NCR Atleos director Reece acquires 1,273 stock units

The units are payable in common stock following Joseph E. Reece’s termination of service as a director.

Rhea-AI Filing Summary

NCR Atleos Corp director Joseph E. Reece acquired 1,273 Phantom Stock Units on September 30, 2026, under the Director Compensation Program as part of his quarterly cash retainer. Reece elected to defer receipt as NCR Atleos common stock until after his service as a director ends. The units convert one-for-one into common stock and become payable following termination of service. His reported position after the acquisition was 13,736 Phantom Stock Units.

Insider Trade Summary

Grant/Award: 1,273 shares

Grant/Award 1 txn

Insider Reece Joseph E

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Units F1, F2, F3	1,273	$45.18	$58K

Holdings After Transaction: Phantom Stock Units — 13,736 contracts (Direct)

Footnotes (3)

1. F1. These are stocks acquired under the NCR Atleos Director Compensation Program (the "Compensation Program") as part of the reporting person's quarterly cash retainer. The reporting person elected to defer receipt of the quarterly cash retainer as NCR Atleos common stock to be received following the termination of the reporting person's service as a director.
2. F2. The phantom stock units are converted into common stock on a one-for-one basis.
3. F3. The phantom stock units become payable in common stock following the reporting person's termination of service as a director.

Key Figures

Phantom Stock Units acquired: 1,273 units Phantom Stock Units after acquisition: 13,736 units Common stock conversion ratio: one-for-one

3 metrics

Phantom Stock Units acquired 1,273 units September 30, 2026

Phantom Stock Units after acquisition 13,736 units Reported position following the acquisition

Common stock conversion ratio one-for-one Phantom Stock Units convert into common stock

Key Terms

Phantom Stock Units, Director Compensation Program, quarterly cash retainer

3 terms

Phantom Stock Units financial

"Phantom Stock Units"

Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.

Director Compensation Program financial

"under the NCR Atleos Director Compensation Program"

quarterly cash retainer financial

"as part of the reporting person's quarterly cash retainer"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many phantom stock units did NATL director Joseph E. Reece acquire?

Joseph E. Reece acquired 1,273 Phantom Stock Units on September 30, 2026, under NCR Atleos Corp’s Director Compensation Program.

How do NATL Phantom Stock Units convert into common stock?

The Phantom Stock Units convert into common stock on a one-for-one basis and become payable following Reece’s termination of service as a director.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 04:07 PM Accepted by SEC EDGAR 10/02/2026 - 04:06 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reece Joseph E

(Last) (First) (Middle)

864 SPRING STREET NW

(Street)

ATLANTA GEORGIA 30308

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NCR Atleos Corp [ NATL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Units(1)	(2)	09/30/2026		A		1,273		(3)	(3)	Common Stock	1,273	$45.18	13,736	D

Explanation of Responses:

1. These are stocks acquired under the NCR Atleos Director Compensation Program (the "Compensation Program") as part of the reporting person's quarterly cash retainer. The reporting person elected to defer receipt of the quarterly cash retainer as NCR Atleos common stock to be received following the termination of the reporting person's service as a director.

2. The phantom stock units are converted into common stock on a one-for-one basis.

3. The phantom stock units become payable in common stock following the reporting person's termination of service as a director.

	/s/ Leah Singleton, Attorney-in-Fact	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)