon the reporting persons termination of service as a director.
3. Represents common share equivalents acquired by the reporting person in the DDCP pursuant to the reinvestment of dividends received during the quarter on common share equivalents held in the DDCP by the reporting person at the time such dividend was paid on the underlying shares. Common share equivalents received for dividend reinvestments fully vested on the transaction date listed above and become payable upon termination of service as a director.
4. Each common stock equivalent is the economic equivalent of one share of common stock.
Remarks:
/s/Bingham, R. Dean04/01/2026
/s/Nathan D. Sturycz, attorney-in-fact04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Midland States Bancorp (MSBI) director Richard Bingham report in this Form 4?

Richard Bingham reported an equity-related acquisition under a compensation plan. He received 448.124 common share equivalents via dividend reinvestment in the Directors Deferred Compensation Plan, each economically equal to one Midland States Bancorp common share and payable when his board service ends.

How many common share equivalents did Richard Bingham acquire in Midland States Bancorp (MSBI)?

He acquired 448.124 common share equivalents in the Directors Deferred Compensation Plan. These arose from reinvested dividends on existing plan holdings and fully vested on March 31, 2026, remaining payable only after his termination of service as a director at Midland States Bancorp.

What are common share equivalents in the Midland States Bancorp (MSBI) Directors Deferred Compensation Plan?

Common share equivalents are bookkeeping units economically equal to one share of Midland States Bancorp common stock. They track deferred compensation and dividend reinvestments and become payable in stock or cash upon the director’s termination of board service, rather than functioning as currently tradable common shares.

What MSBI equity and derivative holdings does Richard Bingham report after this transaction?

After the transaction, he reports 22,735.8203 common share equivalents in the plan, 9,879.106 underlying common shares from restricted stock units, 27,700 directly held common shares, 1,000 common shares in an IRA, 42,554 indirect common shares via Agracel, Inc., and 4,000 Series A Preferred Depositary Shares.

Does Richard Bingham claim full beneficial ownership of all reported Midland States Bancorp (MSBI) securities?

He expressly disclaims beneficial ownership of certain reported securities beyond his pecuniary interest. The footnote states the inclusion of these shares should not be considered an admission of full beneficial ownership for Section 16 or for any other legal purpose.